USDA Vs. FHA your options comparison in Byron, Peach County, GA

In 2025, the USDA loan limit for a single-family home in Byron, situated in Peach, GA, is $336,500, whereas the FHA loan limit is $472,030.

Utilize the Lendersa® USDA loan calculator to effectively compare today's finest USDA and FHA rates. This tool assists in determining the required income, credit, reserves, and documentation necessary for qualification. With our sophisticated mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, guiding you to select the program in that best suits your financial needs.

Compare offers from a broad network of 100 lenders

2025 Loan Limits and Downpayment Requirements in Byron, Peach, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Byron, GA

Lendersa® aims to secure the best USDA or FHA loans for you rapidly without complications. Start from one of three points to connect with matched lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in GA

The USDA home loan is a secure loan provided by the government via the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It is designated solely for use in rural areas. Unlike FHA loans, which necessitate a minimum of 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Domino Federal Credit Union
  • 4702 S Lake Drive, Texarkana, TX, 75501
  • Domino Federal Credit Union was chartered on August 23, 1973. Employees of International Paper Mill in Domino, Texas worked together to establish this institution. In the beginning, Domino Federal Credit Union only offered Savings and Loans. It has since grown to offer Checking Accounts, IRAs, Share Certificates, Online Banking and more
  • Red River Credit Union
  • 1000 Pine, Texarkana, TX, 75501
  • Red River Credit Union employs over 350 local residents to manage over $900 million in assets. Our membership is over 110,000 strong. As a premier financial institution, Red River Credit Union can offer its membership loans, deposit accounts, and financial services to meet their every need.
  • Bayside Mortgage Services Inc
  • 3901 Main Street, Grasonville, MD, 21638
  • Bayside Mortgage Services Inc, we've been helping customers acheive the dream of home ownership since 2003. Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process
  • ASECU
  • 1690 South Canfield Niles Road, Youngstown, OH, 44515
  • ASECU is a not-for-profit financial institution, which means Members enjoy low interest rate loans, high savings yields and low or no-fee money management services. Deposits at ASECU are federally insured to $250, 000 by the National Credit Union Administration. ASECU membership is available to anyone in Mahoning, Trumbull or Columbiana Counties.
  • Annapolis First Mortgage, LLC
  • 1605 Race Street, Baltimore, MD, 21230
  • We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending
  • Summit Home Lending, LLC
  • 72 N. Main Street, Suite 310, Hudson, OH, 44236
  • "We are an independent mortgage broker serving all of Ohio's home buyers and homeowners with their mortgage needs. MISSION Help consumers get access to the best mortgage, with transparency and professionalism VISION Educate and serve all mortgage consumers in our service area while preserving the true wholesale to broker model"
  • THE FARMERS STATE BANK AND TRUST COMPANY
  • 200 West State Street, Jacksonville, IL, 62650
  • The Farmers State Bank and Trust Company has been proudly serving the Morgan County Community for over 100 years. The Farmers State Bank and Trust Company was organized in 1910 under a charter issued by the State of Illinois. Upon subscribing the necessary capital, a group of prominent businessmen.
  • Patriot Federal Credit Union
  • 800 Wayne Ave, Chambersburg, PA, 17201
  • Patriot Federal Credit Union has been helping members achieve financial success in our community since 1965, when the Credit Union was first formed.Patriot is governed by member-volunteers elected to the Board of Directors and managed by experienced financial professionals.We are committed to serving all your financial needs and developing a solid.