USDA Vs. FHA Pro and Con comparison in Bloomington, McLean County, IL
In 2025, the USDA loan limit in Bloomington, located in McLean County, IL, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best current USDA versus FHA rates and identify the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options side by side, helping you choose the program in that best fits your financial situation.
2025 Loan Limits and Down Payment Requirements in Bloomington, McLean County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Bloomington, IL
Lendersa® aims to secure the best USDA or FHA loan for you efficiently and free of hassle. Choose among three starting points to connect with lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and known as the USDA rural development loan, is only available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans have no down payment requirement, making them a financial advantage for qualifying borrowers.
America’s Choice Home Loans started in 1998 in the same neighborhood in Houston that we reside in today. Our commitment to our employees, clients and our community has been steadfast through all the changes in the mortgage industry. It’s the reason why we are still going strong today. More than half of our employees have been with us.
800 Town and Country BLVD, Suite 500, Houston, TX, 77024
"Angelo Christian is an investor and entrepreneur in the United States. He is the Chairman and CEO of Christian Financial a Diversified Investment Holdings Company. He resides in Houston, Texas with his loving family, happily married and proud father of three aspiring children.
WE SPECIALIZE IN: FHA, VA, USDA, Conventional, Jumbo"
10151 Deerwood Park Blvd, Building 100, Suite 200, Jacksonville, FL, 32256
FLCBank is a leader in the banking industry focusing on solutions for the financial well-being of businesses and their owners. We are a nationally chartered bank headquartered in Jacksonville, Florida with full service branches located in Gainesville, Orlando, Tampa Bay, and Jacksonville
10175 Fortune Parkway, Unit 1004, Jacksonville, FL, 32256
We offer the best mortgage tools available on the Internet easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
With years of experience helping local buyers and sellers just like yourself, we know how to locate the finest properties and negotiate the best deals. It's our job to know about the latest market conditions, government regulations, and upcoming developments — so that you don't have to.
NFL Mortgage Brokers was founded by Timothy Newman in Jacksonville, FL. on the principals of competitive pricing, speed, & quality-of-service from start-to-finish.Whether you’re looking to purchase your first home, refinance a current mortgage, or purchase your next investment property – NFL Mortgage Brokers has the right mortgage solution for you!
8011 Philips Highway, Suite 1, Jacksonville, FL, 32256
CU Home Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it and also We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today
8011 Philips Highway, Suite 1, Jacksonville, FL, 32256
Coastline Home Mortgage, LLC is located in Jacksonville, FL, United States and is part of the Nondepository Credit Intermediation Industry. Coastline Home Mortgage, LLC has 6 total employees across all of its locations and generates $1.19 million in sales (USD). (Sales figure is modelled). There are 4 companies in the Coastline Home Mortgage.
10151 Deerwood Park Boulevard, Suite 300, Jacksonville, FL, 32256
Sawgrass Mortgage Corporation was founded in 2018. The key to our success has been a combination of consistently offering the lowest possible rates to mortgage clients and above all, providing those clients with outstanding customer service. Servicing our clients with honesty and integrity is something that we take great pride in doing.
5150 Belfort Rd, Suite 200, Jacksonville, FL, 32256
We specialize in new construction requirements for Conventional, FHA, VA and Rural Housing programs. We provide Jacksonville’s builders and realtors with the latest in mortgage financing programs and the excellent service we’ve become known for. We work with local and national banks to bring the best of their loan options to our clients.
