In 2026, the USDA loan limit for a single-family home in Hidden-Valley, county of Dearborn, IN, is $285,000, while the limit for an FHA loan is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the best rates for USDA versus FHA loans today. You can assess the income requirements, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, helping you choose what suits your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to quickly and easily secure the best USDA or FHA loan for you. Choose from three paths that match you with lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the U.S. Department of Agriculture and available only in rural areas. While FHA loans require at least a 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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