USDA and FHA Pro and Con in Le-Claire, Scott County, IA
During 2026 in the city of Le-Claire, located in Scott, IA, the USDA loan limit is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
The Lendersa® USDA loan calculator lets you compare today's optimal USDA against FHA rates, assisting in determining the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side-by-side, helping you choose the most fitting program in tailored to your financial situation.
Exploring 2026's Loan Limits and Down Payment Guidelines in Le-Claire, Scott, IA
Loan Category
Maximum Loan
Initial Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Opportunities for USDA and FHA Loans in Le-Claire, IA
The objective of Lendersa® is to fast-track your access to the best USDA or FHA loan without inconvenience. You can choose from three starting points to align with lenders and the USDA loan options.
A USDA home loan, backed by the government through the Department of Agriculture, often referred to as a USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans have no such requirement.
At Quad City Bank & Trust, we are very proud of our continued commitment to building relationships with our clients and our Quad City community. We invite you to stop by any one of our five locations and experience Quad City Bank & Trust, where there are always People you can bank on.
Since 1935, R.I.A. Federal Credit Union has been investing in the communities we serve. We believe in improving the financial well-being of those who choose to bank with us and offer a suite of products and services designed to meet your financial goals. We provide our members with innovative financial solutions.
Northwest Bank & Trust Company has been a major contributor to the development of our community. Today, your hometown bank has the area’s longest continuous history of highly-trained, friendly professionals fulfilling its mission to create customer and shareholder value through product and service excellence
Ascentra Credit Union was established in 1950 & is a full service financial credit union. We strongly believe in our motto of listening, caring, doing what's right & reflect that in our service to our members & the surrounding communities. We put people before profits. Those profits then go back to you, in the form of lower interest rates on loans.
Symmetry was formed in 2001 for the purpose of providing a value added service to the real estate transaction. There is not a better choice of lender within the state of Iowa for handling your home purchase than Symmetry. You have probably found Symmetry because you were referred by a friend or relative who is a Symmetry "Raving Fan"!
The mission of Key Mortgage Group is to help as many people as possible to become homeowners. Below are some of our clients who picked Key Mortgage Group to help them get a home. John is a leader in Quad City real estate lending, having begun his career after graduation from St. Ambrose University in 2003.
American Bank and Trust Company, began as a neighborhood bank on the Hilltop in Rock Island, Illinois. It began with a simple idea – that customers should receive the same kind of friendly and personalized service we would appreciate ourselves. 46 years later, this simple philosophy has helped us grow to become a $375 million.
2603 Camanche Industrial Park Rd, Highway 67 N, Camanche, IA, 52730
Lends in Iowa
Whether you are working to make your current house your dream or you are hunting for a new home, 1st Gateway Credit Union is in your corner. Once you're a member of the 1st Gateway Credit Union, you also become an owner, with lifetime rights to a wide range of special services and benefits only found at the credit union.
Neighborhood Housing Services of Davenport Iowa, Inc.
710 Charlotte St, Davenport, IA, 52803
Lends in Iowa
Neighborhood Housing Services of Davenport Iowa, Inc. is a 501(c)3 and created in 1981 by community members who identified a need for an organization to rehabilitate and preserve affordable and/or historic properties within the City of Davenport. Over the years this mission has adapted to meet the identified needs of the community.
