USDA Loan Vs. FHA loan pro & con Columbia-City, Whitley County, IN

For 2025, the USDA loan threshold in Columbia-City within Whitley, IN is $285,000, whereas the FHA cap for a single-family house is $356,362.

Utilize Lendersa® USDA loan calculator to gauge today's best rates between USDA and FHA. This tool assists you in figuring out the necessary income, credit score, reserves, and documentation for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, enabling you to select the most suitable program for your financial circumstances in Alabama.

USDA and FHA Loan Choices in Columbia-City, IN

The aim of Lendersa® is to promptly secure you the most advantageous USDA or FHA loan, with minimal hassle. Choose one of three starting points to connect with lenders offering USDA loan options.

Lendersa USDA loan request and matching outcomes

What Defines a USDA Loan in IN?

A USDA home loan, supported by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available solely in rural communities. Unlike FHA loans needing a minimum of 3.5% down payment, the USDA mortgage requires none.

Get top 10
USDA LENDERS
customized to yout needes

(812) 401-0660 Lender's profile and map Reviews TRH Mortgage 4600 Washington Ave, Suite 107, Evansville, IN, 47714 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(304) 576-4056 Lender's profile and map Reviews TWIN OAKS FEDERAL CREDIT UNION 27405 Huntington Road, Apple Grove, WV, 25502 Twin Oaks Federal Credit Union was established in 1977 by Mr. Charles W. Garland and a few eager co-workers. They all shared a dream and saw a need for a credit union inside the Goodyear plant in which they worked. On March 28, 1977 Goodyear WV Federal Credit Union was chartered to serve only the employees of the Goodyear plant
(618) 283-1141 Lender's profile and map Reviews The FNB Community Bank 432 W. Gallatin St., Vandalia, IL, 62471 The FNB Community Bank, a financially strong, independent community bank, serves individuals and businesses with a full range of banking, investing, asset management and other financial and risk management products and services. The FNB Community Bank is Hometown People with Hometown Spirit, supporting local organizations, events, and causes.
(440) 998-2707 Lender's profile and map Reviews Lakeview Federal Credit Union 2909 State Road, Ashtabula, OH, 44004 Lakeview Federal Credit Union has been open since 1961. The credit union has assets totaling $144.38 Million and provides banking services to more than 9, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(888) 771-7667 Lender's profile and map Reviews US Lending Corporation 6720 Frank Lloyd Wright Ave, Suite 104, Middleton, WI, 53562 US Lending Corporation works with more than 20 banks to find the right home loans for our clients’ needs. More lending choices mean better-fit loans.Today’s rules and regulations for lending could fill volumes, making it more important than ever that you work with an experienced lender who specializes in home loans.
(608) 279-1895 Lender's profile and map Reviews One Community Bank 8215 Greenway Blvd, Madison, WI, 53562 One Community Bank, a completely online lending service that makes getting a mortgage or home equity loan easier and faster than ever before. One Community Bank was built exclusively for the internet. It's as easy as 1-2-3 and takes just 15 minutes to apply! We provide you with an instant interest rate quote and review your application.
(920) 233-3117 Lender's profile and map Reviews Oshkosh Postal Employees Credit Union 1012 W 20th Avenue, Oshkosh, WI, 54902 The Oshkosh Postal Employees Credit Union was incorporated on February 25, 1930 with 7 letter carriers who worked at the Post Office in Oshkosh, Wisconsin. In April of 1973, the By-Laws were changed to include employees of the associate offices (549 Zip Code Area) and their families as well as the employees of the Credit Union and their families
(920) 233-1140 Lender's profile and map Reviews Health Care Credit Union 429 N Sawyer Street, Oshkosh, WI, 54902 Health Care Credit Union was incorporated in 1960 as the Mercy Hospital Credit Union. That common bond has grown over the years to include all workers in any area of health care or related fields that live in or work in Winnebago County, Wisconsin. In addition, HCCU serves the employees
(309) 543-3361 Lender's profile and map Reviews HAVANA NATIONAL BANK 112 S. Orange Street, Havana, IL, 62644 Havana National Bank, established in 1875, is a locally owned agricultural bank situated along the Illinois River in Havana, Illinois. During our 140 plus years of service to the communities we serve, we have focused on the farming community as our mainstay. This area of west central Illinois attributes a portion of its success.
(877) 325-8031 Lender's profile and map Reviews Honor Bank 2254 Henry St, Honor, MI, 49640 Honor Bank isn’t the biggest bank in Traverse City & we like it that way. It means our bank accounts, mortgages, business loans & more are shaped by you. It means that since 1917, we’ve grown with the region, offering products like debit-card cash back & ATM refunds. The principles of our Honor Code are not open to negotiation.
(304) 420-9517 Lender's profile and map Reviews WEE Federal Credit Union 3312 Dudley Avenue, Parkersburg, WV, 26104 WEE Federal Credit Union was established in 1961 as a non-profit financial institution set up to serve the Wood County Educational Employees (Wood County, West Virginia) and their family members by providing a convenient way to save money as well as providing its members a way of borrowing money at a reasonable rate of interest.
(231) 715-3886 Lender's profile and map Reviews F5 Mortgage LLC 1283 Farmington Drive, Traverse City, MI, 49696 F5 is refreshing the mortgage process by leveraging technology to ensure ultra-competitive mortgage rates without the hassle of unwanted hard sales tactics. F5 Mortage delivers incredible wholesale mortgage options across Michigan, Georgia, Florida, and Colorado. Backed by almost a decade of professional experience.