FHA Vs. USDA loan program for Cumming, Forsyth County, Georgia

In 2025, USDA loan limit in Cumming, county of Forsyth, GA is $377,200 while FHA limit is $592,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Cumming, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(760) 622-4226 1891 miles Lender's profile and map Reviews A Vision Property Services\| Home Loans \| Home Purchase and Sales 28812 Vista Valley Dr, Vista, CA, 92084 A Vision Property Services\| Home Loans \| Home Purchase and Sales Mortgage lending, home purchases and home sales. Contact me for no cost loans --- or best rate loans! You choose! Specializing in VA, FHA, Conventional, Jumbo and Purchase loans Lori Flannery is the President & Owner mortgage company
(760) 803-0305 1891 miles Lender's profile and map Reviews Equity 1 Lenders Network Inc. 2836 Felicia Way, Vista, CA, 92084 We are committed to providing superior service, from assisting in selecting the right lending option for your needs to closing loans on time, every time. Equity 1’s exemplary service is appreciated by our loyal clients. These relationships are built on trust, communication and excellent follow-through.
(760) 806-3330 1891 miles Lender's profile and map Reviews Loanstar Financial Corporation 138 Civic Center Drive, Suite 208, Vista, CA, 92084 Our only mission is to serve our customers with honesty and integrity. Our goal is to provide home loans and financial solutions to our clients while providing them with the lowest possible interest rates and closing costs possible. Furthermore, we pledge to help our borrowers overcome roadblocks that can arise while securing a loan.
(949) 273-1589 1892 miles Lender's profile and map Reviews Integrity Mortgage Group 9683 Tierra Grande, Suite 102, San Diego, CA, 92126 Integrity Mortgage Group team is committed to providing clients with the highest quality financial services combined with great rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
(858) 775-1005 1892 miles Lender's profile and map Reviews Hyde Funding 8996 Miramar Rd, Suite 250, San Diego, CA, 92126 Headquartered in San Diego with over a decade of experience, Hyde Funding represents what you want in a mortgage lender. Hyde Funding specializes in all home purchase transactions, from Jumbo, FHA, First Time Home Buyer, Veteran, Conforming, Rehab, Cash Out, Hard Money and anything outside the box.
(858) 225-5000 1892 miles Lender's profile and map Reviews Integrity Mortgage Group 9683 Tierra Grande St, Suite 102, San Diego, CA, 92126 Integrity Mortgage Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
(858) 693-1854 1892 miles Lender's profile and map Reviews Morgan Home Loan Funding Corp 8996 Miramar Road, Suite 230, San Diego, CA, 92126 Our mission is to provide you with the highest quality mortgage and refinancing services. Our loans are tailored to fit your personal needs at some of the most competitive rates in the nation. We are committed to serving the communities where we live and work, helping to providing mortgage solutions and to strengthen communities to improve lives,
(619) 324-9444 1892 miles Lender's profile and map Reviews JP Real Estate & Mortgage Inc 9460 Mira Mesa Boulevard, Suite K, San Diego, CA, 92126 JP Real Estate & Mortgage Inc owner of the Jenny Pham is real estate during the crash: buyers couldn't buy and sellers couldn't sell. Equity was a fancy thing and lending was tight. I navigated through the waves of shortsales, foreclosures, and loan mods with emotional sellers and doubting buyers.
(619) 338-9801 1892 miles Lender's profile and map Reviews H2 Mortgage, Inc. 7940 Silverton Ave, Suite 101A, San Diego, CA, 92126 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(812) 647-9794 1892 miles Lender's profile and map Reviews Paradise Valley Federal Credit Union 2700 E 4th Street, National City, CA, 91950 Paradise Valley Federal Credit Union serves the Seventh Day Adventist church membership and affiliated companies in the San Diego area. With over 80 million dollars in assets, Paradise Valley Federal Credit Union is a not-for-profit financial institution that is owned and operated by members.
(619) 292-3807 1892 miles Lender's profile and map Reviews GHI Mortgage 2434 Southport Way, Suite D, National City, CA, 91950 GHI Mortgage was founded in 2003, which was an expansive time in lending. While other companies were riding the housing bubble and engaging in risky lending practices, the team at GHI Mortgage took the responsible route by working with our customers to ensure they received a safe lending product that worked best for them, both now.