USDA and FHA Pro and Con in Byron, Peach County, GA
In 2025, the USDA loan limit for a single-family home in Byron, situated in Peach, GA, is $336,500, whereas the FHA loan limit is $472,030.
Utilize the Lendersa® USDA loan calculator to effectively compare today's finest USDA and FHA rates. This tool assists in determining the required income, credit, reserves, and documentation necessary for qualification. With our sophisticated mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, guiding you to select the program in that best suits your financial needs.
2025 Loan Limits and Downpayment Requirements in Byron, Peach, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Byron, GA
Lendersa® aims to secure the best USDA or FHA loans for you rapidly without complications. Start from one of three points to connect with matched lenders offering USDA loan programs.
The USDA home loan is a secure loan provided by the government via the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It is designated solely for use in rural areas. Unlike FHA loans, which necessitate a minimum of 3.5% down payment, USDA loans require no down payment.
At American Federal Bank, we know our clients and understand their farm and business operations. Our clients have confidence in the advice and solutions we offer to help them reach their goals. They know and trust that we will take care of them. Clients tell us they'd recommend American Federal in a heartbeat!
Lincoln Maine Federal Credit Union is a non-profit cooperative where members pool their financial assets to provide funds for loans and other financial services available to members only. The universal philosophy of the credit union movement is: Not for Profit — Not for Charity — But for Service.
Katahdin Federal Credit Union was originally chartered sixty years ago, in 1954, as a single employer credit union for Great Northern Paper. Since that time, KFCU has expanded from a single sponsor credit union to a community based institution serving Penobscot and Piscataquis Counties and parts of southern Aroostook County.
TruStar was founded in 1960 by paper mill employees in International Falls who were looking for a way to secure good rates on loans and competitive dividends on their savings. They each tossed five dollars in a hat to form the credit union’s first assets! We have grown significantly since our early days and have been recognized by industry peers.
Harwood State Bank was one of the banks to survive that era with a strong capital ratio. The bank sold $7,000 more in stock in 1951 to raise the capital stock to $25,000. There have been two stock splits since that time. The first in 1959 and the second in 1980, and our capital stock is now $100,000.
Oahe Federal Credit Union has been providing services to employees of the City of Pierre and Ft. Pierre, the State of South Dakota, Hughes and Stanley Counties, the Federal Government, South Dakota Retailers, Capital Area Counseling, Avera St. Mary’s, Pierre Indian Learning Center, and School Systems of Pierre and their immediate family members.
Eastmill Federal Credit Union has come a long way since its first organizational meeting on May 13, 1954. Credit Unions are unique in the financial world as not-for-profit institutions. Members own and direct the credit union. These members are dedicated to the credit union motto, “Not for charity, not for profit, but for service.
The Sterling Federal Credit Union is a financial cooperative that was established to provide quality financial services and a safe and sound financial environment for its members. The Sterling Federal Credit Union is locally owned and controlled by its members who are residents of Logan and Morgan Counties and their families.
