USDA Vs. FHA your options comparison in Panthersville, DeKalb County, GA

In 2026, the USDA loan limit for Panthersville in DeKalb, GA, is set at $330,200. For a single-family home, the FHA limit is $592,250.

Utilize the Lendersa® USDA loan calculator to contrast today's leading USDA versus FHA rates. Determine the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA offers, aiding your choice of the best program for your financial needs in Alabama.

Browse loan offers from a roster of 100 lenders

2026 Loan Limits and Down Payment Requirements in Panthersville, DeKalb, GA

Loan Type Loan Limit Down Payment
USDA $330,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Panthersville, GA

The mission of Lendersa® is to link you to the most advantageous USDA or FHA loans quickly and without hassle. Start with one of three pathways to connect with matching lenders and USDA loan programs.

Illustrative view of USDA loan request and matching results by Lendersa

Understanding USDA Loans in GA

Guaranteed by the Department of Agriculture, the USDA home loan, also known as a USDA rural development or USDA mortgage, is available only in rural areas. FHA loans require a minimum 3.5% down payment, while USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Panthersville Lenders

  • Harvest Financial Associates LLC
  • 2637 Flat Shoals Road, Decatur, GA, 30034
  • Lends in Georgia
  • Harvest Financial Associates, LLC, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

  • Community Lending Solutions Inc
  • 801 Moreland Avenue, Suite B, Atlanta, GA, 30316
  • Lends in Georgia
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • SL Lending
  • 1939 Hosea Williams Drive, Atlanta, GA, 30317
  • Lends in Georgia
  • Atticus is one of the co-founders of Stryant Investments, LLC and Stryant Construction, Inc. The companies were also co-founded by Stan Sugarman in 2009 with the purpose of finding distressed or undervalued real estate investments in the metro Atlanta area since they had individually been pursuing opportunities since 2007.

  • AHP Capital
  • 755 Commerce Drive, Suite 803, Decatur, GA, 30030
  • Lends in Georgia
  • AHP Capital Out of the depths of the recession of the mid 2000s and the largest loss of real estate value in US history David Dick and Jim Cantrell formed a new real estate company with a diversified approach to lending and investing. and also Their new company combined construction, property management, sales and lending.

  • Emory Alliance Credit Union
  • 1237 Clairmont Run, Decatur, GA, 30030
  • Lends in Georgia
  • Emory Alliance Credit Union was chartered in 1968 to serve the employees of Emory University and Emory University Hospital. In the last 40 years, its field of membership has grown to include Emory University students and faculty, Emory Healthcare, Residents or Employees of DeKalb or Fulton County, Georgia, and other Emory-related organizations.

  • Dimensions Mortgage LLC
  • 777 Cleveland Avenue, Suite 101, Atlanta, GA, 30315
  • Lends in Georgia
  • The Dimensions Mortgage Company is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Georgia. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.

  • BOND Community Federal Credit Union
  • 433 Moreland Ave NE, Atlanta, GA, 30307
  • Lends in Georgia
  • BOND Community Federal Credit Union was officially chartered in 1972 as a not-for-profit, member-owned financial institution. It had taken over two years of tenacity and a $2500 loan from the local Mennonite Church to convince NCUA (National Credit Union Administration, our federal regulatory agency) of its worth.

  • Highland Mortgage
  • 664 Seminole Ave NE, Suite 101, Atlanta, GA, 30307
  • Lends in Georgia
  • Highland Mortgage is not only a different kind of mortgage experience, it's a different kind of mortgage company. We are employee-owned. No hedge funds. Just knowledgeable industry leaders making a difference for our clients. Our Mission is to better the lives of our clients, referrel partners and employees through transparency, simplicity.

  • Family First Credit Union
  • 3604 Atlanta Ave, Hapeville, GA, 30354
  • Lends in Georgia
  • Family First Credit Union is committed to providing equal access to all individuals, including those with disabilities, seeking information on our website. If you are unable to access content on this website, have questions about accessibility of content or technology used by Family First CU