FHA Vs. USDA loan program for Ammon, Bonneville County, Idaho

For 2025, the USDA loan cap for Ammon in Bonneville County, ID, is $356,300, whereas the FHA cap for a single-family home is set at $523,250.

Utilize the Lendersa® USDA loan calculator to compare today’s top USDA against FHA rates. It assists in evaluating necessary income, credit, reserves, and paperwork to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, enabling you to decide which program in best fits your financial situation.

Exploring USDA and FHA Loan Options in Ammon, ID

The aim of Lendersa® is to quickly secure you the best possible USDA or FHA loan without hassle. Begin with one of three approaches to match with lenders and explore USDA loan opportunities.

Lendersa USDA loan request and matching results

Clarifying the USDA Loan in ID

A USDA home loan, endorsed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available only in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment.

Get top 10
USDA LENDERS
customized to yout needes

(320) 859-2101 Lender's profile and map Reviews The First National Bank of Osakis 211-213 Central Ave, Osakis, MN, 56360 Since 1903, First National Bank of Osakis has served as the lead financial organization in the Osakis Area community, providing customized guidance, resources, and products (checking, savings, money markets, certificates of deposits, individual retirement accounts, health savings accounts, residential mortgage loans, commercial Mortgage loan.
(785) 965-7210 Lender's profile and map Reviews The Tampa State Bank 326 North Main Street, Tampa, KS, 67483 The Tampa State Bank is a branch office of The Tampa State Bank. They provide the following services: Full Service Office Location and are located at 326 North Main Street in Tampa Kansas. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
(785) 292-4433 Lender's profile and map Reviews First National Bank in Frankfort 124 N. Kansas, Frankfort, KS, 66427 FNB in Frankfort is in its fourth generation of banking. In 1921, James Kennedy helped charter the organization and became its first president. FNB has survived the Great Depression; the 1980’s and has a great start to the 21st century. The prosperity of our organization has followed the prosperity of our community.
(218) 694-6233 Lender's profile and map Reviews The First National Bank of Bagley 31 Central Street East, Bagley, MN, 56621 Clearwater county was in its infancy in 1903 when Albert Kaiser, Sr, an already established businessman and banker, came to Bagley and helped organize First National Bank on Main Street. On June 2, 1903, with their application for Charter approved, First National Bank opened its doors for business;
(320) 235-5900 Lender's profile and map Reviews Lake Region Bank 1690 1st St. S., Willmar, MN, 56201 Bankers. Neighbors. Minnesotans. Lake Region Bank has been your neighbor since 1915. We live and work in your community, and you’ll see us at many of your neighborhood events. Our success has always been tied to the success of local families and businesses. From personal banking and insurance to business banking and wealth management services,
(320) 231-3777 Lender's profile and map Reviews Midwest Mortgage 629 1st Street S, Willmar, MN, 56201 Midwest Mortgage has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals and individual homebuyers throughout Minnesota. We’re a full-service mortgage broker offering expertise in every area of mortgage lending.
(712) 262-6580 Lender's profile and map Reviews State Bank & Insurance of Spencer 728 Grand Avenue, Spencer, IA, 51301 State Bank is a single-family locally owned organization, owned by Wayne and Ryan Johnson. In 1980, Wayne Johnson started Everly Bancorporation with the purchase of the Everly State Bank. Since then, State Bank has grown to $70 million in assets, with banking offices in Everly, Peterson,
(712) 262-3340 Lender's profile and map Reviews Farmers Bank 125 W 4th St, Spencer, IA, 51301 Our Mission - People First. Service Always. is our niche! As an independent community bank, our mission is to protect the safety of depositors funds through prudent management of risk, provide superior products and services, attract highly skilled, motivated professional employees, and create a fair return on investment to our shareholders.
(888) 902-5662 Lender's profile and map Reviews Bank Midwest 1525 18th Street, Spirit Lake, IA, 51360 Bank Midwest can help you manage your business with accounts and services designed for commercial banking. We also offer real estate financing, commercial insurance protection or group retirement plans or trust and estate services and also Bank Midwest provides a complete portfolio of financial services to businesses.
(712) 336-2235 Lender's profile and map Reviews Lending Company, L.L.C. 1716 Hill Ave, Spirit Lake, IA, 51360 Lending Company, L.L.C. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(785) 257-3226 Lender's profile and map Reviews The Citizens State Bank and Trust Company 1 North Broadway, Woodbine, KS, 67492 The Citizens State Bank & Trust Company has been providing customers with a range of financial services for over 90 years. The Citizens State Bank & Trust Company was organized and chartered in January 1921 with W. L. Johnson (bank president), JA Gillett (vice president). In 1923 Woodbine State Bank, originally opened in 1897 and incorporated