USDA Vs. FHA your options comparison in Northlake, Cook County, IL
For the year 2025, the USDA loan limit within Northlake, located in Cook, IL is set at $0, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare current USDA versus FHA rates effectively and learn what income, credit, financial reserves, and documentation are necessary for qualification. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding you in determining the most suitable program in for your financial needs.
2025 Loan Limits and Down Payment Requirements for Northlake, Cook, IL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Programs in Northlake, IL
At Lendersa®, we aim to swiftly and efficiently provide you with the best possible USDA or FHA loan. Begin your journey with one of our three approaches that lead to matching you with lenders and their USDA loan options.
The USDA home loan, backed by the U.S. Department of Agriculture, also referred to as the USDA rural development loan or mortgage, is accessible exclusively in rural areas. It contrasts with FHA loans, which require at least a 3.5% down payment, as the USDA mortgage requires no down payment at all.
Powerhouse Solutions, Inc. (PHS) is a NYS licensed banking entity that originates mortgage loans directly to consumers. As a direct lender, we have the highest level of integrity and a genuine caring and concern for our customers. At PHS we believe "Your Mortgage Solution Starts With Us.
Silver Fin Capital is a mortgage broker licensed to conduct residential business in Connecticut, Florida, New Jersey & New York & commercial loans throughout most of the United States. Our customized pricing engine & proprietary database provides access to over 50 lenders, allowing our loan officers to match you and your needs with the loan options
SFG is a private real estate investment and finance company that was founded by Jules Reich in 1962. Since his entry into the field of real estate, Jules Reich was involved with and founded several companies and partnerships. Through these related entities, SFG has completed over $500 Million of real estate investments, financing transactions.
98 Cuttermill Road, Suite 424 N, Great Neck, NY, 11021
Bayport Funding LLC is Greater New York’s leading boutique private equity lending firm, specializing in short-term, non-traditional real estate loans to fund the acquisition of residential/commercial real estate investments. The company’s core mission—fueled by responsible and successful portfolio investment—is to invest in New York’s growing and b
60 Cutter Mill Road, Suite 601, Great Neck, NY, 11021
W Financial is a New York-based commercial real estate bridge lender specializing in time-sensitive or complex loan requirements. When a deal is unusual or time is short, we provide our clients with rapid, reliable access to the capital they need to get their deal over the finish line.
60 Cutter Mill Rd., Suite 205, Great Neck, NY, 11021
Manhattan Bridge Capital, Inc. (Nasdaq – “LOAN”) has been a publicly traded company since 1999. MBC is a "hard money" lender in New York Metropolitan area and in Florida, and is known to close its deals in a very short period of time. In most cases the client will have cash in his/her possession in 3-10 business days.
45 North Station Plaza, Suite 400, Great Neck, NY, 11021
Sharestates, we offer investors direct access to institutional-quality real estate investments through our online marketplace, with real estate investors earning a projected 8-12% net annualized returns. Through the process of real estate crowdfunding, we make it easy for anyone to build a real estate portfolio.
Cendera Bank is located in Benbrook, Texas. At this location, Cendera Bank employs approximately 3 people. Cendera Bank. They provide the following services: Full Service Office Location and are located at 615 E. Bells Blvd in Bells Texas. Cendera Bank, N.A. is currently looking to add highly motivated, high integrity team members
Malve Capital is a private real estate lending firm offering fast, flexible financing for investors needing acquisition, refinance, or construction loans. We specialize in Fix & Flip, Rental, New Construction, and Bridge Loans, providing competitive rates, quick approvals, and streamlined funding. As investors ourselves, we understand your challeng
