FHA Vs. USDA loan program for Decorah, Winneshiek County, Iowa

In the year 2026, the maximum USDA loan available in Decorah, located in the county of Winneshiek, IA, is $336,500. Meanwhile, for single-family homes, the FHA limit stands at $472,030.

With the Lendersa® USDA loan calculator, you can easily compare today's top USDA and FHA rates. Determine what income, credit score, reserves, and documents you'll need to qualify. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loan options side by side, helping you choose the best match for your financial needs in .

USDA and FHA Loan Selections in Decorah, IA

The objective of Lendersa® is to help you secure the best USDA or FHA loan quickly and with ease. Choose from three options to connect with matching lenders and USDA loan schemes.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in IA

A USDA home loan, endorsed by the government's Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These loans are typically for rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA mortgages require no down payment.

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Decorah Lenders
(563) 382-9661 Lender's profile and map Decorah Bank and Trust Co 202 East Water Street, Decorah, IA, 52101 Lends in Iowa Established in 1935 during the depression by a small group of concerned citizens. Today we are a 2nd and 3rd generation family owned bank that is able to think differently because we're not owned by outside investors at a far-away headquarters. By being family and employee owned we're able to be uniquely responsive to customer and community needs.
(563) 568-3451 Lender's profile and map Waukon State Bank 22 West Main Street, Waukon, IA, 52172 Lends in Iowa The Waukon Bank was officially incorporated as “Waukon State Bank” on April 22, 1892. The bank was in good financial condition and survived the depression years without one penny lost by depositors.The bank had various locations in downtown Waukon before moving to the current location in 1937.
(800) 397-9964 Lender's profile and map CUSB Bank 111 North Elm Street, Cresco, IA, 52136 Lends in Iowa Our bank is small enough to give you the personal attention you want, yet sophisticated enough to provide the wide range of products and services you or your business need. For years our staff has taken great pride in the personal, one-to-one attention that our size enables us to render to our valued customers
(563) 544-4214 Lender's profile and map New Albin Savings Bank 118 Main Street, New Albin, IA, 52160 Lends in Iowa New Albin Savings Bank is an independent community bank located in the far northeast corner of Iowa. Our trade area is defined as Allamakee County Iowa and Houston County Minnesota as well as neighboring counties in Iowa, Minnesota and Wisconsin. Individuals with ties to our trade area are also welcome customers
(563) 422-3883 Lender's profile and map Bank 1st 115 North Vine Street, West Union, IA, 52175 Lends in Iowa Our goal at Bank 1st is to help you with all of your financial needs. We offer competitive loan and deposit products, mobile and electronic services and with three locations and multiple ATMs, you can bank when and where it is convenient for you. We take pride in being an active community bank that provides helpful
(563) 245-2110 Lender's profile and map Central State Bank 102 North Main Street, Elkader, IA, 52043 Lends in Iowa Central State Bank is a family-owned and locally operated financial institution serving eastern Iowa. With locations in six communities: CSB offers a wide variety of personal and commercial products/services, a strong staff and a personal touch and We aim to become a total solution for individuals and businesses who want more from their bank.