USDA Vs. FHA your options comparison in Vinton, Benton County, IA

In 2025, if you reside in Vinton, county of Benton, IA, the USDA loan limit stands at $336,500, while the FHA limit for a single-family home is $472,030.

Use Lendersa® USDA loan calculator to compare today’s leading USDA versus FHA rates. Determine the needed income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best plan for your financial situation in .

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2025 Loan Limits and Down Payment Needs in Vinton, County of Benton, IA

Loan Category Limit Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Vinton, IA

The aim of Lendersa® is to ensure you quickly receive the best USDA or FHA loan hassle-free. Start with one of three initial paths that guide you towards appropriate lenders and USDA loan opportunities.

Lendersa USDA loan inquiries and match outcomes

Understanding USDA Loans in IA

A USDA home loan, protected by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA mortgages that require a minimum down payment of 3.5%, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Bank of the West is a locally owned and operated bank. We have 9 locations in the DFW area and we have been personally serving our customers since 1986. Our corporate headquarters is located in Grapevine, TX, on Main St, which is also the home of our business banking center. We pride ourselves on being a community bank, working for the community!
  • MC Mortgage, LP
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  • M C Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers. These values are reflected in our actions
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  • Global Lending Solutions, Inc. is a full service mortgage company that provides expert service in the field of residential mortgages.Global Lending Solutions specializes in Conventional, FHA, VA, USDA, Jumbo and Home Equity Loans and Since our companies inception, we have been committed to offering the most competitive mortgage products.
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