USDA and FHA Pro and Con in Bettendorf, Scott County, IA
As of 2026, the USDA loan limit for Bettendorf, in Scott county, IA, is $336,500. Meanwhile, for a single-family home, the FHA limit is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA, and identify the required income, credit, reserves, and documents for qualification. With our sophisticated mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side-by-side to determine which program in is optimal for your financial needs.
2026 Loan Limits and Down Payment Requirements in Bettendorf, Scott County, IA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Bettendorf, IA
Lendersa® aims to help you secure the best USDA or FHA loan quickly and without hassle. Start with one of three methods to connect with lenders and the USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, is also known as the USDA rural development loan. Available only in rural areas, this loan does not require a down payment, unlike FHA loans, which require at least 3.5% of down payment.
American Heritage Bank – The oldest family-owned and operated bank in St. Cloud since 1881, including bank offices in Clearwater, Avon, Long Prairie and Browerville. Also known as the Log Bank, both banking locations in St. Cloud are constructed from full-sized cut pine logs occupying 30, 000 square feet each.
New Washington State Bank opened on Main Street in New Washington, Indiana. The bank was founded by a group of ten prominent business leaders and farmers who felt New Washington and the surrounding farming communities would be better served with a bank of their own. From our humble beginning in 1908.
PrinsBank was established in 1916 to serve the needs of our local communities. We offer a variety of banking products and services. We are proud of our ability to provide full-service banking with prompt, local decision making from people who know you. PrinsBank strives to make our customer's banking experiences easy and pleasant.
Our Mission is to Be a low-cost provider of financial products and services. Provide our shareholders with an above average return on their investments while managing a well-capitalized local bank. Provide a place of quality employment where employees are treated with dignity and respect.
At Keystone Home Finance, LLC OUR TEAM'S MISSION IS TO PROVIDE YOU WITH THE HIGHEST QUALITY FINANCING OPTIONS THROUGHOUT THE LOCAL AREA. WE HAVE OVER 15 YEARS OF EXPERIENCE, AND WE'LL HELP YOU GO FROM APPLICATION TO THE CLOSING TABLE! SERVING THE ENTIRE STATE OF MINNESOTA. Audrey Heinen-Nierenhausen and her team have over 17 years of experience
Lisa Haggai have been in the Reverse Mortgage industry for over 20 years. She proud to say that customer service is the #1 thing that my clients compliment me on. She work for YOU, not the lender! Because She work with multiple lenders, Lisa truly have access to finding the absolute best product fit for your individual needs.
810 S Garfield Ave, Suite A, Traverse City, MI, 49686
23 years of combind experience in the mortgage industry - Versatile Mortgage, a premier wholesale lender providing mortgage and home financing services for Northern Michigan. Based in Traverse City, Versatile Mortgage offers a full range of loan products and is widely known for its in house 100% construction loan program.
TBA Credit Union is a locally managed community credit union in Traverse City, Michigan, offering financial solutions to anyone living in the state of Michigan. For over 50 years, TBA Credit Union has served the community and is dedicated to offering you a comprehensive selection of checking, savings, lending and investment services.
