In 2026, the USDA loan limit in Waukon, situated in the county of Allamakee, IA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Make use of the Lendersa® USDA loan calculator to compare the best rates offered today for USDA and FHA loans. This tool aids in understanding the income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you determine the best option in
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| Type of Loan | Max Amount | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to quickly provide you with the best possible USDA or FHA loan, hassle-free. Choose one of three starting points to connect with lenders and explore USDA loan programs.
The USDA home loan, endorsed by the government’s Department of Agriculture, also known as a USDA rural development loan, is available exclusively in rural locations. Unlike FHA loans that demand at least a 3.5% down payment, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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