USDA and FHA Pro and Con in Stone-Park, Cook County, IL

In 2025, USDA loan limit in Stone-Park, county of Cook, IL is $0 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Stone-Park, county of Cook, IL

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Stone-Park, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lincoln Lending
  • 501 SE 4th St, Suite C, Moore, OK, 73160
  • Lincoln Lending strives to serve our fellow Oklahomans with their dreams of home ownership. Buying or refinancing a home is a momentous occasion; beyond our efforts to simplify the process and reduce your stress, we aim to help you focus on the excitement of the purchase. We will walk with you through every step of the process
  • FirstTrust Home Loans, Inc.
  • 2100 N Eastern Ave, Suite 11, Moore, OK, 73160
  • At FirstTrust Home Loans, we are here to help you through every step of purchasing a home. Our large variety of home loan programs, partnered with wonderful support staff, competitive rates, and experienced loan officers, assure that you are comfortable and well informed through the course of your purchasing experience.
  • MetaSouth Mortgage LLC
  • 1631 Joe Wells Road, Buena Vista, GA, 31803
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to full range of mortgage sources & all of our lending specialist are dedicated to finding the right loan-with the best rates, terms & costs-to meet your unique needs.
  • WEOKIE Federal Credit Union
  • PO Box 26090, Oklahoma City, OK, 73127
  • WEOKIE Federal Credit Union was first established in 1969 by the employees of the Western Electric Plant in Oklahoma City to provide financial services and security to workers and their families. Now, more than 50 years later, we’ve grown to become one of the largest financial institutions in Oklahoma.
  • Pee Dee Federal Credit Union
  • 305 West Pine Street, Florence, SC, 29501
  • Pee Dee Federal offers a variety of loan options, including new and used auto loans, personal loans, home equity loans, overdraft protection, revolving lines of credit, secured loans, motorcycles, jet skis, boats, campers. Because each member is unique, we strive to customize each loan to fit your budget by offering affordable monthly payments.
  • Palmetto First Federal Credit Union
  • 1722 Gregg Avenue, Florence, SC, 29501
  • Palmetto First FCU is the longest standing Florence credit union, established in November 1953. The purpose of the Florence ACL Employees Credit Union was twofold: to create thrift through savings of the employee and to provide credit at a minimum rate of interest for members desiring the same.
  • Nucor Employee's Credit Union
  • 1202 North Cashua Drive, Florence, SC, 29501
  • Nucor Employee's Credit Union was founded in late October 1962. The need for the credit union arose out of the fact that Vulcraft (later named Vulcraft Division of Nucor Corporation) employees needed a reliable, low cost source of borrowing money when they could not pay the difference between the cost of hospital expenses.
  • Carolina Bank
  • 185 West Evans Street, Florence, SC, 29501
  • Carolina Bank’s branch offices are scattered throughout six counties of northeastern South Carolina. They account for over $460 million in assets and offer a wide range of banking services to meet every personal or business need. Its branch managers and staff, many of who are long serving employees, live in the communities they serve.
  • American Federal Mortgage Corporation
  • 360 Route 24, Chester, NJ, 07930
  • American Federal Mortgage, we make it easy for those seeking to refinance or purchase their dream home in 10 states by offering a variety of flexible loan programs geared toward each client's specific mortgage needs. Having been a recognized leader in the mortgage lending industry for nearly three decades,
  • Bridgeton Onized Federal Credit Union
  • 339 Main Street, Cedarville, NJ, 08311
  • Bridgeton Onized Federal Credit Union has been open since 1939. The credit union has assets totaling $46.63 Million and provides banking services to more than 6, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups