USDA and FHA Pro and Con in Cedar-Rapids, Linn County, IA
As of 2025, the USDA loan cap in Cedar-Rapids, found within Linn county, IA, stands at $285,000. Conversely, the FHA cap for a single-family residence is $356,362.
Employ the Lendersa® USDA loan calculator to assess today’s USDA and FHA rates, identifying income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, enabling you to determine the most suitable program in .
2025 Loan Limits and Down Payment Requisites in Cedar-Rapids, Linn County, IA
Loan Type
Loan Cap
Initial Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Choosing USDA and FHA Loans in Cedar-Rapids, IA
Lendersa® strives to help you secure the best USDA or FHA loan efficiently and without any stress. Select from three starting approaches that align with lenders and USDA loan options.
The USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development mortgage, is restricted to rural areas. FHA loans require at least a 3.5% down payment, whereas the USDA loan mandates none.
2641 E. Atlantic Blvd, Suite 310, Pompano Beach, FL, 33062
1st Med Transitions, LLC is a privately held nationwide dental practice brokerage specializing solely in Dental Practice Sales & Transitions. We pride ourselves on being a tech-driven brokerage offering sellers a smarter, more efficient way to sell their dental practice Our clients are primarily dental practitioners located throughout the United St
2605 East Atlantic Blvd, Suite 201, Pompano Beach, FL, 33062
Affiliated Mortgage Company is a locally owned and operated mortgage brokerage company serving the entire State of Florida. With over 28 years of lending experience, you can trust our high level of integrity and service. We pride ourselves on providing an exceptional lending experience to our clients.
2641 East Atlantic Blvd, Suite 202, Pompano Beach, FL, 33062
1st Med Financial was inspired after observing the growing need for financing specialist within the healthcare practice industry. With new practice specific financing programs and terms being offered, the typical healthcare practitioner was given more options to structure financing leading to a more advantageous financial position.
3350 East Atlantic Blvd. Suite 211 & 212, Pompano Beach, FL, 33062
AmeriDream, we strive to get you the best residential mortgage rates competitive in South Florida. When you work with AmeriDream, a dedicated professional will walk you through the mortgage loan process and help you secure the most favorable rate possible.and AmeriDream, we’ll take the time to evaluate your credit history.
7101 W Commercial Blvd, Suite 4E, Tamarac, FL, 33319
Our agents will make sure to contact you as soon as possible to help you with your need. Servicing the South Florida region in sales, purchases, relocating, rentals, luxury homes, and commercial properties. Carl Carey is Licensed Real Estate Broker of Approved Realty Solutions Inc. Quality Real Estate, with people you can trust!
Fourpath Mortgage is led by a team who has been in the industry for over 20 years. As a mortgage firm, we offer a variety of mortgage products, from FHA to Jumbo loans.
From our headquarters in Florida, we strive to meet the needs of our clients. We are financing neighborhoods and helping build communities.
7071 W Commercial Blvd Suite 2F, Tamarac, FL, 33319
American Mortgage is a mortgage lender focusing on residential refinance loans. We have developed a terrific reputation in the Greater Seattle area and surrounding areas. Currently we are focusing on debt consolidation loans working to help borrowers reduce interest rate risk. We are currently only offering fixed rate mortgage loans.
Florida Sands is a full-service real estate brokerage working with buyers and sellers in Broward, Southern Palm Beach and Northern Miami-Dade Counties. Located in the heart of East Pompano, we thrive on helping our customers through a unique team approach. Florida Sands is the best place to develop and grow your real estate business.
Pompano Beach Employee Credit Union has been serving the employees & their families since 1956. Over the years the Pompano Beach Employee Credit Union has grown in assets in excess of 10 million. We are regulated by the National Credit Union Administration (NCUA), an agency of the Federal Government, and the State of Florida Department of Banking.
FAITH MORTGAGE CORPORATION is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
EverMortgages is a Mortgage Brokerage company dedicated to bring the best customer service in originating loans for our clients. When you work with EverMortgages for your home loan or refinance, you can get your money and do what you want with it - usually in less than 30 days. Move through the approval process quickly and seamlessly.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
