USDA and FHA Pro and Con in Hiawatha, Linn County, IA
As of 2025, within Hiawatha, located in Linn county of IA, the limit for USDA loans stands at $336,500, whereas the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best available rates between USDA and FHA today. This tool helps you identify the income, credit, reserves, and documentation you need to qualify. Our sophisticated mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA programs, aiding you in determining the most suitable choice for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Hiawatha, Linn County, IA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Choices in Hiawatha, IA
At Lendersa®, our goal is to help you secure the ideal USDA or FHA loan swiftly and effortlessly. Choose from three initial options to connect with matching lenders and available USDA loan programs.
A USDA home loan, supported by the government Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is exclusively catered to rural areas. Unlike FHA loans that mandate a 3.5% minimum down payment, USDA loans have no down payment requirement, presenting a significant benefit for eligible borrowers.
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