USDA and FHA Pro and Con in Rigby, Jefferson County, ID
In the year 2025, the USDA loan limit in Rigby, within Jefferson county, ID, is $356,300, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, and identify the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you select the optimal program in that best suits your financial requirements.
2025 Loan Limits and Down Payment Requirements in Rigby, Jefferson, ID
Loan Type
Loan Limit
Down Payment
USDA
$356,300
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Choices for USDA and FHA Loans in Rigby, ID
Lendersa® aims to swiftly connect you with the best USDA or FHA loan, minimizing hassle. Select one of three starting points to match with appropriate lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage. It is available solely in rural neighborhoods. While FHA loans require at least a 3.5% down payment, USDA loans demand no down payment, making them a highly advantageous option.
401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401
Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
Target Rate is the culmination of 25 plus years in the mortgage industry. I have helped thousands of clients, trained other loan agents, real estate agents and processors. I have managed branches, overseen operations, underwriting, sales and most importantly held clients hands as they navigate through the most important financial transaction
401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401
Evoque Lending has the in-house expertise and systems in place to approve borrowers for California hard money loans within 24 hours and follow that up with funding in seven to 10 days. Through more than 23 years in the industry and its focus on customer service, Evoque Lending has established itself as the leading hard money lender in Los Angeles,
401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401
Evoque Lending Experienced in residential, commercial and business loans – including California hard money loans – the professionals at Evoque Lending know what it takes to get your loan done faster, more efficiently and with more cooperation from your local business community. Realtors, appraisers, escrow, loan processing, title and closing.
111 N La Brea Ave, Suite 604, Inglewood, CA, 90301
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
401 East Hillcrest Boulevard, Suite J, Inglewood, CA, 90301
At KBishop Funding, we are committed to providing our clients with the highest-quality financial services to ensure that they receive the best possible loan for not just the lowest rate and payment, but also the best possible structure for closing costs. Many of our clients opt for a No Broker Fee scenario, only offered on Conventional Loans.
608 West Manchester Boulevard, Suite 202, Inglewood, CA, 90301
Four Seasons Realty & Management Inc.’s focuses on helping people buy sell and get mortgage financing for residential, commercial and investment property. As part of California Association of Realtors and the National Association of Mortgage Brokers our team members are proud to serve the community we live in.
