In 2026, the USDA loan limit for DeWitt in Clinton county of IA is $336,500, whereas the FHA cap for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today’s optimal USDA vs. FHA rates, and evaluate the necessary income, credit score, reserves, and documentation required for eligibility. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, aiding your decision on which option in best fits your financial situation.
2026 Loan Limits and Down Payment Requirements in DeWitt, County of Clinton, IA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in DeWitt, IA
The objective of Lendersa® is to rapidly secure you the most advantageous USDA or FHA loan without undue effort. Choose from three starting paths that connect you with lenders and USDA loan programs.
A USDA home loan is supported by the government’s Department of Agriculture, commonly known as a USDA rural development loan or mortgage, tailored for rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA mortgages have no such requirement.
DeWitt Bank & Trust Co. wants to be your bank! We have the people, the products and the know-how to meet all of your financial needs. Looking for personal banking? Whether you are a student opening your first checking account, a couple buying your first home and starting a family, or planning for retirement, DeWitt Bank & Trust Co. is there for you
2603 Camanche Industrial Park Rd, Highway 67 N, Camanche, IA, 52730
Lends in Iowa
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