USDA VS FHA in Tama, Tama County, IA

In 2025, the USDA loan limit for Tama in Tama county, IA, is determined to be $336,500. The FHA limit for a single-family home, on the other hand, is $472,030.

With the Lendersa® USDA loan calculator, you can compare the top USDA vs. FHA rates of today to gauge required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lines up USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best plan for your financial needs in .

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2025 Loan Limits and Down Payment Needs in Tama, County of Tama, IA

Loan Category Loan Limit Initial Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Financing Options in Tama, IA

Lendersa® aims to efficiently connect you with the best possible USDA or FHA loan without delay. Start with one of three avenues that lead you toward matching lenders and USDA loan programs.

Lendersa USDA loan applications and matching results

Defining USDA Loans in IA

A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available solely in rural areas. Conversely, FHA loans necessitate a minimum 3.5% down payment, whereas USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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