USDA Loan Vs. FHA loan pro & con for Bright, Dearborn County, IN

In 2025, USDA loan limit in Bright, county of Dearborn, IN is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Bright, IN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Indiana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(813) 463-6056 782 miles Lender's profile and map Reviews Acopia Home Loans 600 CLEVELAND STREET, SUITE 212, Clearwater, FL, 33755 Acopia's experienced loan advisors are committed to helping qualified borrowers realize their dream of home ownership by providing superior customer service and innovative products. We are mortgage banking professionals committed to making our communities a better place to live and work.
(321) 877-4077 782 miles Lender's profile and map Reviews PhoneOps Funding, LLC 956 N Cocoa Blvd, Suite 1101, Cocoa, FL, 32922 PhoneOps is a Mortgage Company that provides financing for individuals that want to buy a home or investment property as well as individuals that want to refinance a home or investment property. We have many types of programs available including 100% Financing and we go down to a 500 FICO score for some of our program.
(407) 935-9511 782 miles Lender's profile and map Reviews The Mortgage Market Financial Group Inc 4305 Neptune Road, Saint Cloud, FL, 34769 At The Mortgage Market Financial Group Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We work with more than 100 investors
(972) 766-6732 783 miles Lender's profile and map Reviews Lifetime Federal Credit Union 1001 East Lookout Drive, Richardson, TX, 75082 In January of 1949 a small group of Blue Cross and Blue Shield of Texas employees came together to organize a credit union. This group of employees had a vision of providing a safe place to save money and obtain loans at fair rates. In November 2016 we changed our name to Lifetime Federal Credit Union.
888-550-7305 783 miles Lender's profile and map Reviews LoanFlight Lending, LLC 4343 Anchor Plaza Pkwy Ste 170, Tampa, FL, 33634 "LoanFlight Lending is licensed by the U.S. Department of Housing and Urban Development as a Title II Mortgagee and a FHA approved licensed mortgage lender. Here at LoanFlight Lending, a privately held mortgage lender, we excel at the forefront of technology driven mortgage marketing and origination. Using vast national experience,"
(813) 229-0700 783 miles Lender's profile and map Reviews CORE FINANCIAL, INC 8401 J R Manor Dr #100, Tampa, FL, 33634 CORE Financial, is ready to give you and your loan the service and attention it deserves. We have 15 years of experience at your service. We make it our mission to keep you headache-free during your entire loan process. Whether this is your first financing, a loan for remodeling, refinancing your home, or just simple debt consolidation
(727) 462-2431 783 miles Lender's profile and map Reviews Carlson Brokerage Services LLC 2173 NE Coachman Rd, Clearwater, FL, 33765 As competent and experienced insurance agents, our main priorities are respectability and reliability when it comes to advising our customers. We will support you in choosing your future insurance coverage; we are independent in giving such advice since we are not bound to any one insurance provider.
(727) 442-7746 783 miles Lender's profile and map Reviews City County Employees Credit Union 1810 N Belcher Rd, Clearwater, FL, 33765 City-County Employees Credit Union is a non-profit cooperative organized to provide our members with low-cost financial services. We were chartered on April 15, 1941 and are governed by a volunteer board of directors who are elected by and from the membership. As a State-chartered, Federally-insured Credit Union.
(727) 726-0763 783 miles Lender's profile and map Reviews Nicholas Financial, Inc. 2454 McMullen Booth Road, Clearwater, FL, 33759 Nicholas Financial, Inc., established in 1985, is a consumer finance company, that specializes in purchasing and servicing auto loans made by franchised and independent auto dealers, via a network of company owned and operated branch offices. Nicholas operates a network of 47 locations.
(218) 983-3241 783 miles Lender's profile and map Reviews Community Development Bank 516 Main Street, Ogema, MN, 56569 Community Development Bank was founded in 1906 and purchased by three non-profit Community Development Corporations in 2001. A for-profit financial institution owned by non-profit Community Development Corporations is very unique and brings significant economic development resources to the communities we serve
(800) 339-6573 783 miles Lender's profile and map Reviews Kennebunk Savings 2 School Street, Berwick, ME, 03901 At Kennebunk Savings, we believe that the better we get to know you, the more useful we can be. That’s why we encourage all our customers to bring us their questions, no matter how big, small, or unique. When we know what your goals are and what financial challenges you may face, we can help you.
(813) 444-8537 783 miles Lender's profile and map Reviews AnnieMac Home Mortgage - Scott Kepler 2918 Busch Lake Blvd, Suite A, Tampa, FL, 33614 We're making HOME a reality by providing guidance that will not only help you find the right mortgage, but will also ensure that mortgage payment fits very comfortably within your budget. We don't just want to help you get into YOUR HOME; we want you to be able to stay in your home as long as you would like.