USDA Loan Vs. FHA loan for Hiawatha, IA [Linn County ]

In 2025, USDA loan limit in Hiawatha, county of Linn, IA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Hiawatha, IA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Iowa?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(731) 686-2255 452 miles Lender's profile and map Reviews The Bank of Milan 2011 East Van Hook Street, Milan, TN, 38358 The Bank Of Milan is a branch office of The Bank Of Milan. They provide the following services: Full Service Office Location and are located at 2011 East Van Hook Street in Milan Tennessee. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
(586) 775-5000 453 miles Lender's profile and map Reviews First State Bank (Michigan) 24300 Little Mack, Saint Clair Shores, MI, 48080 First State Bank is a Michigan Based Community Bank serving southeastern Michigan and is a full-service bank with 11 branches, Loan Centers in Clinton Township and Farmington Hills and headquarters in St. Clair Shores. First State Bank offers consumer and business checking and savings accounts, mortgages, home equity loans, credit cards.
(931) 551-8999 453 miles Lender's profile and map Reviews Legacy Mortgage Services 329 Warfield Blvd, Suite A, Clarksville, TN, 37043 Legacy Mortgage is committed to providing quality service in a friendly atmosphere while helping you obtain the mortgage that is right for you. Your personal homebuying situation is unique, therefore we offer a tremendous variety of products tailored to meet your specific goals. Our top priority is to simplify the process
(313) 887-1919 453 miles Lender's profile and map Reviews Citizens Home Loan LLC 18468 Mack Grosse Pointe, Farms, MI, 48236 Citizens Home Loan Specialize in purchase and refinance transactions in Michigan and Colorado. Loan Types: Jumbo, Conventional, FHA, VA and USDA (rural development) NMLS 142908 Jay Wojciechowski 14 years of experience in Residential Mortgage Lending for purchase and refinance transactions. Conventional, FHA, VA, USDA & Jumbo
(313) 636-3700 453 miles Lender's profile and map Reviews Hill Mortgage 81 Kercheval Avenue, Suite 204, Grosse Pointe, MI, 48236 Hill Mortgage is based in Grosse Pointe Farms, Michigan. Founded by Jason Kaleta, Brendan Fossee & Dane Fossee. We are one of Michigan’s fastest growing mortgage brokerages. Our number one priority is customer service and creating meaningful and lasting relationships with our clients
(586) 879-9308 453 miles Lender's profile and map Reviews Lake Pointe Mortgage, L.L.C 27735 Jefferson Ave, Saint Clair Shores, MI, 48081 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan by utilizing the 23 years of experience.
(937) 644-7385 453 miles Lender's profile and map Reviews Scott Associates Credit Union Inc 14111 Scottslawn Road, Marysville, OH, 43041 The Scott Associates Credit Union was charted on October 17, 1967 under the laws of the State of Ohio to serve the associates of the O.M. Scott and Sons Company. It was created through the efforts of members of the Scott Associate Board that strongly believed in the Scott Associate Concept.
(270) 325-3131 453 miles Lender's profile and map Reviews Bank of Buffalo 2441 Greensburg Road, Buffalo, KY, 42716 At the Bank of Buffalo, we strive to offer the banking service our customers have come to expect. Most importantly, our experienced staff delivers these services in a friendly, efficient manner The Bank of Buffalo has been serving customers since August 1, 1901. We are known for our family style atmosphere and old fashion customer service.
(502) 859-5111 454 miles Lender's profile and map Reviews Century Bank of Kentucky, Inc. 201 West Woodford Street, Lawrenceburg, KY, 40342 Century Bank opened in 2000 after a group of enthusiastic Anderson Countians joined with a vision to bring the experience of “hometown banking” back to our community. Because the bank is locally owned and managed, the daily banking decisions are made in Lawrenceburg by local people who know and understand the financial needs of our area.
(218) 283-2000 454 miles Lender's profile and map Reviews TruStar Federal Credit Union 601 Fourth Street, International Falls, MN, 56649 TruStar was founded in 1960 by paper mill employees in International Falls who were looking for a way to secure good rates on loans and competitive dividends on their savings. They each tossed five dollars in a hat to form the credit union’s first assets! We have grown significantly since our early days and have been recognized by industry peers.
(270) 796-8500 455 miles Lender's profile and map Reviews Service One Credit Union 1609 Campbell Ln, Bowling Green, KY, 42104 Service One Credit Union is not-for-profit financial cooperative. We were founded in 1963 by WKU faculty and staff, but now serve a greater field of membership - anyone who lives, works, or worships in the Barren River Area Development District. Our mission is to improve our members' financial well-being through personal relationships.