USDA and FHA Pro and Con in Lincoln, Bonneville County, ID

In 2024, USDA loan limit in Lincoln, county of Bonneville, ID is $356,300 while FHA limit is $523,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Lincoln, county of Bonneville, ID

Loan Type Loan Limit Down payment
USDA $356,300 0%
FHA $523,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Lincoln, ID

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Idaho?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Century Capital Group Inc
  • 2915 Wayzata Boulevard, Suite 201, Minneapolis, MN, 55405
  • Our variety of lenders give us the ability to provide the most popular programs at very competitive rates. We have options available for most borrowers including FHA for first time home buyers and cash out for those with FICO scores down to 500. Charles Miller President at Century Capital Group Inc.
  • The WestLawn Mortgage Company LLC
  • 6120 Earle Brown Drive, Suite 501, Minneapolis, MN, 55430
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Minnesota VA Mortgage Team
  • 2808 W Broadway Ave, Minneapolis, MN, 55411
  • Our mission is to provide you the tools and manpower necessary to make the most of your VA mortgage benefits. From tracking your Certificate of Eligibility to funding your loan, we are there, every step of the way. You may know that the VA loan program is one of the greatest benefits of military service
  • Satori Mortgage
  • 2808 W Broadway Ave, Minneapolis, MN, 55411
  • Satori Mortgage is a Minneapolis mortgage company with the experience and professionalism to make your dream of owning a home a reality. We know the lending industry inside and out and can provide dedicated mortgage solutions to suit any need and any budget.We offer a variety of mortgage solutions.
  • Optima Lending LLC
  • 2819 Hennepin Avenue, Suite 2A, Minneapolis, MN, 55408
  • Optima Lending is a full-service mortgage company located in Minneapolis providing exceptional mortgage solutions to help you purchase your dream home. Start today with a free consultation with one of our Mortgage Care Professionals and Optima Lendings was founded with a distinct purpose to help our clients reach their financial goals
  • Lakeview Bank
  • 9725 163rd Street West, Lakeville, MN, 55044
  • Lakeview Bank In a marketplace that is overcrowded with banks, our objective is simple and straightforward: offer high quality banking products and services to meet your needs, utilize state-of-the-art technology to improve your efficiency, and employ professional people in a cordial environment to make working with us easy. So whether you are look
  • American Land & Capital LLC
  • 16233 Kenyon Avenue, Suite 120, Lakeville, MN, 55044
  • AMERICAN LAND & CAPITAL providing construction mortgage loan financing for builders, remodelers and land developers in Minnesota, Wisconsin, North Dakota, South Dakota, and Florida. Call AMERICAN LAND & CAPITAL for construction mortgages in the upper midwest. AMERICAN LAND & CAPITAL services include New Home Construction Mortgages, etc
  • Reduced Fee Mortgage Inc
  • 19950 Dodd Boulevard, Suite 102, Lakeville, MN, 55044
  • Arik Orosz has been at the top tier of the mortgage industry since 2003 and has been managing in the mortgage industry since 2004, until starting Reduced Fee Mortgage, Inc. A Mortgage company centered around finding you the best deal by shopping your loan to more than 30 different lenders.
  • Mid America Bank
  • 802 Ames St., Baldwin City, KS, 66006
  • Mid America Bank is a locally-owned community bank committed to providing our customers great banking services, with a particularly heavy emphasis on residential real estate lending. We take pride in offering local underwriting and local servicing. We think this sets us apart and is what makes us the leading real estate lender in our market.
  • Woodland Bank
  • 2610 South Highway 169, Grand Rapids, MN, 55744
  • Woodland Bank is a family owned bank that traces its roots back to the logging boom days in Northern Minnesota. The bank was chartered in 1920 as Shovel Lake State Bank by Fred Blais to serve the needs of his logging camp and area community of Shovel Lake, Minnesota. In 1924, the bank acquired and merged with the First State Bank of Swatara
  • Toro Credit Union
  • 8111 Lyndale Avenue South, Bloomington, MN, 55420
  • Toro Federal Employees Credit Union offers comprehensive financial services to Toro employees who live in the United States, as well as their immediate family members. Immediate family members include: spouses, children, stepchildren, parents, grandparents, grandchildren, brothers and sisters.