USDA and FHA Pro and Con in Le-Claire, Scott County, IA

During 2025 in the city of Le-Claire, located in Scott, IA, the USDA loan limit is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

The Lendersa® USDA loan calculator lets you compare today's optimal USDA against FHA rates, assisting in determining the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side-by-side, helping you choose the most fitting program in tailored to your financial situation.

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Exploring 2025's Loan Limits and Down Payment Guidelines in Le-Claire, Scott, IA

Loan Category Maximum Loan Initial Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Opportunities for USDA and FHA Loans in Le-Claire, IA

The objective of Lendersa® is to fast-track your access to the best USDA or FHA loan without inconvenience. You can choose from three starting points to align with lenders and the USDA loan options.

Lendersa USDA loan request matching outcomes

Understanding USDA Loans in IA

A USDA home loan, backed by the government through the Department of Agriculture, often referred to as a USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans have no such requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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