USDA Loan Vs. FHA loan pro & con for Idaho-Falls, Bonneville County, ID

In 2025, USDA loan limit in Idaho-Falls, county of Bonneville, ID is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Idaho-Falls, ID

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Idaho?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(562) 862-8141 743 miles Lender's profile and map Reviews Downey Federal Credit Union 8237 3rd St, Downey, CA, 90241 At DFCU, typically if accounts are overdrawn, any deposits are automatically applied to cover negative balances. However, we are committed to ensuring you have full access to your CARES Act stimulus funds. Please contact us at (562) 862-8141 if you have questions or need further information on how we can help you.
(310) 308-7425 743 miles Lender's profile and map Reviews Realty Capital Lending Group, Inc 8132 Firestone Blvd, Suite 824, Downey, CA, 90241 Realty Capital Lending Group, Inc. (RCLG) was established with the mission to produce mortgage solutions for their investor clients. We are located in Southern California, with a network of funding power in various states across the nation. We offer loans based on equity from single family homes to commercial structures, including new construction.
(562) 382-5818 743 miles Lender's profile and map Reviews George Guerrero Mortgage Specialist 8345 Firestone Blvd, Suite 320, Downey, CA, 90241 Guerrero loans specializes in FHA, Conventional and VA loans. In his spare time, George is a true foodie who enjoys discovering great restaurants. As a nature lover, he frequents local trails in Southern California. Lastly, a lover of music, George has been playing the guitar since he was a child.
(323) 854-7739 743 miles Lender's profile and map Reviews Nationwide Mortgage and Real Estate Advisors 8043 2nd St, Suite 102, Downey, CA, 90241 Lorena Rodriguez - Nationwide Mortgage and Real Estate Advisors is your premier mortgage loan officer located in Downey, California. She prides herself on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the surrounding areas of LA County
(424) 209-7899 743 miles Lender's profile and map Reviews Jose Guevara, Nueva Real Estate 8141 E 2nd St, Suite 414, Downey, CA, 90241 Hometuity is a mega-team at Nueva RE that was founded by a group of inspiring and innovative individuals who wanted to put an emphasis on agency identity and team presence. We provide an array of complimentary services so that our clients can get the most out of their transaction.
(562) 754-4954 743 miles Lender's profile and map Reviews Jael Yvette Munoz - Mortgage Loan Officer 8141 2nd St, Suite 414, Downey, CA, 90241 Jael has worked in the Real Estate Industry for over 14 years holding several key positions: Realtor®, Escrow Officer, Senior Transaction Coordinator, Sales Manager and Construction Liaison. Having held these positions, Mrs. Munoz has developed exceptional organizational and management skills
(562) 904-2500 743 miles Lender's profile and map Reviews New World Mortgage 10842 Paramount Blvd., Downey, CA, 90241 New World Mortgage focuses on pairing you with the right mortgage loan program in the fastest time possible, without compromising attention to detail. We’ve helped many people throughout Los Angeles, Orange, Riverside and San Bernardino Counties, making their dreams of owning a home a reality.
(323) 365-4662 743 miles Lender's profile and map Reviews My Lender Camacho 10907 Downey Ave, Suite 202, Downey, CA, 90241 In 2005, Bryan's parents were misled by a mortgage company and purchased a home with a risky variable rate. They struggled to make their payments and had many hardships throughout the years. This motivated me to pursue a career in the mortgage industry in order to help families make intelligent financial decisions.
(562) 291-6696 743 miles Lender's profile and map Reviews Elite Mortgage Pros 8103 3rd St, Suite 1, Downey, CA, 90241 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(562) 862-5097 743 miles Lender's profile and map Reviews Power House Mortgage and Real Estate Services, Inc. 9317 Firestone Boulevard, Downey, CA, 90241 We are a full-service mortgage company based in Downey, CA. We specialize in FHA loans, first time home buyer programs and VA Mortgage in Downey. We also serve the surrounding cities in Los Angeles County. Whether you are buying a home or Refinancing in or around zip code 90241, we can help you realize your dream of home ownership
(562) 622-2425 743 miles Lender's profile and map Reviews First Class Funding Inc 11445 Paramount Blvd, Suite F, Downey, CA, 90241 First Class Funding, Inc. is focused on being your premier mortgage solutions company. Through our experienced loan consultants and dedicated work, we will have you pre-approved for a mortgage loan in minutes. Located in Downey, California our office has more than 25 years combined experience