USDA Loan Vs. FHA loan for Hiawatha, IA [ best of 2023]

In 2025, USDA loan limit in Hiawatha, county of Linn, IA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Hiawatha, IA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Iowa?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 880-0456 542 miles Lender's profile and map Reviews Adfitech Inc 3001 Technology Dr, Edmond, OK, 73013 Since 1983, Adfitech has provided outsource services to the mortgage industry. We have a proven reputation in quality control, due diligence, post closing fulfillment, and servicing oversight. We are diligent in keeping abreast of the ever changing Investor, Federal, State, and CFPB compliance laws and regulations.
(405) 590-5118 542 miles Lender's profile and map Reviews American Mortgage Source 2400 Lytal Lane, Edmond, OK, 73013 At American Mortgage Source, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. American Mortgage Source, where we specialize in residential mortgages.
(405) 245-6845 542 miles Lender's profile and map Reviews Financial Concepts Mortgage 2949 S Bryant Ave, Edmond, OK, 73013 Cindy Glenn makes the mortgage process SIMPLE by offering you the latest in financial tools that help you make sound financial choices. A SIMPLE 5-10 minute phone call starts the pre-qualification process! Cindy helps you make a good mortgage choice because she understands that buying a house is usually the largest purchase.
(405) 722-5626 542 miles Lender's profile and map Reviews Financial Concepts Mortgage 2949 S Bryant Ave, Edmond, OK, 73013 Financial Concepts Mortgage is locally owned and operated. Founded in 2001, our team has more than 50 years of combined mortgage lending experience. We pride ourselves on offering some of the lowest rates nationwide as well as a home loan application process that’s quick and simple for prospective homeowners in OK, KS, TX, AR, AL
(405) 509-6566 542 miles Lender's profile and map Reviews Echo Mortgage Group 902 NW 139th Street Pkwy, Edmond, OK, 73013 Echo Mortgage Group Helping buyers and client with their Home Lending needs. Whether purchasing or refinancing we can provide the best product at the best price to fit your needs. Free pre-approvals and always ready to help discuss your individual needs. We also specialize in New Construction for those building and purchasing their dream home
(405) 406-9222 542 miles Lender's profile and map Reviews STOUT LENDING, LLC, 3847 S Boulevard, Suite 200, Edmond, OK, 73013 Stout Lending is the vision and hard work of industry veteran and entrepreneur Christopher Herford. Chris spent years developing his specialized skill set in customer service, problem resolution, mortgage lending and real estate. Chris saw the need to create a highly efficient Mortgage Brokerage which would allow clients
(405) 615-0146 542 miles Lender's profile and map Reviews Centennial Home Mortgage 902 NW 139th Street Parkway, Edmond, OK, 73013 Founded in 2013 in a spare bedroom, we have grown customer by customer & employee by employee to the respected mortgage banking operation that it is now - funding hundreds of millions of dollars in residential financing for it's clients. We are proud to serve the communities we do business in by providing residential home financing for purchase
(580) 822-3300 543 miles Lender's profile and map Reviews First National Bank in Okeene 124 N. Main, Okeene, OK, 73763 First National Bank in Okeene, Oklahoma was organized September 25th, 1916, with paid in capital of $25, 000.00, with the following officers and directors; J.P. Roetzel, President; D.M. Slonecker, Vice- President; G.F Roetzel, Cashier; B.C. Sahm, Director; and Dr. L.M. Murdoch, Director.
(870) 535-6365 543 miles Lender's profile and map Reviews Pine Bluff Cotton Belt Federal Credit Union 1703 River Pines Blvd, Pine Bluff, AR, 71601 Pine Bluff Cotton Belt Federal Credit Union is a not-for-profit member owned financial cooperative. Unlike a bank, credit union profits are returned to the members in the form of higher dividends on savings, lower rates on loans, lower fees...and many other money saving services. A volunteer board of directors, elected by members, sets polici
(870) 534-1990 543 miles Lender's profile and map Reviews AM&N College Federal Credit Union 1200 N University Drive, Pine Bluff, AR, 71601 Arkansas AM&N College Federal Credit Union was founded in 1952 by and for the employees of Arkansas AM&N College, now the University of Arkansas at Pine Bluff, at a time when it was difficult, if not impossible, to get a loan from any of the financial institutions in the city. The credit union continues to serve this field of membership
(870) 541-1000 543 miles Lender's profile and map Reviews Simmons Bank 501 S Main St, Pine Bluff, AR, 71601 Simmons’ present-day is more exciting than ever due to its rich culture and high performance. In the last six years, Simmons has catapulted from a Bank holding company with approximately $3.2 billion in assets to an approximately $20.8 billion-asset company as of March 30, 2020 operating in seven states.