USDA Vs. FHA Pro and Con comparison in Grinnell, Poweshiek County, IA

In 2026, in Grinnell, county of Poweshiek, IA, the USDA loan cap is at $336,500, whereas for a single-family home, the FHA cap is $472,030.

Take advantage of the Lendersa® USDA loan calculator to contrast today's best USDA and FHA rates. Assess the necessary income, credit, reserves, and paperwork required to qualify. Our cutting-edge mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most fitting program for your situation in .

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2026 Loan Limits and Down Payment Requirements in Grinnell, County of Poweshiek, IA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Grinnell, IA

Lendersa® is committed to securing the ideal USDA or FHA loan for you swiftly and smoothly. Start with one of three approaches, leading to lenders and USDA loan programs that match your criteria.

Lendersa USDA loan request and matching results

Understanding a USDA Loan in IA

A USDA home loan, backed by the Department of Agriculture, is also recognized as a USDA rural development loan or mortgage. It's exclusively for rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Honolulu Fire Department Federal Credit Union
  • 1200 N. School Street, Honolulu, HI, 96817
  • As a federally-chartered, federally-insured financial cooperative, Honolulu Fire Department Federal Credit Union is a member-owned and member-governed financial institution like the other 7, 000 credit unions across the country. With our focus on firefighters throughout Hawaii, we truly serve to be Your Lifeline for a Lifetime!

  • Kamehameha Federal Credit Union
  • 1620 N. School St, Suite 116, Honolulu, HI, 96817
  • Kamehameha Federal Credit Union (KFCU) is dedicated to helping its members achieve their personal financial successes by providing a wide range of financial products and services. KFCU has been proudly serving its membership since 1957. As a not-for-profit financial cooperative, it is owned and operated by its members.

  • Millennium Lending LLC
  • 3455 Kaohinani Drive, Honolulu, HI, 96817
  • Gunner Schull is the owner of the Mortage company With 25 years in the real estate industry as a lawyer and lender I have acquired a unique expertise to assist my clients with all their real estate financing transactions. I opened Millennium Lending in 1999 and have existed entirely from referral and repeat customers.

  • HHOC Mortgage
  • 1259 Aala St, Suite 201, Honolulu, HI, 96817
  • HHOC Mortgage is dedicated to offering affordable mortgage loans to Hawaii’s homebuyers that are competitively priced. HHOC Mortgage primarily serves low and moderate-income target markets and communities. HHOC Mortgage provides financial support to Hawaii HomeOwnership Center to enable continuance of its mission to provide prospective

  • Money Mart
  • 98-199 Kamehameha Hwy, Aiea, HI, 96701
  • Money Mart is your convenient, one-stop money services destination for a check cashing, money between paydays or a Western Union® money transfer. Our friendly staff is ready to serve you. Store is located in Pearl Kai Shopping Center along Kamehameha Hwy off of the Pearlridge exit westbound across from the Pearlridge Mall.

  • Pacific Rim Mortgage
  • 98-151 Pali Momi St, Suite C2A, Aiea, HI, 96701
  • Pacific Rim Mortgage LLC has been around since 2005. We specialize in FHA loans, VA loans, USDA loans, pre-approvals, purchases, refinances, debt consolidation, and credit repair. Our team averages over 12 years of mortgage lending experience. We have closed many loans, won many awards, and worked really hard.

  • University of Hawai’i Federal Credit Union
  • 2019 South King Street, Honolulu, HI, 96826
  • At the University of Hawai'i at Manoa, we are a not-for-profit financial cooperative owned and operated by our members. In keeping with our philosophy of "people helping people," we offer a wide range of financial products and services with the highest level of service directed primarily to the University of Hawai'i community.

  • Hawaii Law Enforcement Federal Credit Union
  • 1936 South King Street, Honolulu, HI, 96826
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  • Hawaii Private Loans, 808-2-money-2
  • 1415 Kalakaua Avenue, Suite 209, Honolulu, HI, 96826
  • Specializing in Large, Fast, Hard Money Loans, secured by Real Estate. Joint Venture, JV partners with cash are available to consider any Hawaii Real Estate Rehab, Fix & Flip or Investment...Hard Money Loans, secured by Real Estate. Joint Venture, JV partners with cash are available to consider any Hawaii

  • Solid Rock Home Loans
  • 94-161 Apele Place, Mililani, HI, 96789
  • "In 2006, Ed and Bernie stepped out in faith and started Solid Rock Home Loans, with a vision to bring honesty and excellence to the mortgage lending in Hawaii.
    In 2019, Solid Rock Home Loans celebrates their 13 year anniversary having the honor to help many families dreams come true through homeownership."

  • HI Velocity Mortgage
  • 94-498 Alapoai St, Mililani, HI, 96789
  • HI Velocity Mortgage was started with the vision to offer great rates with exceptional service. We strive to simplify the mortgage process while tailoring to your specific financial goals. and also HawaiiVALoans. He has a wide variety of experience finding his clients’ needs and helping them fulfill their home buying goals.

  • HOUSE OF FINANCE
  • 2300 North King Street, Honolulu, HI, 96819
  • "House of Finance, Inc. was licensed on July 27th, 1995 as an Industrial Loan Business by Mr. & Mrs. Roland and Evelyn Casamina.

    Mr. Casamina, who is the current President and Chief Executive Officer of House of Finance, Inc., founded the company to service the people of the State of Hawaii when it came to the purchasing.