USDA VS FHA in Waukon, Allamakee County, IA

In 2025, the USDA loan limit in Waukon, situated in the county of Allamakee, IA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Make use of the Lendersa® USDA loan calculator to compare the best rates offered today for USDA and FHA loans. This tool aids in understanding the income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you determine the best option in for your financial situation.

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Know the 2025 Loan Limits and Down Payment Requirements in Waukon, County of Allamakee, IA

Type of Loan Max Amount Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Possibilities in Waukon, IA

The mission of Lendersa® is to quickly provide you with the best possible USDA or FHA loan, hassle-free. Choose one of three starting points to connect with lenders and explore USDA loan programs.

  1. Submit an ultimate USDA/FHA loan request
  2. Check USDA and FHA rates & terms initially
  3. Examine the largest USDA loan lender directory
Lendersa USDA loan request and matching outcomes

Understanding the USDA Loan in IA

The USDA home loan, endorsed by the government’s Department of Agriculture, also known as a USDA rural development loan, is available exclusively in rural locations. Unlike FHA loans that demand at least a 3.5% down payment, USDA loans do not require any down payment.

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  • Dubuque Bank and Trust Company
  • 1398 Central Ave, Dubuque, IA, 52001
  • At Dubuque Bank and Trust, decision making is kept to a local level and bankers are unwaveringly committed to deeply understanding every intricacy of every customer’s financial relationship. Because when that happens, a bank, even one with over $19 billion in assets and the backing of a company with national.

  • The Home Trust & Savings Bank
  • 628 Main Street, Osage, IA, 50461
  • Home Trust & Savings Bank has been in the same family for over one hundred years. It started on November 6, 1899, when the bank received its charter and opened for business in the east room of the Cleveland Building, just west of the Merchants Hotel in Osage, Iowa. The bank occupied this location until 1937

  • First Alliance Credit Union
  • 300 North Main Street, Stewartville, MN, 55976
  • At First Alliance Credit Union, we place our members' (and future members) needs first by providing compassion, guidance, and resources to promote their financial well-being. At First Alliance Credit Union, we want to be the trusted partner of choice for the financial success of our members and the communities we serve.

  • United Farmers State Bank
  • 15 4th Street Sw, Adams, MN, 55909
  • United Farmers State Bank was chartered on January 17, 2014 when its parent banks, Farmers State Bank of Adams and Farmers State Bank of Elkton joined forces. The officers are Timothy Schneider, President; Brian Wolff, Vice-President; Curt Sheely, Vice-President, Eric Lee, Vice-President; Mike Smith, Asst Vice-President, and Steve Leif, Asst. Vice-

  • Arcadia Credit Union
  • 535 South Dettloff Drive, Arcadia, WI, 54612
  • Arcadia Credit Union opened its doors in Arcadia, Wisconsin in 1963 in the former Trempealeau Electric Building. In 1963, the office moved to the Supreme School Supply building on Main Street. Arcadia Credit Union moved to Joe Klonecki's Insurance Building in 1967 and then, in 1973, they purchased Hermann's Barber Shop as their office.

  • Iowa State Bank
  • 100 North Main Street, Clarksville, IA, 50619
  • The Iowa State Bank website. Here at Iowa State Bank we pride ourselves on providing that small community bank atmosphere with large bank products and services. We are locally owned and operated and committed to serving all your financial needs. and also Iowa State Bank and its employees are willing to work for you, and with you.

  • Royal Bank
  • 202 Main Street, Elroy, WI, 53929
  • Royal Bank is a locally owned and locally operated, full-service community Bank. Our tagline, Your Community Partner, embodies the deep-seeded dedication we have to our customers and the communities we serve. We are highly committed to our customers, shareholders and employees and strive to earn your complete satisfaction.

  • Foresight Bank
  • 138 West Broadway, Plainview, MN, 55964
  • Foresight Bank is a unique community bank because we listen to our customers and we focus on environmental sustainability. We recognize every customer is different and we need to listen so we can understand how we can help. We don’t have a cookie-cutter approach that we apply to all of our customers,

  • Peoples State Bank
  • 100 4th Ave SE, Suite 6, Plainview, MN, 55964
  • Since 1925, Peoples State Bank has been proud to serve the banking needs of our community. The original owner, William R Zabel, solidified his vision with the very first PSB branch in Plainview, MN. Since those early days, PSB has expanded to include branches in Altura and Elgin, MN, as well as Boyceville and Menomonie, WI.

  • Waumandee State Bank
  • S2021 County Road U, Waumandee, WI, 54622
  • Waumandee State Bank has been serving West Central Wisconsin since 1914. We strive for excellence in our products and customer service. Our employees take pride in helping to build strong communities through volunteer work, donations, and collaboration with local organizations. Waumandee State Bank strives to strengthen our communities.

  • Veridian Credit Union
  • 1827 Ansborough Ave, Waterloo, IA, 50701
  • Veridian Credit Union, founded in 1934 in Waterloo, Iowa, is a not-for-profit financial cooperative owned by its members. The credit union offers a full range of consumer financial services and employs more than 900 people throughout 29 branches.Today's Veridian Credit Union is a modern.

  • Timberwood Bank
  • 110 West Veterans Street, Tomah, WI, 54660
  • Bank First is headquartered in Manitowoc, Wisconsin. Through a combination of acquisitions and de novo offices, our Bank has expanded to serve the financial needs of those throughout Wisconsin. Our growth has been achieved through our relationship-based model of banking. We take pride in knowing our customers on a personal level and working togethe
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