USDA Vs. FHA Pro and Con comparison in Hidden-Valley, Dearborn County, IN

In 2025, the USDA loan limit for a single-family home in Hidden-Valley, county of Dearborn, IN, is $285,000, while the limit for an FHA loan is $356,362.

Utilize the Lendersa® USDA loan calculator to compare the best rates for USDA versus FHA loans today. You can assess the income requirements, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, helping you choose what suits your financial situation in best.

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2025 loan limits and down payment requirements in Hidden-Valley, county of Dearborn, IN

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Hidden-Valley, IN

Lendersa® aims to quickly and easily secure the best USDA or FHA loan for you. Choose from three paths that match you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in IN?

A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the U.S. Department of Agriculture and available only in rural areas. While FHA loans require at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Eustis Mortgage
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  • “We’ve been in the mortgage business since 1956 and many of our clients have been coming back again and again since we opened our doors over 50 years ago. They know they can always rely on us for the information and service they expect and deserve. And you can, too. We tell it like it is. Buying or selling a house is a major event for everyone.
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  • Coast Guard Employees Credit Union was established in 1950 for the military and civilian employees of the United States Coast Guard 8th District and their immediate family members. Serving the 8th Coast Guard District Employees, Active and Retired Service Members, Reservists, Auxiliary and immediate families since 1950.
  • Judicial and Justice Federal Credit Union
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  • Bank of Louisiana's mission is to provide companies and individuals locally and throughout the United States with banking alternatives which enhance the quality of life by providing the financial resources to address their needs. Bank of Louisiana provides quality services like commercial loans, mortgages and more to the citizens of Pike County.
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