USDA Vs. FHA Pro and Con comparison in Heyburn, Minidoka County, ID
In the year 2025, the USDA loan ceiling for Heyburn in the county of Minidoka, ID is set at $356,300. Meanwhile, for a single-family home, the FHA limit is $472,030.
Take advantage of the Lendersa® USDA loan calculator to examine the most competitive rates available today between USDA and FHA loans. The tool helps determine the required income, credit score, reserves, and necessary documents for qualification. With our comprehensive mortgage calculator, you can easily compare USDA, FHA, Conforming, and VA loans side-by-side, which makes it easier to decide on the best program tailored to your unique financial situation in Alabama.
2025 Loan Limits and Downpayment Requirements in Heyburn, Minidoka County, ID
Loan Type
Loan Limit
Down Payment
USDA
$356,300
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Heyburn, ID
The mission of Lendersa® is to provide you with the most advantageous USDA or FHA loan in a quick and straightforward manner. Choose among three different starting points to find matching lenders and gain insights into the USDA loan options available.
A USDA home loan, sanctioned by the U.S. Department of Agriculture, is also referred to as a USDA rural development loan or a USDA mortgage. It is specifically available in rural locations. Unlike FHA loans that necessitate a minimum down payment of 3.5%, the USDA mortgage demands no down payment whatsoever.
Payne County Bank was incorporated January 3, 1898, nine years before Oklahoma's Statehood. With original capital stock of $5,000, the bank operated in a wood frame structure at the northwest corner of what is now Main and Thomas streets for about four years. With the construction of a new native sandstone building in 1903,
2325 East I-44 Service Road, Oklahoma City, OK, 73111
Energize Credit Union is a cooperative, not-for-profit financial institution owned by and operated for the benefit of all members. Energize Credit Union was chartered in 1967 to fill specific financial needs of electric and telephone cooperative employees. Fifty years later we are still meeting those needs of providing a secure
3650 N Martin Luther King Avenue, Room 1000, Oklahoma City, OK, 73111
In 1953, seven Oklahoma Department of Public Safety (DPS) employees recognized the benefits a credit union would provide their coworkers. These founding members were intent on providing affordable financial services for the varied needs of the uniformed Highway Patrol and civilian DPS employees.
Pioneer Bank is a community bank with nine locations throughout southern Minnesota including Mankato, North Mankato, St. James, St. Peter, Madelia, Mapleton, Lewisville and Lake Crystal. Pioneer Bank offers expertise in personal, business and agribusiness banking with bankers and staff that provide experience that is unparalleled
Chartered in 1917, we at First National Bank of Oklahoma recently celebrated our 100th anniversary. With a new ownership and management team assembled since 2002, recent years have been exciting. The bank’s focus has been sharpened, two new Oklahoma City banking offices have been opened.
4801 South I-35 Service Road, Suite 96701, Oklahoma City, OK, 73143
BlackRock Mortgage Company practices a standard of transparency when providing financial services to people of varying credit qualities & incomes. Our company maintains a wide base of corporate banks & private lending institutions for clients that seek the expertise of our team to finance their acquisition of mortgages and real estate investments.
In 1955, a group of seven people obtained a Federal Charter to organize a Credit Union. Employment with the University Hospital, Oklahoma Medical Research Foundation, and Oklahoma Medical School created a common bond that today has grown to include the Oklahoma City Metro Area, more than 11, 000 members, and over $100 million in assets.
The Progressive Financial Services Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically.
At First National Bank & Trust Co. We have expertise in the widest range of banking services you’ll find in the area — Treasury Management, Trust Services, the full array of lobby and digital-platform banking services, and more. Best of all, we are your neighbors. Our bankers live and work near each of our 12 banking centers.
First State Bank & Trust is an independent financial institution headquartered in Tonganoxie, Kansas. Our Bank has a long history of community service since our original charter in 1934 and that continues today in our locations in Tonganoxie, Basehor, Kansas City, Lawrence, and Perry, Kansas.
Comanche County Federal Credit Union has been open since 1964. The credit union has assets totaling $33.98 Million and provides banking services to more than 4, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
