USDA Vs. FHA your options comparison in Centerville, Houston County, GA

In the year 2025, the USDA loan limit for Centerville in Houston county, GA, is $336,500. The FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's USDA versus FHA best rates. This tool aids in determining the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial situation in .

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Centerville, Houston, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Centerville, GA

At Lendersa®, our goal is to secure you the best USDA or FHA loan promptly and hassle-free. Select from three starting options to connect with lenders and USDA programs.

Lendersa USDA loan request and matching results

About USDA Loans in GA

A USDA home loan is backed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage. It is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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