USDA and FHA Pro and Con in Vinton, Benton County, IA
In 2025, if you reside in Vinton, county of Benton, IA, the USDA loan limit stands at $336,500, while the FHA limit for a single-family home is $472,030.
Use Lendersa® USDA loan calculator to compare today’s leading USDA versus FHA rates. Determine the needed income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best plan for your financial situation in .
2025 Loan Limits and Down Payment Needs in Vinton, County of Benton, IA
Loan Category
Limit
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Vinton, IA
The aim of Lendersa® is to ensure you quickly receive the best USDA or FHA loan hassle-free. Start with one of three initial paths that guide you towards appropriate lenders and USDA loan opportunities.
A USDA home loan, protected by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA mortgages that require a minimum down payment of 3.5%, USDA loans require none.
23052H Alicia Pkwy, Suite 158, Mission Viejo, CA, 92692
Spectrum One Mortgage which is a full service Lender and Broker is divided up into three divisions. We have a retail floor that services all of your conventional mortgage needs. Most recently we have developed a retail team that works exclusively with Senior Citizens in facilitating Home Equity Conversion Mortgages better known as Reverse Mortgage.
26111 Marguerite Pkwy #A, Mission Viejo, CA, 92692
Home Financing Inc. is a direct lender that boasts a record 8 calendar day close on a purchase with most loans ready to close in 17 days. Both clients and business partners rave about Home Financing's expertise, customer service and mastery of its trade. Home Financing Inc. does one thing better than anyone else and it's all in the name!!
26161 Marguerite Pkwy, Ste E, Mission Viejo, CA, 92692
JTM Financial Corporation strives to ensure that its services are accessible to people with disabilities. JTM Financial Corporation has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities
Homex Financial, where we specialize in residential mortgages. At Homex Financial, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
23052H Alicia Pkwy, Ste 158, Mission Viejo, CA, 92692
Jackie is a mortgage professional cited in ABC, FOX, NBC & CBS for her work helping clients get low rate mortgages when purchasing a home or refinancing. California First Time Home Buyers get pre-approved today! We love serving our military past and present with the best VA Home Loans in California.
172 N. Tustin Street, Suite 302, Orange, CA, 92869
We can assist you with qualifying and obtaining the mortgage plan best suited for your needs and lifestyle. We are an established licensed correspondent lender, which means you can get your financing quickly with minimal hassle for your California or Tennessee home. Residential Mortgage Funding strives to bring you the finest service.
Orange Circle International (OCI) Loans offers a wide range of commercial financing programs to help businesses of all sizes thrive. We provide business loans that are tailored to suit various objectives, and we maintain extensive partnerships with investors and other sources of financing.
C3bank is a customer focused banking institution. The clients we serve and the relationships we have developed are just as important as the accounts we maintain. We are committed to offering premier banking services and continuous improvement of our product lines and offerings. C3bank founded in 1981.
We are truly passionate about our profession & the result is that nearly 100% of our business is by referral from satisfied clients, trusted financial advisors & the most experienced Realtors in the country. Our mission is to guide you through the entire home loan process, so that you feel confident about the options available for you.
