USDA and FHA Pro and Con in Kaunakakai, Maui County, HI

In 2024, USDA loan limit in Kaunakakai, county of Maui, HI is $725,000 while FHA limit is $977,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Kaunakakai, county of Maui, HI

Loan Type Loan Limit Down payment
USDA $725,000 0%
FHA $977,500 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA loan options in Kaunakakai, HI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Hawaii?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • All employees and immediate family members of the Alaska District Corps of Engineers are eligible for membership. As a not-for-profit financial co-op, all of our profits come back to the membership in the form of fewer fees, better rates and financial education. Once a member always a member.
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  • 501 East Highland Street, Boise, ID, 83706
  • TruGrocer Federal Credit Union has been open since 1965. It's the 9th largest credit union in Idaho with assets totaling $347.01 Million and providing banking services to more than 24,000 members. The credit union is a single common bond credit union, serving a specific company or organization
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  • Ideal Lending aka Half-Price Title Loans was founded by the Martineau Family in 2012. Our goal is to make access to short-term financing more affordable for Idahoans. We aim to lend the most with the lowest payments, all while providing the best service! We also have some of the lowest rates of anyone in town.
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  • In Boise, Idaho, Diversified Mortgage Group has been providing quality real estate financing for over 14 years. With a proven track record, we strive to serve the lending needs of every homebuyer, and are dedicated to finding a home loan with a rate, terms and cost to meet your unique needs.
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