USDA Vs. FHA Pro and Con comparison in Le-Claire, Scott County, IA
During 2025 in the city of Le-Claire, located in Scott, IA, the USDA loan limit is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
The Lendersa® USDA loan calculator lets you compare today's optimal USDA against FHA rates, assisting in determining the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side-by-side, helping you choose the most fitting program in tailored to your financial situation.
Exploring 2025's Loan Limits and Down Payment Guidelines in Le-Claire, Scott, IA
Loan Category
Maximum Loan
Initial Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Opportunities for USDA and FHA Loans in Le-Claire, IA
The objective of Lendersa® is to fast-track your access to the best USDA or FHA loan without inconvenience. You can choose from three starting points to align with lenders and the USDA loan options.
A USDA home loan, backed by the government through the Department of Agriculture, often referred to as a USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans have no such requirement.
Homeowners First Mortgage offers the promise of longevity and security along with a commitment to service excellence. Homeowners First Mortgage offers hundreds of loan choices to our customers, but our strength lies in the knowledge and experience of our loan officers. We are recognized as the industry leader in mortgage partnerships.
Since 1978, Dimension Funding has worked hard to build and maintain its solid track record and reputation as a trusted source of capital for America’s small and medium-sized business owners, entrepreneurs, professionals and owner-operators by providing commercial financing and lease financing for virtually any type of equipment, good or product.
300 Spectrum Center Dr, Suite 970, Irvine, CA, 92618
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
200 Spectrum Center Drive, Suite 300, Irvine, CA, 92618
CEM Capital is a full-service mortgage banking and commercial real estate investment company that specializes in utilizing capital to provide liquidity to real estate investors, developers, banks, savings institutions, and mortgage companies.
Our core service includes the nationwide origination of commercial real estate loans.
7700 Irvine Center Drive, 3rd Floor, Irvine, CA, 92618
We care deeply about figuring out how to make our client’s dreams into a reality. We’re about transforming the equity in your home into capital to pay for college tuitions, dream vacations, or weddings, without adding extra costs or burdens. Our unique system simplifies and streamlines the mortgage process.
9070 Irvine Center Dr, Suite 250, Irvine, CA, 92618
"At Inspira Group, we think you should have it all: a beautiful new dream home, the top dollar for your old home, and preferred providers to finance it all. We care about the process as much as you do.
That’s why every client is in great hands with Inspira Group. We take a comprehensive, seamless approach to buying, selling,"
400 Spectrum Center Drive, Suite 1660, Irvine, CA, 92618
Loandrone, Inc. is a mortgage lending company headquartered in Irvine, CA that believes in putting its customer’s interests first. We offer home purchase and refinance loans to our customers. We search through hundreds of loan programs and pricing to find the best option for you. Your financial wellness is our top priority. Currently.
300 Spectrum Center Drive, Suite 400, Irvine, CA, 92618
At RPM Bancorp, Inc., where we specialize in residential mortgages. At RPM Bancorp, Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Clear Mortgage Capital Inc is a brokerage dedicated to improving the home-buying experience through exceptional speed, savings, and service After working in the finance industry for 20 years. I have done a full circle back into mortgage and commercial loans. Having worked in retail banking, business banking & home mortgage.
