In 2026, the USDA loan limit for Aurora, located in Dearborn, IN, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today’s top USDA versus FHA rates, helping you determine the income, credit, reserves, and necessary documents needed for eligibility. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the program most suited to your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to help you quickly acquire the optimal USDA or FHA loan, free from hassle. Choose from three starting options that connect you with lenders and the available USDA loan programs.
A USDA home loan, supported by the U.S. Department of Agriculture and also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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