USDA Vs. FHA Pro and Con comparison in Stone-Park, Cook County, IL

As of 2025, the USDA loan maximum in Stone-Park, within Cook county, IL, is $0. Meanwhile, the FHA limit for a single-family house is $379,500.

With the Lendersa® USDA loan calculator, you can compare today's premier USDA and FHA rates, assessing income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA loans side by side to determine the best program for your financial needs, including specific options in .

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Loan limits and down payment needs for 2025 in Stone-Park, Cook county, IL

Loan Type Loan Cap Down Payment
USDA $0 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA loan programs in Stone-Park, IL

The objective at Lendersa® is to facilitate a quick and easy acquisition of the most favorable USDA or FHA loans. Choose among three starting points to connect with compatible lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IL

The USDA home loan, assured by the U.S. Department of Agriculture, is often called the USDA rural development loan or USDA mortgage, accessible only in rural areas. Unlike FHA loans, which demand a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Heritage Bank & Trust
  • 217 South James M. Campbell Boulevard, Columbia, TN, 38401
  • Heritage Bank & Trust is proud to be your community bank serving Maury and Lawrence counties. Offering a broad range of financial services from personal to business needs, Heritage Bank & Trust strives to make your life better. Heritage Bank & Trust has offices in Columbia, Mount Pleasant and Lawrenceburg.
  • Family Advantage Federal Credit Union
  • 615 West 7th Street, Columbia, TN, 38401
  • vantage Federal Credit Union is open to our community. Anyone who lives, works, worships or attends school in Maury or Williamson County is eFamily Advantage Federal Credit Union is open to our community. Family Advantage Federal Credit Union is located in the heart of Spring Hill and less than two miles from the General Motors.
  • First Farmers & Merchants Bank
  • 816 S. Garden Street, Columbia, TN, 38401
  • First Farmers is one of Tennessee’s leading community banks with more than $1.9 billion in assets and over $6.0 billion in administered trust assets. Our bank has steadily grown across the region, with 22 financial service centers in Davidson, Giles, Hickman, Lawrence, Marshall, Maury and Williamson counties. Through our continued growth.
  • Kelley Mortgage LLC
  • 105 E James Campbell Blvd, Suite 2, Columbia, TN, 38401
  • Kelley Mortgage, LLC has been in operation since 2007. Beginning in 1998, I worked for several different independent mortgage companies before founding this enterprise.Everyone has seen many changes the past several years, both good and bad, but Kelley Mortgage has been able to thrive in a tough environment.
  • Standard Bank
  • 2640 Monroeville Blvd, Monroeville, PA, 15146
  • Standard Bank is a full-service community bank with 17 offices dedicated to serving consumers, businesses and local communities throughout western Pennsylvania and the Cumberland area in Maryland. Our focus is to quickly identify and solve the unique problems facing customers every day through a full range of deposit, loan, cash management.
  • Loan Web USA
  • 4334 Old William Penn Highway, Monroeville, PA, 15146
  • Loan Web USA's mission is to serve customers with honesty, integrity and competence. Our goal is to provide home and commercial loans to clients while providing them with the lowest interest rates and closing costs possible. Loan Web USA has grown to become a well known brand in the greater Pittsburgh area.
  • Metro Credit Union
  • 447 South Campbell Avenue, Springfield, MO, 65806
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  • Great Southern Bank
  • 218 S. Glenstone, Springfield, MO, 65802
  • Great Southern Bank, headquartered in Springfield, Missouri, was founded in 1923 with a $5, 000 investment and six employees. In 1989, the bank became a publicly traded company (NASDAQ: GSBC) and has since grown into a multi-state franchise serving customers primarily in the Midwest.
  • Multipli Credit Union
  • 818 N Benton Ave, Springfield, MO, 65802
  • "At Multipli Credit Union, we work to make your life easier through better interest rates, fewer fees and more personal service than you could ever get at a bank. Every day, you’re trying to stretch that dollar. You’re trying to do more with less. Make ends meet. And bring home the things you need and want.
  • Brainerd BN Credit Union
  • 804 Laurel Street, Suite 101, Brainerd, MN, 56401
  • Brainerd BN Credit Union was organized on November 25, 1940 as Brainerd NP Credit Union to serve the needs of the Northern Pacific Railway workers in central Minnesota. In 1970, after a merger changed the name of the local railway, Brainerd NP Credit Union changed its name to the name we use today, Brainerd BN Credit Union.