USDA and FHA Pro and Con in Keokuk, Lee County, IA

For the year 2026, the USDA loan limit in Keokuk, situated in Lee county of IA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Check out Lendersa® USDA loan calculator to evaluate today's prime USDA versus FHA rates, along with the income, credit, reserves, and documents required for eligibility. This advanced tool displays USDA, FHA, Conforming, and VA loans side by side, aiding your decision on which program is most appropriate for your unique financial situation in .

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2026 Loan Limits and Down Payment Requirements in Keokuk, Lee, IA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Keokuk, IA

Lendersa® aims to deliver the best possible USDA or FHA loans swiftly and without hassle. Choose one of the three initiation steps to connect with matching lenders and explore USDA loan programs.

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Understanding USDA Loans in IA

The USDA home loan, secured by the governmental Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is solely available in rural areas. Unlike FHA loans, which necessitate a minimum of 3.5% down payment, a USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



Keokuk Lenders

  • The Hub-Co Credit Union
  • 310 Bank Street, Keokuk, IA, 52632
  • Lends in Iowa
  • The Hub-Co Credit Union is Chartered in 1938, federally insured credit union (Insured by National Credit Union Share Insurance Fund, owned by its members. Unlike a bank or savings and loan association, a credit union is not for profit and is dedicated only to serving its members, who share a common bond such as employment at the same company.

  • Connection Bank
  • 636 Avenue G, Fort Madison, IA, 52627
  • Lends in Iowa
  • A long, long time ago, all the way back in 1854, the story of Connection Bank and Insurance began. In fact, it was the very first banking institution established in the state of Iowa. As the years passed, the name changed several times but ultimately settled as Fort Madison Bank & Trust (FMBT).

  • Farmers Savings Bank
  • 3542 168th St., Wever, IA, 52658
  • Lends in Iowa
  • Farmers Savings Bank was founded in 1908 in Wever, Iowa. Business was conducted in the original building, just west of the railroad tracks, until 1996. In 1969 the building was remodeled and enlarged to include a drive-up facility. The bank moved into its current facility on the east side of Highway 61 in 1996.

  • Pilot Grove Savings Bank
  • 1341 Pilot Grove Rd, Pilot Grove, IA, 52648
  • Lends in Iowa
  • Pilot Grove Savings Bank was established on May 12, 1911. Twenty-three investors pooled a total of $10, 000 to start the Bank and set up business in a small building on the western side of the only street in Pilot Grove, Iowa. Since that day, the Bank has continued to grow and prosper, serving customers in the Bank’s Southeast Iowa area.

  • Danville State Savings Bank
  • 109 North Main Street, Danville, IA, 52623
  • Lends in Iowa
  • Danville State Savings Bank is a community institution with a legacy of strong and steady relationships. We look back at our history to help you move forward. Today’s customer requires access to account information after regular business hours — and from wherever she or he happens to be at the time. Your bank is ready to meet this demand.