USDA and FHA Pro and Con in Decorah, Winneshiek County, IA
In the year 2025, the maximum USDA loan available in Decorah, located in the county of Winneshiek, IA, is $336,500. Meanwhile, for single-family homes, the FHA limit stands at $472,030.
With the Lendersa® USDA loan calculator, you can easily compare today's top USDA and FHA rates. Determine what income, credit score, reserves, and documents you'll need to qualify. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loan options side by side, helping you choose the best match for your financial needs in .
2025 Loan Limit Information and Down Payment Requirements in Decorah, County of Winneshiek, IA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Selections in Decorah, IA
The objective of Lendersa® is to help you secure the best USDA or FHA loan quickly and with ease. Choose from three options to connect with matching lenders and USDA loan schemes.
A USDA home loan, endorsed by the government's Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These loans are typically for rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA mortgages require no down payment.
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