USDA and FHA Pro and Con in Idaho-Falls, Bonneville County, ID

In 2025, USDA loan limit in Idaho-Falls, county of Bonneville, ID is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Idaho-Falls, county of Bonneville, ID

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Idaho-Falls, ID

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Idaho?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • A & N MORTGAGE SERVICES, INC.
  • 1945 N. Elston Ave, Chicago, IL, 60642
  • A and N Mortgage Services, Inc.'s mission is to provide you with high quality programs that are tailored to fit your unique situation at some of the most competitive rates in the nation.After receiving your information, A and N Mortgage Services, Inc. will be able to get a complete look at your financial situation to determine.
  • Pacor Mortgage Corp.
  • 14930 S Cicero Ave, Suite 2B, Oak Forest, IL, 60452
  • PACOR is an outstanding resource for mortgage financing. Now in our 34th year in the business, our management team has seen the company grow through the most challenging markets. It’s no secret that today’s real estate landscape has changed, but remaining nimble is one of our strengths.
  • Land Finance & Mortgage Corporation Limited.
  • 2506 N. Clark St. #417, Chicago, IL, 60614
  • We are a Global Investment firm registered in the United Kingdom. We offer Debt Funding for a safe moderate and sustainable return of interest/profit. We invest globally,we invest in all profitable sector. We will only need your business plan for us to move forward for the next step.
  • Land Finance & Mortgage Corporation Limited
  • 2506 N. Clark St. #417, Chicago, IL, 60614
  • We are a Global Investment firm registered in the United Kingdom. We offer Debt Funding for a safe moderate and sustainable return of interest/profit. We invest globally any where in the world. We invest in all industries and all sector. We will need business plan from the client. We also invest in startups companies anywhere in the world.
  • LFMC
  • 2506 N. Clark St. #417, Chicago, IL, 60614
  • We are a Global Investment firm registered in the United Kingdom. We offer Debt Funding for a safe moderate and sustainable return of interest/profit. We fund any where in the world. We invest in any profitable venture with details business plan. We invest in any good business anywhere.
  • THE ANDERSON FINANCIAL GROUP, INC.
  • 2421 N. Ashland Ave, Chicago, IL, 60614
  • The Anderson Financial Group, Inc., an Illinois Corporation, was founded in 1998 by Mike Anderson. We are headquartered in Chicago, Illinois, with branch offices located in Illinois, Michigan and Arizona.We are licensed to assist homeowners with residential mortgage loans in the following states: Arizona, California, Colorado and more
  • Pulaski Savings Bank
  • 3156 South Morgan Street, Chicago, IL, 60608
  • Pulaski Savings Bank has been in business in Chicago’s Bridgeport community for over a century, we have maintained our customer base because of the way we do business. This business philosophy has paved the way for a bright and profitable future for Bridgeport and the surrounding communities.
  • Mutual Federal Bank
  • 2212 W. Cermak Rd, Chicago, IL, 60608
  • Mutual Federal Bank was established in Chicago, Illinois in 1905 and has been operating continuously since that time. We have built a strong foundation of trust with our customers, providing a secure and dependable banking experience for over 100 years. Our goal is to create a great banking experience for you.
  • Command Financial Group
  • 2150 S Canalport Ave, Suite 4B6, Chicago, IL, 60608
  • Command Financial Group is a licensed mortgage broker in the state of IL and CO. We are a veteran owned and operated company that specializes in helping veterans with their loan needs. We also do loans for conventional and FHA borrowers as well. We want to help you make the most informed decision when navigating the various loan options available.
  • First Equity Home Loans LLC
  • 13820 South Cicero Avenue, Crestwood, IL, 60445
  • Our goal is to offer the best refinance rates and lowest mortgage payments in minutes. We will beat virtually any mortgage rate quote and our wide selection of loan products are sure to provide the perfect mortgage solution for all of your Real Estate finance needs. We specialize in home purchase, home refinance, second mortgage.
  • Carter Credit Union
  • 133 S Main Street, Springhill, LA, 71075
  • Carter Federal’s beginnings date back to 1954, when Floyd Carter chartered the credit union to serve the employees of International Paper Company in Springhill, LA. As paymaster of International Paper, Floyd witnessed predatory lending practices within his own workplace & made a commitment to seek a safe way for employees to borrow & save money.