USDA and FHA Pro and Con in Camanche, Clinton County, IA

As of 2026, the USDA loan limit in Camanche, situated in Clinton, IA, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Employ the Lendersa® USDA loan calculator to compare the best current USDA and FHA rates and to ascertain the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side-by-side, assisting in deciding which program in best suits your financial situation.

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2026 Loan Limits and Down Payment Requirements in Camanche, County of Clinton, IA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Camanche, IA

The objective of Lendersa® is to promptly secure you the most advantageous USDA or FHA loan without hassle. Choose one of three starting paths to connect with matching lenders and USDA loan options.

Lendersa USDA loan applications and match outcomes

Understanding USDA Loans in IA

A USDA home loan is guaranteed by the government’s Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available exclusively in rural neighborhoods. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Camanche Lenders

  • 1st Gateway Credit Union
  • 2603 Camanche Industrial Park Rd, Highway 67 N, Camanche, IA, 52730
  • Lends in Iowa
  • Whether you are working to make your current house your dream or you are hunting for a new home, 1st Gateway Credit Union is in your corner. Once you're a member of the 1st Gateway Credit Union, you also become an owner, with lifetime rights to a wide range of special services and benefits only found at the credit union.

  • De Witt Bank & Trust Co.
  • 815 Sixth Avenue, De Witt, IA, 52742
  • Lends in Iowa
  • DeWitt Bank & Trust Co. wants to be your bank! We have the people, the products and the know-how to meet all of your financial needs. Looking for personal banking? Whether you are a student opening your first checking account, a couple buying your first home and starting a family, or planning for retirement, DeWitt Bank & Trust Co. is there for you

  • First Central State Bank
  • 914 6th Ave, De Witt, IA, 52742
  • Lends in Iowa
  • As a locally owned bank, First Central State Bank is in touch with the community we serve and is responsive to the financial needs of our customers.

    We work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future.

  • Citizens First Bank
  • 1442 Lincoln Way, Clinton, IA, 52732
  • Lends in Iowa
  • Chartered in 2000, Citizens First Bank plays an important role in community banking. Its products provide customers with effective, locally owned banking choices, e-solutions, and services expertise. Citizens First’s main office is located at 1442 Lincoln Way in Clinton, with branches also at 403 South Washington Boulevard in Camanche

  • Aegis Credit Union
  • 1200 N 2nd Street, Clinton, IA, 52732
  • Lends in Iowa
  • Aegis Credit Union belongs to over 3500 Member-Families that we serve. That means you decide what products we offer, our hours of service, & even who manages your credit union. That’s the real difference between a bank and a credit union. If your current financial institution has forgotten who they’re supposed to serve, talk to Aegis Credit Union.

  • Clinton National Bank
  • 235 6th Avenue South, Clinton, IA, 52732
  • Lends in Iowa
  • Clinton National Bank has been helping people, businesses and our community since 1865. We are proud to offer the latest in banking products, along with providing great customer service.This is our Vision Statement :To be the bank of choice, dedicated to improving the financial well-being and quality of life for the people and communities we serve.

  • Quad City Bank and Trust Company
  • 2118 Middle Rd, Bettendorf, IA, 52722
  • Lends in Iowa
  • At Quad City Bank & Trust, we are very proud of our continued commitment to building relationships with our clients and our Quad City community. We invite you to stop by any one of our five locations and experience Quad City Bank & Trust, where there are always People you can bank on.

  • R.I.A. Federal Credit Union
  • 4343 Utica Ridge Road, Bettendorf, IA, 52722
  • Lends in Iowa
  • Since 1935, R.I.A. Federal Credit Union has been investing in the communities we serve. We believe in improving the financial well-being of those who choose to bank with us and offer a suite of products and services designed to meet your financial goals. We provide our members with innovative financial solutions.

  • Northwest Bank & Trust Company
  • 2550 Middle Road, Bettendorf, IA, 52722
  • Lends in Iowa
  • Northwest Bank & Trust Company has been a major contributor to the development of our community. Today, your hometown bank has the area’s longest continuous history of highly-trained, friendly professionals fulfilling its mission to create customer and shareholder value through product and service excellence