For the year 2025, the USDA loan limit in Rexburg, within Madison County, ID, is $356,300. On the other hand, the FHA limit for a single-family home is $472,030.
To compare today’s best USDA vs. FHA rates, use the Lendersa® USDA loan calculator. This tool helps identify the required income, credit, reserves, and essential documentation for qualification. Our mortgage calculator also allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting in selecting the most suitable program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $356,300 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to provide you with the most advantageous USDA or FHA loan efficiently and effortlessly. Start with one of three approaches to discover matching lenders and USDA loan opportunities.
A USDA home loan, endorsed by the Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage, and it's available solely in rural locales. Unlike FHA loans that need a minimum of 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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