In 2025, the USDA loan limit in Lincoln, located in Bonneville County, ID, is set at $356,300 for a single-family residence, whereas the FHA limit is $523,250.
To navigate today's top rates, turn to the Lendersa® USDA loan calculator to evaluate USDA against FHA loans. Assess the income, credit, reserves, and necessary documents required to qualify. With our sophisticated mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side, making it easier to determine the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $356,300 | 0% |
| FHA | $523,250 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to efficiently connect you with optimal USDA or FHA loan programs. Initiate one of three paths to find matching lenders and USDA loan solutions suited to your needs.
A USDA home loan, backed by the government Department of Agriculture, is known as a USDA rural development loan or USDA mortgage. These loans are exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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