USDA Vs. FHA Pro and Con comparison in Lincoln, Bonneville County, ID
In 2025, the USDA loan limit in Lincoln, located in Bonneville County, ID, is set at $356,300 for a single-family residence, whereas the FHA limit is $523,250.
To navigate today's top rates, turn to the Lendersa® USDA loan calculator to evaluate USDA against FHA loans. Assess the income, credit, reserves, and necessary documents required to qualify. With our sophisticated mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side, making it easier to determine the most suitable program in for your financial requirements.
2025 Loan Limits and Down Payment Criteria in Lincoln, Bonneville County, ID
Loan Type
Loan Limit
Down Payment
USDA
$356,300
0%
FHA
$523,250
3.5%
Conventional Conforming
$726,200
3%
Discovering USDA and FHA Loan Opportunities in Lincoln, ID
The objective of Lendersa® is to efficiently connect you with optimal USDA or FHA loan programs. Initiate one of three paths to find matching lenders and USDA loan solutions suited to your needs.
A USDA home loan, backed by the government Department of Agriculture, is known as a USDA rural development loan or USDA mortgage. These loans are exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require none.
Building Trades Credit Union (BTCU) is a not-for-profit financial cooperative serving more than 14, 000 union workers in the building and construction trades and their families throughout Minnesota, Wisconsin and the Dakotas. BTCU is federally insured by the NCUA. We’re Building Trades Credit Union, And we’re ready to help you build a better life!
Oak Grove Financial is a financial intermediary and commercial real estate mortgage banker that specializes in arranging and negotiating custom debt solutions for owners, operators and developers of commercial real estate located in the US. Our professional staff specialize in delivering customized financing for multifamily, senior housing.
TopLine Federal Credit Union is a not-for-profit, member-owned financial services cooperative serving the Twin Cities and surrounding areas. For over 85 years, we’ve been the safe, local banking choice for Minnesotans looking for greater financial peace of mind. We provide all the personal banking services you need to make life more comfortable
7365 Kirkwood Court N, Suite 300, Maple Grove, MN, 55369
Mortgages Unlimited delivers value-added loan solutions that fit every clients needs. Our goal is simple—to offer the unlimited loan options of a major lender with the personal service and feel of a family-owned business. We take great pride in our corporate values—strong ethics, family values and teamwork.
Thistle Financial first opened its doors in Eden Prairie, Minnesota in 2005. We’re happy to be a part of this beautiful community and bring our mortgage expertise to the city and its neighboring Twin Cities. We value the trust that our clients place in us as their mortgage broker, and always look forward to working with new faces.
At Raccoon Valley Bank you can get everything you need in one place. From opening your first checking account to financing your home to planning for a comfortable retirement, we can do it all. Because we believe banking should be easy, complete, and convenient.Valley Bank you can get everything you need in one place.
Goetz Credit Union served this community from 1937 to present. "We are not for profit, not for charity, but for service." Make Goetz Credit Union your financial home today Unlike other financial institutions, Goetz Credit Union is owned and operated by its members.Goetz Credit Union is still the tradtional credit union.
We believe in the credit union philosophy of "Not for Profit, Not for Charity, But for Service". We are a member of the Minnesota Credit Union Network of Credit Unions. Other credit unions our size are surprised at the number of services we offer. Members tell us that using the credit union is a great convenience and time saver.
6385 Old Shady Oak Road, Suite 175, Eden Prairie, MN, 55344
Cambria Mortgage is a family-run business with deep MN roots. Whether you are buying a home or refinancing your current mortgage, you’ve come to the right place.Cambria Mortgage is a family-run business with deep MN roots. Our rich heritage is built on sound business principles such as hard work, commitment to the customer and integrity.
Reliance State Bank is a local, full-service bank proudly serving Story City, Garner and the surrounding communities. We offer all the traditional banking products and services you need, along with the latest on-the-go banking options you want. Our commitment is to deliver the highest quality service to each and every customer.
West Metro Schools Credit Union was formed December 31, 2008 with the merger of Hopkins Schools Credit Union and Edina Schools Credit Union. Membership is open to all employees of Hopkins, Edina and Wayzata Public Schools, their families and household members. Students of Hopkins and Edina school districts are eligible also.
