USDA Vs. FHA your options comparison in DeWitt, Clinton County, IA
In 2025, the USDA loan limit for DeWitt in Clinton county of IA is $336,500, whereas the FHA cap for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today’s optimal USDA vs. FHA rates, and evaluate the necessary income, credit score, reserves, and documentation required for eligibility. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, aiding your decision on which option in best fits your financial situation.
2025 Loan Limits and Down Payment Requirements in DeWitt, County of Clinton, IA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in DeWitt, IA
The objective of Lendersa® is to rapidly secure you the most advantageous USDA or FHA loan without undue effort. Choose from three starting paths that connect you with lenders and USDA loan programs.
A USDA home loan is supported by the government’s Department of Agriculture, commonly known as a USDA rural development loan or mortgage, tailored for rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA mortgages have no such requirement.
1845 Woodall Rodgers Freeway, Suite 1300, Dallas, TX, 75201
Advancial's primary mission is to anticipate the needs of its members by providing timely, unbiased and intimate financial advice and a full array of technology-enabled products and services that deliver exceptional value. Advancial delivers financial security and the knowledge to help our clients plan and grow a successful financial future.
Comerica Incorporated (NYSE: CMA) is a financial services company headquartered in Dallas, Texas, strategically aligned by the Business Bank, the Retail Bank, and Wealth Management. The Business Bank provides companies of all sizes with an array of credit and non-credit financial products and services
2301 Cedar Springs Road, Suite 200, Dallas, TX, 75201
Revere Capital brings institutional execution to the middle market real estate space. The principals have over $3 billion of real estate transaction experience across private equity, real estate investment banking & workouts. This experience, coupled with discretionary balance sheet capital, allows us to lend on and acquire completed transactions.
325 North St. Paul Street, Suite 3100, Dallas, TX, 75201
At GenWealth Capital Commercial, we believe that building strong client relationships is incredibly important. We do this by educating our Clients during the review process and providing information on real estate trends and topics. Education and transparency are keys to making real estate funding an efficient process.
1919 McKinney Avenue, Suite 100, Dallas, TX, 75201
AsertaLoans is a mortgage brokerage company, founded to make the homebuying process easier for homeowners with super low rates. With AsertaLoans, you fill out just one application with one Mortgage Loan Officer, then we check with several wholesale lenders to bring you the lowest rate. This means lower monthly payments for homeowners.
Waterloo Mortgage Everyday all across the great State of Texas we are working to help families realize the American dream. We provide specialized home-buying and refinancing services, and our approach is focused on addressing their needs and financial situations throughout the entire real estate financing process.
Benchmark Commercial Lending was founded with the simple objective of helping businesses grow, while giving investors and Lending Partners above market returns. We believed that both objectives could support each other and We understand that the traditional bank is your cheapest, but often most difficult, source of capital with which to operate and
Central Keystone Federal Credit Union has been open since 1954. The credit union has assets totaling $53.45 Million and provides banking services to more than 3, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
8787 N Stemmons Freeway, Suite 185, Dallas, TX, 75247
The Local FCU is non-profit financial cooperative. When you join the credit union, you become a shareholder, or part "owner", of a very unique financial institution. Earnings above the required reserves are returned to you in the form of lower interest rates on loans and competitive dividends on savings.
8200 Brookriver Drive, Suite N 110, Dallas, TX, 75247
Metro Medical Credit Union was founded in 1965 by the employees of the Dallas County Hospital System, now known as Parkland Health & Hospital System. Today, at 56 years of dedicated service, Metro Medical serves approximately 7, 000 members in two convenient locations and holds over $88 million in assets.
