USDA and FHA Pro and Con in Springfield, Effingham County, GA
In 2025, the USDA loan limit for a single-family home in Springfield of Effingham county, GA, is $336,500, whereas the FHA limit stands at $472,030.
Utilize Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today, and to ascertain the income, credit, reserves, and documents you need for qualification. With our advanced mortgage calculator, you can check USDA, FHA, Conforming, and VA options side by side to determine the optimal program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Springfield, Effingham, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Springfield, GA
Lendersa® is committed to quickly finding you the most favorable USDA or FHA loan without hassle. Begin by choosing one of three pathways to connect with lenders offering USDA programs.
A USDA home loan is backed by the Department of Agriculture and is known as a USDA rural development loan or mortgage, exclusive to rural areas. Unlike FHA loans needing a minimum 3.5% down payment, the USDA mortgage requires no down payment at all.
We help domestic buyers & foreign investors finance real estate in the USA. Not just do we accompany you throughout the whole process, we also provide you the best interest rate and set all the paperwork for approval purposes. We understand each loan process is unique. We work with various institutions in order to ensure each loan is well matched.
1000 Brickell Avenue, Suite 1108, Miami, FL, 33131
Ruulio Mortgage we make each one of our clients part of the family and treat them like it ! With our combined mortgage experience and great customer service, we are the partner you need while dealing with most likely your largest asset. At Ruulio Mortgage we pride ourselves on transparency, best cost and unsurpassed customer service.
We are a private lender for residential, commercial properties, and land for development. We have the ability to finance transactions in a quick and flexible manner using our own criteria to assess the value of the properties we seek to finance. We offer faster, reliable, and more flexible mortgage solutions to address the unique needs.
iFinance Florida Is The Premier Mortgage Company From The Florida Keys To The Palm Beaches. We specialize in a variety of loans. While we focus on residential loans for both domestic & foreign national buyers, we are also able to offer commercial & construction loans. We are able to accommodate a variety of different needs.
Globe Mortgage, Inc. was established in 2004 and has since been a leader in the mortgage industry. Our company's mission is to provide borrowers' with the availability in obtaining the lowest possible rate, maintaining the highest level of service, customer satisfaction and executing such without sacrificing speed in the process.
1101 Brickell Avenue South Tower 8th Floor, Miami, FL, 33131
Get A Rate is a new kind of mortgage company taking a fresh approach to lending and client relationships. From digital solutions to transparent services, we're all about helping our clients achieve the highest level of success when it comes to personal accomplishments and home ownership.
Lending Bankers Mortgage, we simplify the whole process of getting the mortgage that's right for you. We pride ourselves upon finding the best mortgage for you in the quickest possible manner, plus making the experience as hassle-free as possible.We'll have leading lenders compete for your mortgage,.
Polaris Funding Group, LLC, was positioned to allow our cliental (including first-time-home buyers!) access to excellent and honest customer service, extremely competitive fixed interest rates, and the lowest closing costs available on the market. We also offer solutions for challenging loans which can't be placed through a "regular bank" e.g. bank
Looking to secure your dream home? Bennett Capital Partners Mortgage Brokers, headed by seasoned expert Philip Bennett, provides tailored mortgage solutions to guide you every step of the way. We simplify the process, ensuring you receive the best rates. Contact us at 800-457-9057 or visit bcpmortgage.com. Experience the confidence of partnering wi
