In the year 2025, the USDA loan ceiling for Heyburn in the county of Minidoka, ID is set at $356,300. Meanwhile, for a single-family home, the FHA limit is $472,030.
Take advantage of the Lendersa® USDA loan calculator to examine the most competitive rates available today between USDA and FHA loans. The tool helps determine the required income, credit score, reserves, and necessary documents for qualification. With our comprehensive mortgage calculator, you can easily compare USDA, FHA, Conforming, and VA loans side-by-side, which makes it easier to decide on the best program tailored to your unique financial situation in Alabama.
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $356,300 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to provide you with the most advantageous USDA or FHA loan in a quick and straightforward manner. Choose among three different starting points to find matching lenders and gain insights into the USDA loan options available.
A USDA home loan, sanctioned by the U.S. Department of Agriculture, is also referred to as a USDA rural development loan or a USDA mortgage. It is specifically available in rural locations. Unlike FHA loans that necessitate a minimum down payment of 3.5%, the USDA mortgage demands no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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