USDA Vs. FHA Pro and Con comparison in Lawrenceburg, Dearborn County, IN
For the year 2025, the USDA loan cap in Lawrenceburg, located in the county of Dearborn, IN, stands at $336,500, while the FHA cap for a single-family home is set at $472,030.
Make use of the Lendersa® USDA loan calculator to evaluate the current best rates for USDA versus FHA loans. This will help you identify the income levels, credit scores, reserves, and documentation required for eligibility. Our comprehensive mortgage calculator allows you to view the USDA, FHA, Conforming, and VA loans side by side, assisting you in discerning the most suitable program for your financial needs in Alabama.
Loan limits and down payment requirements in Lawrenceburg, Dearborn, IN for the year 2025
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan choices in Lawrenceburg, IN
Lendersa® aims to quickly provide you with the best USDA or FHA loan options, minimizing inconvenience. Choose one of three starting points leading to a match with lenders and their USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, a USDA mortgage requires no down payment at all.
Alba-Golden Federal Credit Union has as its mission, the responsibility for providing an efficient, effective and well managed financial institution that meets the needs of its membership. In order to accomplish this mission, the Alba-Golden Federal Credit Union will continue a sound yet progressive asset management strategy.
Commercial Bank of Texas is solidly positioned to enter its second century of providing successful banking practices predicated on sound and prudent operating standards. Currently, CBTx has over 150 employees in eight communities and the bank's Board of Directors and Officers are personally involved in the communities they serve.
Our goal is to provide our members with the financial services they need along with the latest technology and the personal attention they deserve.
SFCU serves people who live or work in Bristol County, Massachusetts, or if a member of your immediate family lives or works in Bristol County, Massachusetts.
First Bethany Bank & Trust has been owned and managed by the same family since 1967. Our commitment to customer service with integrity, consistency, and personal attention is the driving culture of First Bethany Bank and it has been the basis of the way we’ve done business for more than a century.
Accutrust Mortgage Inc. is comprised of the area's most knowledgeable and caring mortgage professionals. We have helped thousands of families in New England realize their dream of home ownership. Since our inception in 2004, we have arranged $2, 406, 051, 922.00 in mortgage loans while serving 10, 781 families.
The Oklahoma Premier Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Wells River Savings Bank (WRSB) has been providing personal and business banking products and services to the Upper Connecticut River Valley of Vermont and New Hampshire for more than 119 years. We take great pride in our tradition of friendly, personal service and our strong commitment to the community.
We believe people come first.
We believe exceptional customer service can be expected.
We believe that starting your day with free coffee, cookies, or even movie-theater popcorn, makes for a great day.
We believe offering a full range of innovative commercial and personal financial products
At Dawson Home Mortgage we strive to give our customers competitive rates and offer a broad range of products giving you the top notch service you deserve.As a customer you will be treated as an individual and not just another number. We will walk you through every step of the way making sure your loan is processed on time.
