In the year 2025, Park-View, Scott county, IA sees a USDA loan cap of $285,000, while the FHA cap for a single-family residence is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and clarify the income, credit score, reserves, and necessary documents for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, facilitating the decision on the optimal program in Alabama tailored to your financial circumstances.
Review loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment Percentage |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to swiftly connect you with the most suitable USDA or FHA loan, minimizing hassle. Select one of three initial steps to identify matching lenders and explore USDA loan strategies.
The USDA home loan is a government-backed loan facilitated by the Department of Agriculture, also recognized as a USDA rural development loan or mortgage. It is strictly available for rural zones. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA mortgages require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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