USDA Vs. FHA your options comparison in Fairfax, Linn County, IA
In the year 2025, the USDA loan cap in Fairfax, within Linn county, IA, is $336,500. The FHA loan cap stands at $472,030 for a home designed for one family.
To compare the current best rates for USDA vs. FHA, use the Lendersa® USDA loan calculator. It will help you determine the necessary income, credit score, reserves, and documents for eligibility. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA loans side by side, making it easier to choose the most suitable program in Alabama for your financial needs.
2025 Loan Caps and Down Payment Requirements in Fairfax, Linn County, IA
Type of Loan
Limit on Loan
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Financing Options in Fairfax, IA
At Lendersa®, our mission is to find you the ideal USDA or FHA loan quickly and with ease. Choose from three initial options that connect you to loan programs and lenders.
The USDA home loan is backed by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, available solely for rural areas. FHA loans require at least a 3.5% down payment, whereas a USDA mortgage loan requires none.
Acosta Home Loans specializes in making the home buying / refinancing process simple. Although qualifying can be confusing and demanding, we make it easy through an upfront consultation and clear communication. and Andrew Joseph Acosta covering FHA, VA, USDA, and Conventional loans in South Florida. During my years of experience.
1961 Northwest 150th Avenue, Suite 205, Pembroke Pines, FL, 33028
USA Funding Mortgage Group, Inc., located in Pembroke Pines, Florida, was established in 2006 and specializes in the real estate market and financing at the residential and commercial level. Our management team has over fifty years of combined mortgage industry experience and has partnered with licensed independent loan
1806 North Flamingo Road, Suite 435, Pembroke Pines, FL, 33028
Our Mission is to create lasting memories of achievement and strategies for wealth building with the sole intent of leaving a legacy for our families and yours. Our team has DECADES of experience in Loan Originating, Mortgage Processing, and Underwriting which gives us a unique understanding
2250 Northwest 136th Avenue, Suite 100B, Pembroke Pines, FL, 33028
At Florida Choice Mortgage Corp., we are committed to communicating with our clients in a professional manner and protecting your confidential information. We use the information you provide (e.g. name, address, phone number, email, etc.) to contact you to share information about our products/services.
1314 east Las Olas Boulevard, Fort Lauderdale, FL, 33301
Empowered Real Estate Investment by TPN Lending
TPN Lending revolutionizes real estate financing with lightning-fast funding solutions tailored for investors. Whether flipping, rehabbing, or expanding rental portfolios, TPN offers up to 90% LTC and 80% LTV, appraisal not needed on all deals, ensuring swift closings in as little as 3 days. Embrac
We can close as soon as 5 - 10 days depending on the deal. The Atlas Group's mission is to make the overall process of applying and receiving loans for real estate investors quicker and more reliable by focusing on real estate, technology and superior customer service. Proven to be the most reliable National lender for Fix and Flip and 30 Year Inve
1512 E Broward Blvd, Suite 204, Fort Lauderdale, FL, 33301
Forida State Realty Group, Inc is based in downtown Fort Lauderdale. Although we have provided our services to clients throughout the State of Florida we primarily specialize in luxury homes, condominiums and townhomes located throughout South Florida and is based in Broward County.
We are The Rate Outlet, Florida’s leading mortgage provider. Buy or refinance your home in less than 20 days. Low rates without wasting any time. Since 2010, The Rate Outlet has been a leader in the South Florida market and has served over 10, 000 clients. We are a mortgage company that can close your home loan in an average of 14-21 days.
