USDA Loan Vs. FHA loan for Barrington, IL [Cook County Rates 2023]

In 2025, USDA loan limit in Barrington, county of Cook, IL is $0 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Barrington, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(845) 781-2400 721 miles Lender's profile and map Reviews Capital M Inc. 48 Bakertown Rd, Suite 303, Monroe, NY, 10950 Capital M believes that the success of the mortgage depends on a smooth and efficient system. From origination until closing and beyond, The M Method is designed to take the confusion, headache, and uncertainty out of the equation.Mayer Gross and his team, has been helping people secure low-rate mortgages for more than 23 years.
(845) 419-8000 721 miles Lender's profile and map Reviews THE MINT CAPITAL INC 24 Gilbert St Extension, Monroe, NY, 10950 At Mint Capital, we’ll help you get approved for your dream home. Show us the home you would like to purchase and we’ll advise you on the best options to make it yours. Our team has an unmatched, deep understanding of the mortgage application process and the strongest selection of loan options that other brokers aren’t aware of or cannot access.
(757) 723-8842 721 miles Lender's profile and map Reviews Hampton V. A. Federal Credit Union 28 Averill Avenue, Building 28, Hampton, VA, 23667 Hampton V. A. Federal Credit Union has served health care professionals since it was chartered in 1936. Originally organized to serve the medical workers employed at Kecoughtan Veterans Hospital in Hampton, Virginia, the credit union field of membership has grown to include all health care workers who work in the cities of Hampton
(973) 716-0600 721 miles Lender's profile and map Reviews Regal Bank 570 West Mount Pleasant Avenue, Livingston, NJ, 07039 Regal Bank is a full service community bank headquartered in Livingston, New Jersey. Regal Bank serves, as our primary trade area, Essex, Hudson, Somerset, Union and eastern Morris Counties. Regal Bank offers the very best in products and services, designed to help you meet your personal financial goals.
(908) 322-5535 722 miles Lender's profile and map Reviews AMERICAN UNITED MORTGAGE CORPORATION 210 Haven Avenue, Scotch Plains, NJ, 07076 American United is a New Jersey based Mortgage Banker and lending partner. As such, we partner with some of the largest banking and financial institutions across the nation. This wholesale banking relationship allows us to provide our retail clients with the most competitive rates the industry has to offer.
9735631581 722 miles Lender's profile and map Reviews INSPIRED HOLDINGS LLC 277 FAIRFIELD RD SUITE 310, FAIRFIELD, NJ, 07004 YOUR GO TO FUNDING COMPANY FOR FIX AND FLIPS, CASH OUT AND RENTAL LOANS. \ INSPIRED SPECIALIZES IN ALL TYPES OF COMMECIAL FINANCING FOR REAL ESTATE INVESTORS, WHOLESALERS, AND BUYERS. WE OFFER PROGRAMS THAT GIVE INVESTORS A LEG UP IN THE HOME BUYING PROCESS. GET PREQUALIFY TODAY WITH NO HASSLE.
(888) 253-3121 722 miles Lender's profile and map Reviews Merchant Flow Financial 277 Fairfield Road, Fairfield, NJ, 07004 Merchant Flow Financial is a direct business funding company focused on providing both expertise and consultative strategies to business funding, equipment financing, real estate funding, investment property financing, bridge loans, investment capital, and so much more. We understand that the world of business is anything but simple and easy
(800) 273-3406 722 miles Lender's profile and map Reviews Kearny Bank 120 Passaic Ave, Fairfield, NJ, 07004 Kearny Bank, a New Jersey state-chartered stock savings bank, is headquartered in Fairfield, NJ. There are 54 retail locations in the metropolitan area and total assets top $6.5 billion. Kearny Bank provides comprehensive world-class banking services in a most professional manner. Personal or business, we want to be a true financial partner.
(201) 571-3956 722 miles Lender's profile and map Reviews Lucid Mortgage 277 Fairfield Road, Suite 103A, Fairfield, NJ, 07004 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(973) 264-4924 722 miles Lender's profile and map Reviews FORWARD MORTGAGE, L.L.C. 277 Fairfield Road, Suite 105, Fairfield, NJ, 07004 "Forward Mortgage is a premier expert in residential home loans. You are about to discover valuable tips to help you make an informed decision about real estate and mortgage financing in New Jersey, Florida or North Carolina. We update our mortgage rates daily so are always able to see current interest rates."