USDA and FHA Pro and Con in Newton, Jasper County, IA
As of 2026, the USDA loan limit in Newton, located within Jasper county in IA, is set at $336,500, while the FHA limit for a single-family residence is $472,030.
Use Lendersa®'s USDA loan calculator to contrast today's top USDA and FHA rates. This tool will help you assess the income, credit requirements, reserves, and necessary documentation for qualification. Our cutting-edge mortgage calculator enables you to compare USDA, FHA, Conforming, and VA loans side by side, guiding you towards the program that best suits your financial circumstances in .
Loan Limits and Down Payment Requirements for 2026 in Newton, Jasper, IA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Newton, IA
The mission of Lendersa® is to provide you with the best possible USDA or FHA loan experience quickly and efficiently. Choose one of three starting options to connect with lenders and explore USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. This type of loan is available exclusively in rural areas and requires no down payment, unlike FHA loans, which require a minimum down payment of 3.5%.
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