USDA Vs. FHA your options comparison in Warner-Robins, Houston County, GA

In 2024, USDA loan limit in Warner-Robins, county of Houston, GA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Warner-Robins, county of Houston, GA

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Warner-Robins, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Ross, Billy, J
  • 500 East E Street, Suite 120, Ontario, CA, 91764
  • Billy Ross, Realtor In 2006 he began working full-time in real estate as an appraiser trainee. In this role, he learned the art, science and importance of real estate valuation. In 2007 he became a licensed broker and focused his attention on professional sales. In 2008 he joined a firm and quickly established a reputation as a knowledgeable.
  • Houzerz
  • 3100 E. Cedar Street, Suite 11, Ontario, CA, 91764
  • Houzerz is a real estate and mortgage company that emphasizes building client relationships and alleviating the pressures of the home-buying process. We sit with our clients to determine which type of home and mortgage loan would best suit them and their budget. Our company is devoted to ensuring that our clients receive the most attentive,
  • Homesmart Lending
  • 3602 Inland Empire Boulevard, Suite B140, Ontario, CA, 91764
  • Homesmart Lending My goal as a Real Estate Broker is to treat my client's satisfaction as the highest priority. I pledge to be honest, work diligently, and treat everyone with the utmost respect. In doing this, I hope to not only earn your business, but to be your trusted partner for all of your real estate needs.
  • Diamond Financial
  • 3400 Inland Empire Boulevard, Ontario, CA, 91764
  • Diamond Financial. We are a full service mortgage company based in Ontario, CA. We specialize in FHA Loans, Conv, VA, First Time Homebuyers in California. We service all of California. Whether you are buying a home or refinancing anywhere in California we can help your dreams of home ownership become a reality
  • Priority Real Estate & Lending Services
  • 609 N Lemon Ave, Suite 1, Ontario, CA, 91764
  • Priority Lending is the top-rated loan officer in Ontario, CA! Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs constantly change, you need to make sure you're dealing with a top professional.
  • Ainsworth Financial Mortgage Corporation
  • 3175-E Sedona Court, Ontario, CA, 91764
  • Ainsworth Financial Mortgage Corporation offers you various types of flexible loan programs with the best interest rates in the market. Our talented team of experts will not only assist you throughout the loan process but also provide different loan options for you to save money by choosing the best deals.
  • Golden Coast Mortgage
  • 1119 South Milliken Avenue, Ontario, CA, 91761
  • Golden Coast Mortgage, a division of Golden Empire Mortgage, Inc., Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. The Golden Coast Mortgage Team is committed to providing clients with the highest quality home loans combined with the most competitive mortgage rates.
  • Capital United
  • 3200 East Guasti Road, Suite 100, Ontario, CA, 91761
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Firm Foundation Finances Inc
  • 4345 East Lowell Street, Suite N, Ontario, CA, 91761
  • The mortgage Industry is filled with companies and individuals that forget that individuals need individual attention. Many in the industry are amateurs that don't know what they are doing and don't have your best interest at the forefront. We know that "Close Enough" in not Enough.
  • Apple Financial Network
  • 3200 E Guasti Rd, Suite 100, Ontario, CA, 91761
  • BirdEye Loans, Inc. John is dedicated to serving the needs of homebuyers and homeowners in the Inland Empire, Los Angeles and throughout California seeking the right loan for their situation. In his 19 years of dedicated service, John has worked with homebuyers seeking their very first home, experienced buyers seeking to upgrade to a larger home.
  • Blisss Life Enterprises
  • 3200 E Guasti Rd, Suite 100, Ontario, CA, 91761
  • "The Blisss Life Agency, a full-service mortgage and residential real estate brokerage offering a first class experience. Blisss Life, a wealth building brand dedicating to educating African American millennials learn to respect money so that they can live a financially free, blisssful life."