For the year 2025, in Palos-Heights, situated in the county of Cook, IL, the USDA loan cap is $0, while the FHA loan ceiling is $379,500 for single-family homes.
Utilize the Lendersa® USDA loan calculator to compare the most favorable rates between USDA and FHA loans available today. This tool helps identify the necessary income levels, credit score, reserve amounts, and documents required to qualify. Our state-of-the-art calculator allows you to examine USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the most suitable option for your financial needs in .
Loan limits and down payment prerequisites for 2025 in Palos-Heights, county of Cook, IL
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan choices in Palos-Heights, IL
The mission of Lendersa® is to secure the best possible USDA or FHA loans for you quickly and with minimal hassle. Choose from three initiatory steps that match you with lenders and USDA loan programs.
A USDA home loan is a government-backed financial option guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Contrary to FHA loans requiring a 3.5% down payment, the USDA mortgage allows buyers to make a purchase with no down payment required.
2860 South River Road, Suite 400B, Des Plaines, IL, 60018
PCF, we are a local Mortgage firm, and we pride ourselves in helping every family find the best program available for their home purchase or Refinance, many times with lower rates, up to .5% to .75% lower than other lenders, helping keep your mortgage payments low. and also Will work on getting your loan completed in an efficient manner.
9700 W. Higgins Road, Suite 300, Des Plaines, IL, 60018
"Wintrust Mortgage, in business since 1981, was created for the purpose of assisting in the realization of the American dream of home ownership. Since that time, Wintrust Mortgage has weathered the
ever-changing real estate market and is part of Wintrust Financial Corporation, a well capitalized,"
9525 W. Bryn Mawr Ave, Suite 400, Rosemont, IL, 60018
Interfirst’s commitment to high quality loan origination is demonstrated by our company’s focus on providing high quality customer service, which is a priority at every level of the organization. At Interfirst, we take pride in our responsiveness to our customers and in our common sense approach to mortgage origination.
2800 S River Rd, Suite 200, Des Plaines, IL, 60018
Ultimate Rate Mortgage we’re a local, mortgage lender whose cornerstones are hard work and customer service! We listen to our clients, uncover their needs and find the best product and programs that fits. With over 40 years of experience, our highly qualified team can expertly guide you through the process from application through closing
Brickyard Bank was chartered in 1979 as a state chartered bank located in the Brickyard Mall at Diversey & Narragansett on the northwest side of Chicago, Illinois. The bank served the newly created mall & the surrounding area. Brickyard Bank has proudly served the Lincolnwood & surrounding community with full service banking now for over 35 years.
6600 N Lincoln Ave, Suite 420, Lincolnwood, IL, 60712
A 2 Z Mortgage Ashour Zaia Mortgage broker in Lincolnwood, Illinois of company NMLS # 2103383 We are working hard to make the loan process smooth and hassle free. We are working day and night to make our services live. Meanwhile you can contact us and come back to this page for updates
We are a full-service residential financing provider delivering funding solutions to Chicagoland and northern Illinois. We are also recognized as the industry leader in renovation and construction financing with 25+ years of expertise and unique offerings that provide excellent terms and financial flexibility.
The Hill Mortgage Company We have been providing easy access to affordable mortgage loans. The prospect of owning a Home lights up a million emotions in you – a deep sense of fulfilment, security for the entire family and an overwhelming feeling of relief and happiness for a place where you can spend delightful moments with your loved ones.
Ryan Carrigan is the founder of mortgage company Ryan has earned his clients' trust with honest and direct communication through every step of the financing process. He and his team handle the details that typically stress borrowers when they work with large mortgage lenders. Whether your credit is ideal or less than average.
