USDA Loan Vs. FHA loan for Warner-Robins, GA [Houston County ]

In 2025, the USDA loan limit in Warner-Robins, which is in Houston, GA, is $285,000. The FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare the day's best USDA and FHA rates, and assess the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA programs, aiding your decision on the best choice for financial needs in .

USDA and FHA Loan Programs in Warner-Robins, GA

Lendersa® aims to efficiently connect you with the best USDA or FHA loans, free of hassle. Choose one of three starting paths to find matching lenders and USDA loan options tailored to your needs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in GA

A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Exclusively for rural areas, unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require none, providing a unique advantage for eligible applicants.

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(410) 663-2500 Lender's profile and map Reviews Destinations Credit Union 8767 Satyr Hill Road, Parkville, MD, 21234 Destinations Credit Union is a not-for-profit full service financial institution serving Parkville/Carney and employees/members of more than 150 businesses and community groups in the Baltimore Metro area. Because we return our profits to our members, we can generally offer low or no fees for services
(410) 665-7600 Lender's profile and map Reviews Chesapeake Bank 2001 East Joppa Road, Baltimore, MD, 21234 Chesapeake Bank of Maryland was founded in 1913 as New Eastern Avenue Permanent Savings and Loan Association. The name was changed to Chesapeake Federal Savings and Loan Association in 1960. In 1998 the Bank, became Chesapeake Bank of Maryland. The Bank operates from its main office in Parkville
(217) 648-2315 Lender's profile and map Reviews The Atlanta National Bank 105 SW Church St, Atlanta, IL, 61723 The Atlanta National Bank is a branch office of The Atlanta National Bank. They’re located in 105 SW Church St in Atlanta, Illinois. Their bank charter class is N, which means they’re a commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC).
(410) 584-7228 Lender's profile and map Reviews Point Breeze Credit Union 11104 McCormick Road, Hunt Valley, MD, 21031 Point Breeze Credit Union offers easy, reliable banking by helping you save time and money. We put our members first and endeavor to make your life easier through friendly, convenient service that makes banking feel less like a chore. As a Point Breeze member, you can expect a warm welcome and a hassle-free experience.
(410) 785-2200 Lender's profile and map Reviews Eastern Savings Bank 11350 McCormick Rd, Suite 405, Hunt Valley, MD, 21031 Our Mission at Eastern Savings Bank, an FDIC insured community bank, is committed to building relationships by providing personalized banking solutions and services, delivered with integrity and passion. Our Vision is We are proud of the rewarding connections we maintain with our customers and associates.
(410) 584-7474 Lender's profile and map Reviews Atlantic Financial 40 Schilling Road, Hunt Valley, MD, 21031 Atlantic Financial Federal Credit Union (AFFCU) is a full-service financial institution serving the financial needs of consumers throughout the greater Baltimore communities. AFFCU is open to anyone who lives, works, worships, volunteers, attends school, or has family in Baltimore County, Baltimore City, Carroll County, Harford County, Maryland.
(410) 878-9730 Lender's profile and map Reviews Direct Mortgage Loans, LLC 11011 McCormick Road, Suite 400, Hunt Valley, MD, 21031 Direct Mortgage Loans is committed to outstanding mortgage solutions and building life-long relationships. Giving our employees the resources, knowledge, and training to grow, and then help them to succeed, is our passion. Our values are centered on effective, proactive and respectful communication.
(888) 532-5674 Lender's profile and map Reviews US Mutual Home Loans Inc 201 International Circle, Suite 230, Hunt Valley, MD, 21030 We look forward to elevating your experience! At US Mutual Home Loans we don’t launch rockets; we don’t have fancy bells and whistles that drive up the cost of your loan. What we offer is unparalleled personal service, creative mortgage products, and cost effective financing solutions with interest rates that will make you REALLY happy.
(410) 683-1500 Lender's profile and map Reviews Alliance Mortgage Funding Inc 111 Warren Road, Suite 10A, Cockeysville, MD, 21030 Alliance Mortgage Funding, Inc. has been a 100% Referral Based business. We are locally owned and operated, so you are working with local professionals, not a call center in another state. Licensed in Maryland and Pennsylvania, we help all of our clients make all of the right mortgage financing decisions, for all the right decisions.
(410) 628-0500 Lender's profile and map Reviews Freedmont Mortgage Group 50 Scott Adam Rd, Cockeysville, MD, 21030 Freedmont Mortgage®, a division of NFM Lending, has set the standard for trust, honesty, and integrity in the industry for nearly two decades. As one of the oldest licensed mortgage firms in the Mid-Atlantic area, we have the experience and reputation to assist homeowners and homebuyers in a variety of situations.
(419) 862-4115 Lender's profile and map Reviews Materion Federal Credit Union 14710 W Portage River Road, Elmore, OH, 43416 Our mission as a member owned financial institution is to provide high quality personalized financial products and services that are competitive, convenient, and responsive. While holding to our core values, we operate in a manner that assures financial strength and promotes the goals of our membership.