USDA and FHA Pro and Con in Hidden-Valley, Dearborn County, IN

In 2025, the USDA loan limit for a single-family home in Hidden-Valley, county of Dearborn, IN, is $285,000, while the limit for an FHA loan is $356,362.

Utilize the Lendersa® USDA loan calculator to compare the best rates for USDA versus FHA loans today. You can assess the income requirements, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, helping you choose what suits your financial situation in best.

Explore loan offers from 100 lenders

2025 loan limits and down payment requirements in Hidden-Valley, county of Dearborn, IN

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Hidden-Valley, IN

Lendersa® aims to quickly and easily secure the best USDA or FHA loan for you. Choose from three paths that match you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in IN?

A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the U.S. Department of Agriculture and available only in rural areas. While FHA loans require at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Harbor Light Mortgage
  • 3937 NW 46th Terrace, Cape Coral, FL, 33993
  • Harbor Light Mortgage is a family owned and operated mortgage broker in Cape Coral, Florida, serving borrowers throughout the State. Now in it's third year at this location, Harbor Light Mortgage represents multiple lenders providing borrowers with access to a vast array of mortgage products, including Conventional, FHA, USDA, and VA
  • Priority Postal Credit Union
  • 1199 Pasadena Boulevard, Pasadena, TX, 77501
  • Pasadena Postal Credit Union (PPCU) was established in 1966 by the Pasadena Postal corporate office to provide a means for their employees and family members to save and borrow money. In September 2020, Pasadena Postal Credit Union changed their name to Priority Postal Credit Union in an effort to show unity between all the chartered locations.
  • Ameristate Realty & Mortgage LC
  • 16310 Tomball Parkway, Suite 404, Houston, TX, 77064
  • Our priority is that our customers have a great buying or refinancing experience and our mortgage experts will be there to help and guide you every step of the way. We are home loan experts dedicated to making sure your home purchase or refinance experience is an exciting and memorable experience.
  • Mortgage Associates Houston's Low Rate Leader
  • 1506 E Broadway St, Suite 102, Houston, TX, 77012
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Loyalty Home Loans Inc
  • 9069 South East Bridge Road, Suite B, Hobe Sound, FL, 33455
  • As a brokerage, we are able to secure the financing that will often "beat the bank" and with a much more personal and streamline process. We are proud to be your loyal partner in home financing. The best thing I can do in life is to make other people happy in anyway possible. Loyalty Home Loans Established in 2015.
  • First Community Credit Union
  • 111 9th Street SW, Jamestown, ND, 58401
  • Our community first laid its foundation in Jamestown, North Dakota in 1939. As a credit union, FCCU is owned by its members. This is different than banks, which are owned by a select group of stockholders. The credit union’s profits are returned to the members in the form of better services, accounts, and favorable rates on savings and loans.
  • Compare Closing LLC - Houston MORTGAGE BROKER
  • 838 E. 27th Street, Houston, TX, 77009
  • Compare Closing LLC is affiliated with best-in-class Realtors, Mortgage Brokers, and mortgage lenders. If you decide to work with us, we will make sure you get solutions for all your mortgage needs. We will be a common link between the client, realtor, and mortgage broker/mortgage lender and ensure that we are always in touch with our clients.
  • Sterling Investor Capital, LLC
  • 802 Aurora St, Houston, TX, 77009
  • We’re a private hard money equity-based lender located in Houston, TX lending hard money commercial loans and residential investment hard money loans in Texas. We work with borrowers, brokers and real estate agents across Texas. As a direct lender we can make quick in-house loan decisions unlike other lenders which can sometimes take weeks.