USDA Loan Vs. FHA loan for Lincoln, ID [Bonneville County Rates 2023]

In 2025, USDA loan limit in Lincoln, county of Bonneville, ID is $356,300 while FHA limit is $523,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Lincoln, ID

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Idaho?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(818) 605-9300 739 miles Lender's profile and map Reviews JMJ enterprises 633 W 5th Street, 26th Floor, Los Angeles, CA, 90071 JMJ Enterprises is a full service real estate & mortgage company as well as an auto broker. We specialize is real estate acquisition, sales and financing. As an auto broker we assist clients in finding new and used cars and help them get the best financing.broker. We specialize is real estate acquisition,
310 561 1400 739 miles Lender's profile and map Reviews Capital Funding Corporation of America 515 South Flower Street, Los Angeles, CA, 90071 Capital Funding Corporation of America is a direct lender that provides customized debt financing solutions to real estate professionals taking advantage of current market opportunities. Our primary goal is to provide secured real estate loans quickly, efficiently, and at competitive rates.
213-873-4000 739 miles Lender's profile and map Reviews Thorofare Capital, Inc. 633 West Fifth St., Suite 2200, Los Angeles, CA, 90071 Thorofare Capital, Inc. is a Los Angeles-based commercial real estate loan origination and servicing company. The firm focuses on $5 million to $100 million financing transactions, targeting value-add and opportunistic acquisitions, recapitalizations, and distressed debt secured by transitional properties
(800) 418-0247 739 miles Lender's profile and map Reviews LendFi Mortgage 555 W 5th St 35th Fl, Los Angeles, CA, 90013 LendFi Mortgage is making homeownership simpler, faster, and most importantly, more accessible for all Americans. We believe homeownership should be fast, transparent, and low-cost for everyone. We offer unbeatable service; mind-blowing rates and we strive to close our loans within 3 weeks.
(800) 954-2327 739 miles Lender's profile and map Reviews California Bear Credit Union 300 S. Spring Street, Suite 1215, Los Angeles, CA, 90013 Our Mission is to Provide the best quality of financial and credit products and services to meet the needs of our members. Provide products and services at fair, competitive prices, and to invest excess funds in such a manner that the return on those investments will contribute to capital growth and financial stability of the credit union.
323-396-1569 739 miles Lender's profile and map Reviews Star Business Lending 1001 Wilshire Boulevard #1326, Los Angeles, CA, 90017 We have tailor-made private, commercial, conventional, and hard money at your fingertips. Makes loans in all 50 States for short-term and long-term real estate investment properties. Their asset-based loans can close very quickly, within 3 days from an appraisal report and clear-to-close from the title company.
(888) 308-0986 739 miles Lender's profile and map Reviews CTBC Bank Corp. (USA) 801 South Figueroa Street, Suite 2300, Los Angeles, CA, 90017 CTBC Bank is a trusted and established institution providing our commercial and retail customers with a real financial bridge to the next stage of their lives and businesses. Our customers benefit from access to the best of both worlds – large bank resources coupled with individual attention and customized services of a small bank.
(888) 616-8188 739 miles Lender's profile and map Reviews Royal Business Bank 1055 Wilshire Blvd, Suite 1200, Los Angeles, CA, 90017 At RBB we combine the service benefits of a national bank with a personal banking touch that only a community bank can offer. We serve our community by offering Commercial and Industrial loans, residential mortgages and small business loans. Our staff has years of dedicated service living and working in our local communities
(800) 557-4192 739 miles Lender's profile and map Reviews Mount Zion Financial 800 Wilshire Blvd, Suite 200, Los Angeles, CA, 90017 Mount Zion Financial is a direct business funding company with emphasis on consultative and expert strategies to provide business funding, real estate funding, investment property financing, equipment financing and more. We understand that business can get complicated when it comes to rates and terms.
(866) 526-0238 739 miles Lender's profile and map Reviews GUD Capital 633 West Fifth Street, Los Angeles, CA, 90017 GUD Capital is a nationally recognized leader in the financing industry for providing the best business lending solutions available. We leverage our network of 4, 000 competing commercial lenders to provide your business the largest selection of commercial financing options. We are committed to communicating openly and honestly.
(818) 862-6170 739 miles Lender's profile and map Reviews Shannon Christenot 700 Flower St, Suite 1000, Los Angeles, CA, 90017 Shannon Christenot is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith