As of 2026, the USDA loan limit for Bettendorf, in Scott county, IA, is $336,500. Meanwhile, for a single-family home, the FHA limit is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA, and identify the required income, credit, reserves, and documents for qualification. With our sophisticated mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side-by-side to determine which program in is optimal for your financial needs.
2026 Loan Limits and Down Payment Requirements in Bettendorf, Scott County, IA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Bettendorf, IA
Lendersa® aims to help you secure the best USDA or FHA loan quickly and without hassle. Start with one of three methods to connect with lenders and the USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, is also known as the USDA rural development loan. Available only in rural areas, this loan does not require a down payment, unlike FHA loans, which require at least 3.5% of down payment.
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