USDA Vs. FHA Pro and Con comparison in Zephyrhills-North, Pasco County, FL
In 2025, the USDA loan limit for Zephyrhills-North, situated in the county of Pasco, FL, is set at $285,000. Meanwhile, the FHA loan limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today’s prime USDA against FHA rates, determining the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding you in selecting the ideal program for your financial needs in .
Loan Limits and Down Payment Requirements for 2025 in Zephyrhills-North, Pasco, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Zephyrhills-North, FL
Lendersa's aim is to swiftly connect you with the most suitable USDA or FHA loan without complications. Start with one of three available paths to match with lenders and USDA loan options.
Known also as a USDA rural development loan or USDA mortgage, a USDA home loan is a mortgage guaranteed by the government's Department of Agriculture, available only in rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans require none, making them more accessible for qualified applicants.
Every customer is treated with integrity and respect. When you walk through the doors of any of our 11 Maine branches, you can count on a highly personalized banking experience and an honest, forthright team of employees that are genuinely interested in meeting your individual needs.
GCFCU has grown to more than 3900 members strong and exceeds $17 million in assets as of March 31, 2016. Our growth and success comes from the support of our loyal members who use our services, a dedicated group of volunteers who are elected by our members to represent them, and a friendly staff who are committed to exceeding your
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