USDA Vs. FHA your options comparison in Elmhurst, DuPage County, IL

As of 2025, the USDA loan limit in Elmhurst within the county of DuPage, IL is set at $0. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess current best rates between USDA and FHA options. Determine necessary income, credit, reserves, and documents for qualification. Our cutting-edge mortgage calculator displays USDA, FHA, Conforming, and VA programs side-by-side, aiding your decision on the best fit for your finances in .

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2025 Loan Limits and Down Payment Needs in Elmhurst, DuPage, IL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Elmhurst, IL

The mission of Lendersa® is to swiftly and easily secure the optimal USDA or FHA loan for you. Begin with one of the three available pathways that help match you with lenders and USDA loan programs.

Results from Lendersa USDA loan requests

About USDA Loans in IL

The USDA home loan, backed by the Department of Agriculture, is also referred to as the USDA rural development loan or USDA mortgage. This loan is offered exclusively in rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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