FHA Vs. USDA loan program for Decorah, Winneshiek County, Iowa

In 2025, USDA loan limit in Decorah, county of Winneshiek, IA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Decorah, IA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Iowa?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(812) 989-9358 455 miles Lender's profile and map Reviews Strategic Mortgage, LLC 1327 Broadway St, Henryville, IN, 47126 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
(812) 265-3003 456 miles Lender's profile and map Reviews Jefferson Community Federal Credit Union 545 Ivy Tech Drive, Madison, IN, 47250 Jefferson Community Federal Credit Union strives to satisfy the financial needs of our members and their families. Use your Jefferson Community Federal Credit Union ATM card to get cash or transfer funds 24 hours a day.To find the ATM location nearest you, click on ATM Locations.
(419) 273-2595 457 miles Lender's profile and map Reviews Community First Bank, National Association 118 East Lima Street, Forest, OH, 45843 We are a locally owned and controlled family oriented bank, dedicated to providing the best quality of professional banking services to small business, seniors, family farm, and community homeowners in the Forest, Kenton and Upper Sandusky areas. Community First Bank, N.A. provide the quality personal, business, and agricultural products you need.
(937) 898-7800 457 miles Lender's profile and map Reviews Abbey Credit Union 800 Falls Creek Drive, Vandalia, OH, 45377 Abbey Credit Union invites you & your family to join us in establishing a unified, financially sound society. Since 1937, our members have experienced the meaning of belonging to a financial institution that cares about its community.Credit Union invites you & your family to join us in establishing a unified, financially sound society. Since 1937
(417) 256-3042 458 miles Lender's profile and map Reviews West Plains Savings and Loan Association 417 West Broadway Street, West Plains, MO, 65775 West Plains Savings & Loan was established in 1919. The Association was chartered as a Missouri Corporation & held as a Mutual Building & Loan which gives ownership to our borrowers & savings customers. Since those early days we have continued our mission of giving local people an institution to purchase property & invest savings with good returns.
(417) 255-2265 458 miles Lender's profile and map Reviews Community First Banking Company 1330 Southern Hills, West Plains, MO, 65775 Community First National Bank of West Plains opened its doors as a national bank on November 13, 1997 with over 45 local investors. Our bank has expanded to three locations across the Ozarks and now serves the communities of West Plains, MO in Howell County, Mountain Grove, MO in Wright County and Thayer, MO in Oregon County.
(417) 256-2147 458 miles Lender's profile and map Reviews West Plains Bank and Trust Company 11 Court Sq, West Plains, MO, 65775 West Plains Bank and Trust Company is a Bank with operations in two states. West Plains Bank and Trust Company offers numerous mortgage programs including conventional, non-owner occupied, VA, USDA and construction mortgages and West Plains Bank and Trust Company, based in West Plains, Mo., operates four full-service and two drive-through branches
(419) 898-3366 458 miles Lender's profile and map Reviews Commodore Perry Federal Credit Union 1016 S State Route 19, Oak Harbor, OH, 43449 Commodore Perry FCU is a local, not-for-profit credit union serving Ottawa County since 1975 with locations in Port Clinton and Oak Harbor, Ohio. Our mission is to provide our members with financial products and services they need in a service environment that exceeds their expectations
(417) 235-6100 458 miles Lender's profile and map Reviews First State Bank of Purdy 106 E Cleveland Ave, Monett, MO, 65708 First State Bank of Purdy was chartered in June, 1944, as a successor of the First National Bank of Purdy. The original directors were Raymond Brite, Bert Catron, A. M. Gurley, Jr, John Miller and John Moore. In 1974, Glen Garrett and Jack Fox purchased the bank, which had assets totaling $2,000,000.00 at that time.
(620) 367-2285 458 miles Lender's profile and map Reviews Crossroads Credit Union 217 East Main Street, Goessel, KS, 67053 Crossroads Credit Union opened for business as Crossroads Federal Credit Union in February of 1950, with the first deposit of $25 being made by Crossroads Coop Association, making it the first member. On March 14, the first organizational meeting was held, with six charter members and 60 other interested persons present.