USDA Vs. FHA Pro and Con comparison in Bettendorf, Scott County, IA

As of 2025, the USDA loan limit for Bettendorf, in Scott county, IA, is $336,500. Meanwhile, for a single-family home, the FHA limit is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA, and identify the required income, credit, reserves, and documents for qualification. With our sophisticated mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side-by-side to determine which program in is optimal for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Bettendorf, Scott County, IA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Bettendorf, IA

Lendersa® aims to help you secure the best USDA or FHA loan quickly and without hassle. Start with one of three methods to connect with lenders and the USDA loan programs.

Match outcomes for Lendersa USDA loan requests

Understanding USDA Loans in IA

A USDA home loan, backed by the U.S. Department of Agriculture, is also known as the USDA rural development loan. Available only in rural areas, this loan does not require a down payment, unlike FHA loans, which require at least 3.5% of down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 18 Padanaram Rd, Danbury, CT, 06811
  • Prysma Lending Group is committed to making home buying easy and affordable by finding you the right mortgage fast. We specialize in home loans for English, Spanish, and Portuguese citizens. For just 3.5% down, you can get the dream home you've been waiting for! We even have a Tax ID loan option with no need for a Social Security or Green Card.
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  • SG Capital Partners is a correspondent lender that offers Non-QM (Non-Agency) residential real estate debt across a wide variety of portfolio products including owner occupied, second homes and investor markets nationwide. We collaborate directly with our clients in order to create innovative mortgage solutions that truly fit a borrower’s needs
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