USDA Vs. FHA Pro and Con comparison in Clinton, Clinton County, IA

For 2025, the USDA loan limit in Clinton, located in Clinton county, IA, is $336,500. In contrast, the FHA limit for a single-family home is set at $472,030.

Utilizing the Lendersa® USDA loan calculator, you can explore today’s top rates between USDA and FHA loans, determining the income, credit score, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best program tailored to your particular financial circumstances in .

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2025 Loan Ceilings and Down Payment Requirements in Clinton, County of Clinton, IA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Clinton, IA

Lendersa® is dedicated to helping you find the best USDA or FHA loan quickly and with ease. Begin with one of three starting points that connect you with lenders and USDA loan options.

Outcomes of Lendersa USDA loan requests

Insights into USDA Loans in IA

A USDA home loan, backed by the U.S. Department of Agriculture, is commonly referred to as a USDA rural development loan or mortgage. Available exclusively in rural areas, this loan requires no down payment, unlike FHA loans, which demand a minimum of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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