USDA VS FHA in Williamsburg, Iowa County, IA

In 2025, USDA loan limit in Williamsburg, county of Iowa, IA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Williamsburg, county of Iowa, IA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Williamsburg, IA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Iowa?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Financial Concepts Mortgage
  • 2949 S Bryant Ave, Edmond, OK, 73013
  • Cindy Glenn makes the mortgage process SIMPLE by offering you the latest in financial tools that help you make sound financial choices. A SIMPLE 5-10 minute phone call starts the pre-qualification process! Cindy helps you make a good mortgage choice because she understands that buying a house is usually the largest purchase.
  • Financial Concepts Mortgage
  • 2949 S Bryant Ave, Edmond, OK, 73013
  • Financial Concepts Mortgage is locally owned and operated. Founded in 2001, our team has more than 50 years of combined mortgage lending experience. We pride ourselves on offering some of the lowest rates nationwide as well as a home loan application process that’s quick and simple for prospective homeowners in OK, KS, TX, AR, AL
  • Echo Mortgage Group
  • 902 NW 139th Street Pkwy, Edmond, OK, 73013
  • Echo Mortgage Group Helping buyers and client with their Home Lending needs. Whether purchasing or refinancing we can provide the best product at the best price to fit your needs. Free pre-approvals and always ready to help discuss your individual needs. We also specialize in New Construction for those building and purchasing their dream home
  • STOUT LENDING, LLC,
  • 3847 S Boulevard, Suite 200, Edmond, OK, 73013
  • Stout Lending is the vision and hard work of industry veteran and entrepreneur Christopher Herford. Chris spent years developing his specialized skill set in customer service, problem resolution, mortgage lending and real estate. Chris saw the need to create a highly efficient Mortgage Brokerage which would allow clients
  • Centennial Home Mortgage
  • 902 NW 139th Street Parkway, Edmond, OK, 73013
  • Founded in 2013 in a spare bedroom, we have grown customer by customer & employee by employee to the respected mortgage banking operation that it is now - funding hundreds of millions of dollars in residential financing for it's clients. We are proud to serve the communities we do business in by providing residential home financing for purchase
  • DeTour Drummond Community Credit Union
  • 34857 S Townline Road, Drummond Island, MI, 49726
  • DeTour Drummond Community Credit Union was established in 1960. We have been serving residents and visitors to the DeTour and Drummond Island Area since day one. Our ATMs are located at the Credit Union on Drummond Island and at the DeTour Branch, as well as Yooperman Bar & Grill in Goetzville.We are happy to assist you
  • First National Bank in Cimarron
  • 121 N. Main, Cimarron, KS, 67835
  • We believe in our community and our ability to serve you better than anyone else. When you invest with First National Bank we put your money to work for you and a better local economy. First National Bank is actively involved in both the Cimarron and Ingalls communities and works with several organizations for the betterment of the community.
  • First National Bank in Okeene
  • 124 N. Main, Okeene, OK, 73763
  • First National Bank in Okeene, Oklahoma was organized September 25th, 1916, with paid in capital of $25, 000.00, with the following officers and directors; J.P. Roetzel, President; D.M. Slonecker, Vice- President; G.F Roetzel, Cashier; B.C. Sahm, Director; and Dr. L.M. Murdoch, Director.
  • First Federal Savings Bank
  • 2 North 2nd Street, Newark, OH, 43055
  • We know what it means to chase a dream with everything you have. At First Federal Savings, we make sure you start strong with a loan process that’s secure and transparent. We’re dreamers like you—so we’re ready to give you just what you need to focus on what matters most: the future you’re ready to build.