USDA and FHA Pro and Con in Greendale, Dearborn County, IN

In 2026, the USDA loan cap for Greendale, located in Dearborn, IN, is $336,500. The FHA limit for a single-family home is $472,030.

With Lendersa®'s USDA loan calculator, compare today's best rates for USDA and FHA loans. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program for your financial situation in .

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2026 Loan Limits and Downpayment Requirements in Greendale, Dearborn, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loans in Greendale, IN

Lendersa® strives to get you the best USDA or FHA loans quickly and without hassle. Start by choosing one of three options to find matching lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IN

Guaranteed by the U.S. Department of Agriculture, a USDA home loan—also called a USDA rural development loan or mortgage—is available only in rural neighborhoods. These loans require no down payment, unlike FHA loans which need a minimum of 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



Greendale Lenders

  • Community Spirit Credit Union
  • 160 Industrial Drive, Lawrenceburg, IN, 47025
  • Lends in Indiana
  • Founded in 1937 as Seagrams Employees CU. In 2007 we began serving anyone working or residing in Dearborn, Ripley, Switzerland, and Ohio counties.

    Community Spirit offers Savings, Checking, IRA's, Christmas Clubs, and Kid's Club accounts.
    We offer Share Certificates (CD's), Auto loans, Personal Loans, Vacation Loans, and Christmas Loans