USDA VS FHA in Evergreen-Park, Cook County, IL

In 2026, the USDA loan cap for Evergreen-Park in the county of Cook, IL, is $0. For a single-family home, the FHA limit is $379,500.

Leverage the Lendersa® USDA loan calculator to compare the optimal rates for USDA vs FHA today. You can also determine required income, credit, reserves, and documents for qualification. This advanced mortgage calculator showcases the USDA, FHA, Conforming, and VA options side-by-side, helping you choose the best fit for your financial scenario, especially in .

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2026 Loan Limits and Downpayment Specifications in Evergreen-Park, Cook, IL

Loan Category Loan Cap Minimum Deposit
USDA $0 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Alternatives in Evergreen-Park, IL

The aim of Lendersa® is to secure the best USDA or FHA loan for you with ease. Choose from one of three starting paths leading to matched lenders and available USDA loan schemes.

Results of Lendersa USDA loan request

The Essentials of USDA Loans in IL

The USDA home loan is supported by the Department of Agriculture. Also known as the USDA rural development loan, it applies exclusively to rural communities. Unlike FHA loans requiring a 3.5% down payment, USDA loans demand no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Evergreen-Park Lenders

  • Evergreen Park Schools Federal Credit Union
  • 9901 S Kedzie Avenue, Evergreen Park, IL, 60805
  • Lends in Illinois
  • On October 15, 1957 Marshall Batho, Superintendent of Evergreen Park High School, notified the faculty that there would be a meeting to consider forming a credit union. About 21 faculty members from the high school & District 124 met with a representative from the Illinois Credit Union League & Evergreen Park Schools Federal Credit Union was born.

  • Corby Mortgage Services Inc
  • 2409 W 104th St, Suite A, Chicago, IL, 60655
  • Lends in Illinois
  • Corby Mortgage Services, Inc. is a privately owned mortgage company head quartered in Chicago, Illinois with additional office locations in Milwaukee, Wisconsin with approximately $200 million in annual loan volume. Corby Mortgage Services, Inc. provides residential loans directly to customers through a network of referrals from real estate.

  • Elite Residential Lending Inc
  • 9300 South Ashland Avenue, Chicago, IL, 60620
  • Lends in Illinois
  • Elite Commercial Lending dba Elite Residential Lending is currently licensed in Illinois and is a full-service mortgage broker, headquartered in Chicago, Illinois and we offer fast service, low rates and we provide an innovative mix of mortgage products. Our Vice President has over 27 years of mortgage experience.

  • Cta-74th Street DFCU
  • 10057 South Western Avenue, Chicago, IL, 60643
  • Lends in Illinois
  • Cta-74th Street DFCU the home of 69th/74th Depot Federal Credit Union. We pride ourselves on great customer care and friendly service. We were established in 1937 and have a rich and great history of service to our members whether they are Bus/Bus maintenance, Rail/Rail maintenance, G.O. we service CTA employees and their families.

  • Chicago's Bravest Credit Union
  • 10231 S Western Avenue, Floor 2, Chicago, IL, 60643
  • Lends in Illinois
  • Our credit union was established in 1956 as Chicago Fire Officers' Association Credit Union. The credit union was originally established to help our fellow fire officers.

    We are excited about our name change to Chicago's Bravest Credit Union and our new website. We are looking forward to growing and modernizing.

  • Chicago PO Employees CU
  • 10027 S Western Avenue, Chicago, IL, 60643
  • Lends in Illinois
  • CPOECU is a not-for-profit, member-owned financial cooperative whose mission is to assist in meeting the financial needs of its members by encouraging savings and offering services at reasonable and competitive rates. We are committed to the financial education of our youth members here at CPOECU

  • Marvel Ventures Mortgage Inc
  • 10610 South Western Avenue, Chicago, IL, 60643
  • Lends in Illinois
  • We pride ourselves in establishing personal relationships that last a lifetime. Diligent service is not optional but a requirement. It has quickly earned us a reputation for conducting business with honesty and integrity. As a result, Marvel Ventures Mortgage was the multiple year Broker of the Year nominee for excellence in their field.

  • MidAmerica Bancorp Inc
  • 9720 Southwest Highway, Oak Lawn, IL, 60453
  • Lends in Illinois
  • MidAmerica Bancorp, Inc. offers a range of mortgages for first time and returning homebuyers with low down payment options. Our company has been serving the Chicagoland area for more than 25 years. We have become experts in the local housing market and in every type of home buying situation.

  • CROWN MORTGAGE COMPANY
  • 6141 W 95th St, Oak Lawn, IL, 60453
  • Lends in Illinois
  • Crown Mortgage Company is Chicagoland’s premier mortgage banker since 1975. We have helped thousands of families achieve the AMERICAN DREAM. What is unique about Crown Mortgage is that we are your lender throughout the life of the loan, from application until your last payment is made.