USDA Loan Vs. FHA loan for Marshalltown, IA [Marshall County ]

For the year 2026, the USDA loan limit in Marshalltown, in Marshall county, IA, is $336,500. Conversely, the FHA limit for a single-family home reaches $472,030.

Use the Lendersa® USDA loan calculator to examine today's top USDA versus FHA rates, and identify the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you decide which program in fits your financial needs best.

USDA and FHA Loan Options in Marshalltown, IA

The goal of Lendersa® is to quickly secure you the best USDA or FHA loan with no hassle. Start with one of three methods that align with lenders and USDA programs.

Loan Type	Limit	Down Payment
USDA	$336,500	0%
FHA	$472,030	3.5%
Conventional Conforming	$726,200	3%

Understanding USDA Loans in IA

The USDA home loan, also called a USDA rural development loan, is guaranteed by the U.S. Department of Agriculture, intended primarily for rural areas. Unlike FHA loans, requiring a minimum of 3.5% down payment, the USDA loan does not require any down payment.

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(618) 254-0605 Lender's profile and map Reviews Midwest Members Credit Union 101 Wesley Drive, Wood River, IL, 62095 Midwest Members Credit Union has been serving our membership since 1935. . With our recent expansion, now people in 10 Illinois Counties are eligible for the benefits of being a member of Midwest Members Credit Union. Great savings and loan rates, most recent banking technology, mobile and online banking, and service to our communities
(847) 679-2265 Lender's profile and map Reviews Brickyard Bank 6676 North Lincoln Avenue, Lincolnwood, IL, 60712 Brickyard Bank was chartered in 1979 as a state chartered bank located in the Brickyard Mall at Diversey & Narragansett on the northwest side of Chicago, Illinois. The bank served the newly created mall & the surrounding area. Brickyard Bank has proudly served the Lincolnwood & surrounding community with full service banking now for over 35 years.
(847) 595-1888 Lender's profile and map Reviews A 2 Z Mortgage Solutions LLC 6600 N Lincoln Ave, Suite 420, Lincolnwood, IL, 60712 A 2 Z Mortgage Ashour Zaia Mortgage broker in Lincolnwood, Illinois of company NMLS # 2103383 We are working hard to make the loan process smooth and hassle free. We are working day and night to make our services live. Meanwhile you can contact us and come back to this page for updates
(847) 750-4870 Lender's profile and map Reviews Lamb Financial 6825 North Lincoln Avenue, Lincolnwood, IL, 60712 We are a full-service residential financing provider delivering funding solutions to Chicagoland and northern Illinois. We are also recognized as the industry leader in renovation and construction financing with 25+ years of expertise and unique offerings that provide excellent terms and financial flexibility.
(847) 235-6280 Lender's profile and map Reviews Dimension Mortgage Corp 1000 Skokie Blvd, Suite 570, Wilmette, IL, 60091 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(605) 983-5594 Lender's profile and map Reviews Citizens State Bank, of Arlington 128 Main St, Arlington, SD, 57212 Founded in 1901, Citizens State Bank is a community bank committed to offering useful financial products and standout customer service. We are dedicated to providing banking solutions that will make you glad that you chose our Bank. With over 100 years of service to our community, the Citizens State Bank is your hometown bank.
(402) 723-4441 Lender's profile and map Reviews Henderson State Bank 1040 North Main Street, Henderson, NE, 68371 Henderson State Bank seeks to better our communities in many ways. We offer lending products, with a focus on Ag and Commercial businesses. We have various types of deposit accounts, and other related services, to help anyone with their banking needs. We also are heavily involved in our communities through various service projects, donations.
(920) 729-2999 Lender's profile and map Reviews Evergreen Credit Union 1500 W American Drive, Neenah, WI, 54956 Evergreen Credit Union was originally started by the employees of Wisconsin Tissue Mills in 1958 to help their fellow employees with financial needs that were not being met by the local banks. In 1984, we outgrew the space available in the plant and built the first branch across the street.