In the year 2026, the USDA loan cap in Fairfax, within Linn county, IA, is $336,500. The FHA loan cap stands at $472,030 for a home designed for one family.
To compare the current best rates for USDA vs. FHA, use the Lendersa® USDA loan calculator. It will help you determine the necessary income, credit score, reserves, and documents for eligibility. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA loans side by side, making it easier to choose the most suitable program in Alabama for your financial needs.
2026 Loan Caps and Down Payment Requirements in Fairfax, Linn County, IA
Type of Loan
Limit on Loan
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Financing Options in Fairfax, IA
At Lendersa®, our mission is to find you the ideal USDA or FHA loan quickly and with ease. Choose from three initial options that connect you to loan programs and lenders.
The USDA home loan is backed by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, available solely for rural areas. FHA loans require at least a 3.5% down payment, whereas a USDA mortgage loan requires none.
3323 NE 163 STREET, #PH704, North Miami Beach, FL, 33160
New Wave Loans is Florida's largest private lender, specializing in fast and transparent closings on $1MM-$30MM loans. NMLS# 994227. Servicing both domestic investors and foreign nationals, New Wave Loans provides quality financing with a focus on speed, confidentiality, and white-glove service. We are a direct lender of our own capital, giving us
1125 NE 125th street, Suite 250, North Miami, FL, 33161
TNC Mortgage Corporation specilizes in individual, one on one service. We believe every loan scenario is unique and deserves the personal attention of our mortgage loan origination team, that is why you will not find any standard loan parameters or interest rate calculators on our website.
Top Class Mortgage Inc is a professional mortgage lending and brokering firm. We offer a wide range of loan options and mortgage services to homebuyers, investors and builders. We are license in Florida and Georgia, and we speak English and Creole. Your wealth fare and satisfaction are our priority.
Rate Leaf helps you buy homes the right way: simply and directly. We believe that the home-buying process should be free of hidden fees, roadblocks, and predatory rates. What we offer instead is a way for you to reclaim your community through the most important purchase of your life.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
DEC Lending is personable, reliable, and ready to meet your real estate financial goals. We offer a wide array of loan programs to meet all of our clients requests. DEC Lending is the solution for all your real estate lending needs. We are ready to solve your challenges in order to reach your full potential, just ask our clients
3901 Northwest 79 Avenue, Suite 220, Doral, FL, 33166
"Florida Mortgage Capital Inc was established in May 1996. We have been serving the needs of Buyers throughout Florida for over 22 years. Our success has been in building long term relationships with our clients. They are the best testament of the service we provide during and after the transaction is concluded."
8200 Northwest 41st Street, Suite 200, Doral, FL, 33166
Our vision is to deliver the experience of a simple loan process to our customers. We believe in providing an outstanding customer service experience by making the process fast and easy to get the best and least expensive loan program available for their specific situation. We have the conventional loan programs, FHA, VA etc
