USDA Vs. FHA your options comparison in Fort-Valley, Peach County, GA

In the year 2025, the USDA loan limit for Fort-Valley in the county of Peach, GA is set at $285,000, while the FHA limit for a single-family home is $356,362.

Leverage Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, and discover the income, credit, reserves, and documents essential to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, offering a comprehensive view to determine the most suitable program in for your specific financial status.

Compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Fort-Valley, Peach, GA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Fort-Valley, GA

The aim at Lendersa® is to provide you with the best USDA or FHA loan promptly and with minimal hassle. Choose from three starting options to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in GA

The USDA home loan is backed by the government's Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is restricted to rural areas. Unlike FHA loans that mandate at least a 3.5% down payment, the USDA mortgage demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Helping Hands Lending LLC
  • 10103 Fondren, Suite 340, Houston, TX, 77096
  • Mia Brent is the CEO of Helping Hands Lending, LLC. We are a Texas-based mortgage broker. We offer a wide variety of products, from Conventional, FHA, VA, and USDA. We open doors when other companies cannot, one loan at a time! Mia's personal journey has led her to help build helping Hands Lending to help others.
  • BH Loans LLC
  • 10101 Fondren Road, Suite 575, Houston, TX, 77096
  • BH Loans, LLC. We are a full service mortgage company based in Houston, TX. We specialize in Investment loans in Houston. We also serve the surrounding cities in Harris County. Whether you are buying a home or refinancing and we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
  • Garden State Federal Credit Union
  • 144 W Route 38, Moorestown, NJ, 08057
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  • New Jersey Community Federal Credit Union
  • 144 Route 38., Moorestown, NJ, 8057
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  • Almost Home Mortgage
  • 714 E. Main St, Suite 2A, Moorestown, NJ, 08057
  • Almost Home Mortgage LLC was established in 2014 but is certainly not new to this industry. Almost Home Mortgage was created by blending two highly established lending and service entities to create a knowledge and service based Mortgage Company.At Almost Home Mortgage, we operate under the guiding principle do the right thing for your client.
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  • Financial Freedom Mortgage, LLC
  • 112 West Park Drive, Suite 300, Mount Laurel, NJ, 08054
  • Financial Freedom Mortgage, LLC. was established with the mission of creating extraordinary mortgage solutions for the citizens of New Jersey, Maryland, Delaware and Florida. That mission continues to be a driving force through today. Financial Freedom Mortgage has always sought out the nation's most creative and responsible lenders.
  • Union Plus Mortgage Company
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  • LofiDirect
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  • Lofi Direct, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of providing MORE products, services support and value to clients, partners and the community. Headquartered in Mount Laurel, N.J with branches throughout the United States
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  • 3262 Teesdale Street, Ground Floor, Philadelphia, PA, 19136
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