In 2026, the USDA loan limit for Tama in Tama county, IA, is determined to be $336,500. The FHA limit for a single-family home, on the other hand, is $472,030.
With the Lendersa® USDA loan calculator, you can compare the top USDA vs. FHA rates of today to gauge required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lines up USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best plan for your financial needs in .
2026 Loan Limits and Down Payment Needs in Tama, County of Tama, IA
Loan Category
Loan Limit
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Financing Options in Tama, IA
Lendersa® aims to efficiently connect you with the best possible USDA or FHA loan without delay. Start with one of three avenues that lead you toward matching lenders and USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available solely in rural areas. Conversely, FHA loans necessitate a minimum 3.5% down payment, whereas USDA loans require none.
We want to show you just how pleasant your banking experience can be when you make State Bank of Toledo your financial services choice. Our HOMETOWN focus ensures our customers always come first.
We have the largest deposit market share in Tama County, Iowa, making us the largest and most successful bank in our trade area.
Grinnell State Bank (member FDIC) is a locally owned, community bank with branches in Grinnell, Johnston, Marengo & Polk City. Grinnell State Bank is a full-service financial institution & its deposits are insured by the Federal Deposit Insurance Corporation. At Grinnell State Bank, we lend money for a diverse range of commercial.
Farmers Saving Bank was founded in 1894 in Beaman, Iowa, and was first known as “The Beaman Bank.” The bank was organized under a state charter as Farmers Savings Bank in 1908 and the Marshalltown locations were opened in 2000. We are owned by shareholders whose roots are right here in this area.
Our mission shall be to offer financial services to Lennox Employees, their families, and Select Employee Groups and their families who are credit union members. We will accomplish this by offering on a financially sound, perpetual basis, affordable borrowing and savings opportunities, striving to offer the lowest possible rates on loans.
United Bank & Trust was chartered in 2002 and opened its' doors for business on June 29, 2002. The bank started with only 8 employees, and has grown over the years with the addition of several employees and the opening of our downtown location in 2006. Our independent Board of Directors is comprised of businessmen and women that live and work in ou
Pinnacle Bank was first chartered in 1927 in Tama, Iowa, as Tama State Bank. In 1996 the charter was moved to Marshalltown, Iowa. A new main office was then built in Marshalltown in 2005 at 2206 South Center Street. This facility was built to accommodate future growth and to allow for in-house processing and servicing.
At Home Federal Savings Bank we are deeply invested in our communities with locations across southeastern Minnesota including Rochester, Austin, Albert Lea, Kasson, La Crescent, Winona, and Spring Valley. In the Twin Cities metro we have a branch in Eagan. Home Federal also has a presence in Iowa with a location in Marshalltown.
Members 1st Community Credit Union is located in Marshalltown, IA, United States and is part of the Depository Credit Intermediation Industry. Members 1st Community Credit Union has 4 employees at this location. There are 7 companies in the Members 1st Community Credit Union corporate family.
Farmers Savings Bank & Trust , we are only as strong as our communities. Part of Farmers Savings Bank & Trust ’s role as a community bank is help worthwhile community organizations improve our communities. Through hosting, sponsoring and supporting community events, Farmers Savings Bank & Trust strives to create towns that can thrive now and into t
