USDA Vs. FHA Pro and Con comparison in Holmes-Beach, Manatee County, FL
In 2025, the USDA loan limit for Holmes-Beach in Manatee County, FL, is $338,500. Meanwhile, the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Identify the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator allows for side-by-side viewing of USDA, FHA, Conforming, and VA options, assisting you in deciding which program best fits your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Holmes-Beach, Manatee, FL
Loan Type
Loan Limit
Down Payment
USDA
$338,500
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Holmes-Beach, FL
Lendersa® strives to provide you with the best USDA or FHA loans quickly and without hassle. Begin with one of three methods to match with lenders and explore USDA loan programs.
A USDA home loan is supported by the Department of Agriculture, also referred to as the USDA rural development loan or mortgage, and is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans offer a zero down payment option for eligible applicants in rural neighborhoods.
Port Arthur Community FCU has been open since 1950. The credit union has assets totaling $22.66 Million and provides banking services to more than 2, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member and access banking services.
Eastern Kentucky Federal Credit Union is a federally regulated, and non-profit credit union, established in 1969 by the employees of Kentucky West Virginia Gas Company located in Eastern Kentucky. On April 1, 2015 the board of directors voted to change the name to Eastern Kentucky Federal Credit Union.
Golden Triangle Federal Credit Union originated in 1953. Since that time, Golden Triangle FCU has grown and prospered. GTFCU was formed by the employees of Atlantic Refinery and Pipeline Company. The original name of the credit union was Atlantic-Atreco Federal Credit Union. Now known as 'TOTAL' Refinery
Fahe Loan Servicing emphasizes quality customer care and personalized account management on the mortgages we service for Fahe, its partners, and our borrowers. By utilizing our experienced team, smaller nonprofits are able to keep overhead low. For Members whose primary function does not involve financials,
The Bank of Ripley is committed to being a friendly, locally owned community bank that consistently and profitably delivers high quality personal service and financial products to meet the needs of, and be recognized as a leader by, the communities we serve for the benefit of those who make our existence possible
Neches Federal Credit Union has a deep history with roots that have been serving members of Southeast Texas since the early 1940’s. Just as the Neches River connects and links our neighboring cities, Neches FCU is the heartbeat of financial service, touching and strengthening our community.
MCT Credit Union Sprout is the online personality of MCT Credit Union, based out of Port Neches, Texas. By members choice, this institution is not federally insured, but privately insured by American Share Insurance. Credit Union, based out of Port Neches, Texas. By members choice, this institution is not federally insured
Lewisburg Banking Company was chartered on February 10, 1894. There were 35 original stockholders. The bank was chartered with 150 shares with each share selling for $100; thus making a capital investment of $15,000.
An organizational meeting of the stockholders of the proposed banking company to be located at Lewisburg, Logan County, Kentucky.
PBK has been in business for over 100 years. We opened our first office in Hustonville, Kentucky in 1906 and have been growing and expanding ever since. We have a vast array of banking services including checking and savings accounts, certificates of deposit, IRA’s, Christmas and Vacation club accounts, health savings accounts.