USDA Vs. FHA Pro and Con comparison in Marshalltown, Marshall County, IA
For the year 2025, the USDA loan limit in Marshalltown, in Marshall county, IA, is $336,500. Conversely, the FHA limit for a single-family home reaches $472,030.
Use the Lendersa® USDA loan calculator to examine today's top USDA versus FHA rates, and identify the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you decide which program in fits your financial needs best.
2025 Loan Limits and Down Payment Requirements in Marshalltown, Marshall County, IA
Loan Type
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Marshalltown, IA
The goal of Lendersa® is to quickly secure you the best USDA or FHA loan with no hassle. Start with one of three methods that align with lenders and USDA programs.
The USDA home loan, also called a USDA rural development loan, is guaranteed by the U.S. Department of Agriculture, intended primarily for rural areas. Unlike FHA loans, requiring a minimum of 3.5% down payment, the USDA loan does not require any down payment.
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The history of our bank traces back to the first financial institution in Big Timber. In 1890 William Shanks and Thomas Lee placed some private funds in an office safe and for a while did a loan business. The following year Shanks helped organize and became Vice President of Big Timber National Bank.
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We are a local company servicing Pennsylvania and Florida with more ease and flexibility than out-of-the box solutions. Our expertise is at your disposal. We take pride in personally handling your specific needs and walking you through the entire process.vania and Florida with more ease and flexibility than out-of-the box solutions.
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