USDA VS FHA in Bettendorf, Scott County, IA

As of 2026, the USDA loan limit for Bettendorf, in Scott county, IA, is $336,500. Meanwhile, for a single-family home, the FHA limit is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA, and identify the required income, credit, reserves, and documents for qualification. With our sophisticated mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side-by-side to determine which program in is optimal for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Bettendorf, Scott County, IA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Bettendorf, IA

Lendersa® aims to help you secure the best USDA or FHA loan quickly and without hassle. Start with one of three methods to connect with lenders and the USDA loan programs.

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Understanding USDA Loans in IA

A USDA home loan, backed by the U.S. Department of Agriculture, is also known as the USDA rural development loan. Available only in rural areas, this loan does not require a down payment, unlike FHA loans, which require at least 3.5% of down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 200 University Avenue West, Suite 100, Saint Paul, MN, 55103
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  • 2866 White Bear Avenue, Saint Paul, MN, 55109
  • Chartered in 1974, Premier Bank set up shop as Maplewood State Bank in a trailer on the corner of Beam and White Bear Avenues. Maplewood State Bank was the smallest of the 714 Minnesota Banks. We work as hard as you do each day to earn the privilege to grow together. Focused on an ever brighter financial future.

  • Ideal Credit Union
  • 2401 N McKnight Rd N, Saint Paul, MN, 55109
  • Ideal Credit Union is a not-for-profit, member-owned financial cooperative dedicated to providing financial services and products that deliver true value to our members. At the core of our business philosophy is our promise of friendly, quality service, always keeping in mind that members come first.

  • F & C Bank
  • 1006 Eagle Crest Drive, Holden, MO, 64040
  • Since 1881 F&C Bank has provided banking services for area individuals and businesses, partnering in making it possible for our community to grow and prosper. Over this long stretch of time we have gone from the horse and buggy era to instant communication and account information via the Internet.

  • Capitol Federal Savings Bank
  • 8781 N. Ambassador Drive, Kansas City, MO, 64154
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    CapFed® employees are True Blue and take pride in their work

  • Central Communications Credit Union
  • 17811 E US Highway 40, Independence, MO, 64055
  • Central Communications Credit Union (originally Telephone Employees Credit Union) was founded in 1934 to serve the financial needs of area telephone employees. Since that time, CCCU has grown to serve many other outstanding companies, including HNTB, AT&T and Faultless Linen Supply, just to name a few.

  • Community Mortgage
  • 19045 E. Valley View Pkwy, Suite F, Independence, MO, 64055
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  • Community Mortgage, LLC
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  • The Bank of Carbondale
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  • The Bank of Carbondale was originally chartered as the Vergennes State Bank in 1919, located on the corner of Hack Avenue and Main Street in Vergennes, Illinois.

    In 1970, the charter was transferred and established as The Bank of Carbondale, with a Main Street location in downtown Carbondale. In January 1981,