USDA and FHA Pro and Con in Bloomington, McLean County, IL
In 2025, the USDA loan limit in Bloomington, located in McLean County, IL, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best current USDA versus FHA rates and identify the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options side by side, helping you choose the program in that best fits your financial situation.
2025 Loan Limits and Down Payment Requirements in Bloomington, McLean County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Bloomington, IL
Lendersa® aims to secure the best USDA or FHA loan for you efficiently and free of hassle. Choose among three starting points to connect with lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and known as the USDA rural development loan, is only available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans have no down payment requirement, making them a financial advantage for qualifying borrowers.
"At Jensen Kelly LLC we have spent years cultivating relationships not only with our clients, but also with the top quality lenders we broker loans through.
We pride ourselves on remaining informed and updated on the continually evolving lending industry. This allows us, as professionals,"
The Cascadia Mortgage team is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
15423 South East 272nd Street, Suite 110, Kent, WA, 98042
Pinnacle 1 Mortgage was established by Jeff Coates (LO#: 130695) in June of 2006. Jeff and his staff are well established in the community and pride themselves in excellent Customer Service. Jeff establishes relationships with his clients and provides them with the necessary information to insure a positive transaction.
All Seasons Mortgage Services Group full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
6947 Coal Creek Pkwy SE, Suite 177, Newcastle, WA, 98059
We are a family business with nearly 20 years experience providing private money loans to clients throughout the Pacific Northwest. We specialize in short-term and intermediate loans ranging from $25,000 to $1M+. Our business and commercial loans are asset-based making the qualification process fast and easy.
We are Licensed Mortgage Loan Originators, Brokers & Bankers. We are large companies and small, locally owned and operated businesses invested in the communities in which we live. Our membership includes exceptional Affiliated businesses that support our local Real Estate industry.
Avenue Capital Solutions is a nationally recognized leader in commercial finance. We are leading the way in commercial lending of all types, including Commercial Real Estate Loans, Equipment Leasing, Sale Leasebacks, Heavy Equipment Leasing, Heavy Equipment Financing, Medical Financing, Accounts Receivable Financing, Factoring, Bridge and Hard Mone
Ben Link, Mortgage Broker. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here. and also you can help you with that, too. Sometimes you may not need to sell your current home.
Integrity Mortgage Solutions is a small, local brokerage with access to dozens of wholesale lenders. We excel in finding just the right product to fit our clients' needs by working with each borrowers' credit and income challenges. Our broker, Darcie Jacobsen, started this company in the fall of 2003 after gaining extensive experience
Evergreen State Mortgage We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for With a variety of loan programs and an established network of lenders be
