USDA Vs. FHA Pro and Con comparison in Newton, Jasper County, IA
As of 2026, the USDA loan limit in Newton, located within Jasper county in IA, is set at $336,500, while the FHA limit for a single-family residence is $472,030.
Use Lendersa®'s USDA loan calculator to contrast today's top USDA and FHA rates. This tool will help you assess the income, credit requirements, reserves, and necessary documentation for qualification. Our cutting-edge mortgage calculator enables you to compare USDA, FHA, Conforming, and VA loans side by side, guiding you towards the program that best suits your financial circumstances in .
Loan Limits and Down Payment Requirements for 2026 in Newton, Jasper, IA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Newton, IA
The mission of Lendersa® is to provide you with the best possible USDA or FHA loan experience quickly and efficiently. Choose one of three starting options to connect with lenders and explore USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. This type of loan is available exclusively in rural areas and requires no down payment, unlike FHA loans, which require a minimum down payment of 3.5%.
12242 E. 116th Street, Suite 200, Fishers, IN, 46037
Integrity Mortgage Group also uses state-of-the-art technology including the ability to apply directly online or on our mobile app, pull your own credit report, and also receive e-mailed Loan Milestone Updates throughout the loan process letting you know the current status and what to expect next.
Bottom Line Mortgage, where we specialize in residential mortgages. At Bottom Line Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks.
11501 N. Cumberland Road, Suite 300, Fishers, IN, 46037
At Castle Mortgage Corp., our mortgage professionals provide the one-on-one guidance you deserve when it comes to purchasing or refinancing a home. We provide conventional and non-conventional mortgage loan options to help clients with all types of budgets and goals. Our mortgage professionals are well-connected in the community
Bildwise provides the tools for fix/flip & buy/hold type investment strategies. We connect remote investors with fully vetted and proven contractors, then we coordinate all parties involved in the rehab project.
We assist you throughout the rehabilitation and/or renovation project. Our coordinators are your boots on the ground.
Bright Star Mortgage, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you & your company from the many loan options that are available today.
Northwest Arkansas Federal Credit Union is a member owned and operated cooperative. We provide personalized services to assist our members in meeting their financial goals. We are dedicated to maintaining an informed membership and providing service in an efficient, convenient, and friendly manner.
Generations Bank has served Arkansas families and businesses for over 100 years. Established in 1907 in the small, South Arkansas town of Harrell, Generations Bank has expanded into a full-service financial institution serving South and Northwest Arkansas. Our experienced team of bankers are committed to providing convenient, friendly.
Citizens Bank of Kansas is a state bank that specializes in hometown banking needs. CBK has maintained its commitment to helping build strong communities by offering traditional banking services including residential, commercial, and consumer loans, as well as a broad range of deposit accounts for retail and commercial customers.
Community West Credit Union is a federally insured credit union committed to serving those who reside, are employed, attend school or worship in Allegan, Barry, Ionia, Kent, or Ottawa counties in West Michigan.
Because we are a member owned, not-for-profit organization, we are able to offer our members services like auto loans
