USDA Loan Vs. FHA loan pro & con for Evergreen-Park, Cook County, IL

In 2025, USDA loan limit in Evergreen-Park, county of Cook, IL is $0 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Evergreen-Park, IL

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(919) 771-3379 632 miles Lender's profile and map Reviews ADR Mortgage 8522 Six Forks Road, Suite 201, Raleigh, NC, 27615 ADRMortgage.com, as a company and individually, have a perfect better business bureau record. While we can't deny that mistakes happen, we employ a 2-person approach to ensuring a smooth closing for your primary (as well as second and investor) home. We have closed over $100, 000, 000 in mortgage loans since 2005 and have 0 BBB complaints.
(919) 862-1982 632 miles Lender's profile and map Reviews Triangle Lending Group 9350 Falls of Neuse Road, Suite 103, Raleigh, NC, 27615 "At Triangle Lending Group, Inc., you will find an experienced team of professionals dedicated to making your home-financing transaction a remarkable experience. Triangle Lending Group was established in 2004. We’re a locally owned and operated firm that truly puts our clients first.
(407) 476-2500 632 miles Lender's profile and map Reviews LYNK Capital 7100 Six Forks Road, Suite 335, Raleigh, NC, 27615 LYNK Capital, mortgage lending is in our blood. In fact, we have decades of experience in this business, with members of our team having either owned or held senior positions in numerous mortgage companies, banks, title companies, and other real estate businesses. We’ve also been property investors ourselves.
(919) 369-5991 632 miles Lender's profile and map Reviews Raleigh Mortgage Group, Inc 8414 Falls of Neuse Rd, Suite 202, Raleigh, NC, 27615 Raleigh Mortgage Group, Inc (RMG) is a licensed Mortgage Broker providing financing for properties located in North Carolina.We have been right here on Six Forks Road in Raleigh since 2001.RMG has survived the economic downturn and is up to date and in compliance with all aspects of the recent mortgage reforms & remains locally owned and operated.
(919) 390-1775 632 miles Lender's profile and map Reviews Triangle Mortgage 111 Brooks Ave, Raleigh, NC, 27607 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(877) 552-2242 633 miles Lender's profile and map Reviews Right By You Mortgage 130 Edinburgh South Drive, Suite 100, Cary, NC, 27511 Right By You Mortgage by Fidelity Bank is a full service mortgage lender with 56 convenient mortgage loan offices in North Carolina and Virginia. We take pride in our personalized service, competitive products, & easy process. Whether you’re shopping for your very first home or your fourth, refinancing, or starting construction of your dream h
(919) 465-4300 633 miles Lender's profile and map Reviews G & M Services Unlimited 206 New Edition Court, Cary, NC, 27511 G&M Services Unlimited, Inc., which was founded in 2002, with what began as our Managing Partner’s desire to assist a local church, utilizing his background in finance. It has since grown to more than a decade of originating commercial loans, including all areas of commercial lending.
(919) 272-6749 633 miles Lender's profile and map Reviews Eastern Funding Group LLC 1140 Kildaire Farm Road, Suite 308-4, Cary, NC, 27511 Eastern Funding Group is an independent, full service mortgage broker specializing in purchase loans, home equity lines of credit, refinancing, and creative lending solutions. Eastern Funding Group is recognized as an industry leader, with a reputation for integrity, honesty, and consistency
(800) 362-1997 633 miles Lender's profile and map Reviews Carolina Mortgage Authority Inc 107 Edinburgh South Drive, Suite 202, Cary, NC, 27511 Carolina Mortgage Authority is a low rate, low fee North Carolina Corporation with offices located in Cary and Carolina Beach. We proudly service clients from the Triangle to the Coast & throughout NC and Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
(800) 481-2956 633 miles Lender's profile and map Reviews Patriot Financial Inc 1135 Kildaire Farm Road, Suite 220-2, Cary, NC, 27511 Patriot Financial was created to provide financing solutions and customer service experiences second to none in the mortgage industry for all homeowners. Patriot Financial has three main objectives it strives to achieve on every transaction.we view our company as a one stop shop for all types of mortgages for people from all walks of life.