USDA and FHA Pro and Con in Idaho-Falls, Bonneville County, ID
In 2025, the USDA loan limit in Idaho-Falls, within Bonneville County, ID, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
The Lendersa® USDA loan calculator allows for comparison of today's top USDA vs. FHA rates, helping you evaluate the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the best program in for your unique financial situation.
2025 Loan Limits and Downpayment Requirements in Idaho-Falls, Bonneville County, ID
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Idaho-Falls, ID
At Lendersa®, the aim is to secure the best possible USDA or FHA loan with ease and speed. Choose one of three pathways to connect with matching lenders and USDA loan offerings.
The USDA home loan is a government-backed mortgage guaranteed by the Department of Agriculture, also referred to as a USDA Rural Development Loan. This type of loan is offered exclusively in rural areas and unlike FHA loans, which require a 3.5% down payment, USDA loans have no down payment requirement. This makes them an attractive option for those eligible, offering a pathway to homeownership without the initial cash outlay typically needed for buying a home.
Florida Direct Lending Incis a full-service mortgage company based in Delray Beach, Florida. We specialize in FHA, Conventional, Jumbo. We also serve the entire State of Florida. Whether you are buying a home or refinancing we can help you realize your dream of home ownership or save you money when getting you a new lower monthly payment loan.
220 Congress Park Drive, Ste. 140, Delray Beach, FL, 33445
ConsumerDirect Mortgage is a national direct-to-consumer retail mortgage lender. We are a division of FirstBank, the largest privately held bank in the state of Tennessee with over $3 billion in total assets. Mortgage is a national direct-to-consumer retail mortgage lender. We are a division of FirstBank, the largest privately held bank in the USA.
7777 Glades Road, Suite 309, Boca Raton, NY, 33434
Layla Capital is a direct lender based in Boca Raton, FL (formerly New York City) that specializes in small to middle market debt opportunities in primary and secondary markets nationwide, with a greater focus on the East Coast and Midwest.Layla Capital’s lending platform offers loans up to $15 million.
301 West Atlantic Avenue, Suite 0-5, Delray Beach, FL, 33444
At Ambassador Financial Services Inc. We are a full-service mortgage company based in Delray Beach, Florida. We specialize in First time home buyer, FHA and Jumbo Loans in Delray Beach. We also serve the surrounding cities in Palm Beach County. Whether you are buying a home or refinancing in zip code 33444
7407 Wiles Road, Suite 354, Coral Springs, FL, 33067
OUR MISSION is TO PROVIDE EXTRAORDINARY SAVINGS TO HEROES WHO PROVIDE EXTRAORDINARY SERVICES TO OUR NATION AND ITS COMMUNITIES EVERY DAY. We've been helping customers afford the home of their dreams for many years and we love what we do. We take pride of ownership and continually strive to deliver excellence.
7957 North University Drive, Suite 156, Parkland, FL, 33067
We use the most up to date technology powered by the nations top lenders, we also save time and efforts by streamlining the complex mortgage loan process to make it as easy as possible for our clients. Our goal is to provide exceptional service, save you money, and offer you the lowest rates in the industry.
11764 W. Sample Road, Suite 103, Coral Springs, FL, 33067
We are here to serve our clients with honesty, integrity and competence. We understand that sometimes buying a house can be disappointing and stressful but we are going to work hard to provide the mortgage process faster, simpler and less stress. Working directly with the lenders to get the lowest interest rate
11776 W. Sample Road, Suite 104, Coral Springs, FL, 33065
The Hamilton Mortgage Services Inc. Team is a premiere mortgage company located in Pembroke Pines, Florida. We pride ourselves on offering some of the lowest rates available without sacrificing excellent customer service.
Our goal is to ensure that you are choosing a loan that fits both your present and future needs.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
10101 W Sample Rd, Suite 323, Coral Springs, FL, 33065
Corporate Capital Direct is a nationwide Financial Service Company serving all 50 states, with multiple offices located around the country.Our team of specialized finance professionals are there to provide the business owner with the funding options and resources to overcome the challenges of maintaining a successful business.
3111 N University Drive, Suite 613, Coral Springs, FL, 33065
Listing, Selling and renting South Florida Real Estate for over 15 years. Real estate listing, homes for sale, homes for rent, apartments for rent, foreclosure for sale, foreclosure list, Parkland homes, Coral springs homes, Pembroke homes, Parkland real estate, Short sale, HUD homes, Mortgages, FHA loans,
