For 2026, the USDA loan limit in Clinton, located in Clinton county, IA, is $336,500. In contrast, the FHA limit for a single-family home is set at $472,030.
Utilizing the Lendersa® USDA loan calculator, you can explore today’s top rates between USDA and FHA loans, determining the income, credit score, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best program tailored to your particular financial circumstances in .
2026 Loan Ceilings and Down Payment Requirements in Clinton, County of Clinton, IA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Clinton, IA
Lendersa® is dedicated to helping you find the best USDA or FHA loan quickly and with ease. Begin with one of three starting points that connect you with lenders and USDA loan options.
A USDA home loan, backed by the U.S. Department of Agriculture, is commonly referred to as a USDA rural development loan or mortgage. Available exclusively in rural areas, this loan requires no down payment, unlike FHA loans, which demand a minimum of 3.5% down payment.
Chartered in 2000, Citizens First Bank plays an important role in community banking. Its products provide customers with effective, locally owned banking choices, e-solutions, and services expertise. Citizens First’s main office is located at 1442 Lincoln Way in Clinton, with branches also at 403 South Washington Boulevard in Camanche
Aegis Credit Union belongs to over 3500 Member-Families that we serve. That means you decide what products we offer, our hours of service, & even who manages your credit union. That’s the real difference between a bank and a credit union. If your current financial institution has forgotten who they’re supposed to serve, talk to Aegis Credit Union.
Clinton National Bank has been helping people, businesses and our community since 1865. We are proud to offer the latest in banking products, along with providing great customer service.This is our Vision Statement :To be the bank of choice, dedicated to improving the financial well-being and quality of life for the people and communities we serve.
2603 Camanche Industrial Park Rd, Highway 67 N, Camanche, IA, 52730
Lends in Iowa
Whether you are working to make your current house your dream or you are hunting for a new home, 1st Gateway Credit Union is in your corner. Once you're a member of the 1st Gateway Credit Union, you also become an owner, with lifetime rights to a wide range of special services and benefits only found at the credit union.
DeWitt Bank & Trust Co. wants to be your bank! We have the people, the products and the know-how to meet all of your financial needs. Looking for personal banking? Whether you are a student opening your first checking account, a couple buying your first home and starting a family, or planning for retirement, DeWitt Bank & Trust Co. is there for you
As a locally owned bank, Maquoketa State Bank is in touch with the community we serve and is responsive to the financial needs of our cuWe work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future...
