In 2026, the USDA loan cap for Evergreen-Park in the county of Cook, IL, is $0. For a single-family home, the FHA limit is $379,500.
Leverage the Lendersa® USDA loan calculator to compare the optimal rates for USDA vs FHA today. You can also determine required income, credit, reserves, and documents for qualification. This advanced mortgage calculator showcases the USDA, FHA, Conforming, and VA options side-by-side, helping you choose the best fit for your financial scenario, especially in
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| Loan Category | Loan Cap | Minimum Deposit | |
| USDA | $0 | 0% | |
| FHA | $379,500 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to secure the best USDA or FHA loan for you with ease. Choose from one of three starting paths leading to matched lenders and available USDA loan schemes.
The USDA home loan is supported by the Department of Agriculture. Also known as the USDA rural development loan, it applies exclusively to rural communities. Unlike FHA loans requiring a 3.5% down payment, USDA loans demand no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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