USDA Vs. FHA Pro and Con comparison in Manhattan, Riley County, KS
In 2025, USDA loan limit in Manhattan, county of Riley, KS is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Manhattan, county of Riley, KS
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Manhattan, KS
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
I’m Al Martinez. I’d like to help you qualify for an affordable mortgage to purchase or refinance your home. My career in mortgage lending began in 2002 (I swear, the housing crash is not my fault). Since the sub-prime mortgage meltdown began in 2007, 70% of the people in our industry left the business.
New Capital Finance local mortgage company that cares and will move at YOUR speed. No Junk fees ever and we work with SEVERAL banks to ensure the best pricing and service and We work with hundreds of mortgage lenders, shop the rates for you, we're local and have 15+ years of experience.
We have more than 25 years of experience in the mortgage industry – just the expertise you need for a successful outcome. Our team of mortgage consultants work to simplify the process for you, while educating you on this complex process. Whether its your first home, or you’re an experienced home buyer
4003 Plainfield Naperville Rd, Suite 207, Naperville, IL, 60564
Our mission is simple, find our clients the best possible mortgage options available on the market. Our experienced team is trained to have you pre-approved quickly, meaning minutes not days. Our goal is to evaluate your current situation while having you approved in 30 minutes or less.
4003 Plainfield Naperville Rd., Naperville, IL, 60564
Thank you for visiting us today. Smart Mortgage Centers was founded in 1997 by Richard Birk. Our mission is simple, find our clients the best possible mortgage options available on the market. Our experienced team is trained to have you pre-approved quickly, meaning minutes not days.
Homeside currently staffs 500+ employees and has over 30 branches throughout the country. Homeside continued their YoY record-breaking streak for production in 2019 with $2B in total volume. By having operation centers throughout the Northeastern and Southeastern United States, Homeside provides an unparalleled, modern mortgage .
Unity Bank is a family owned community bank with offices in Minnesota, Montana, and Wisconsin. With 16 locations, $565 million in assets, and 165 employees, Unity Bank continues to be an integral member of the communities we serve and is committed to providing a full range of products to meet our customer’s financial needs.
First National Bank was chartered in 1887 by Texas Pioneers Dan Cogdell, John Traylor, E.A. Hannaford, Jess Baker and James H. Doyle.
While the early years of the Bank’s existence were economically prosperous for the area, the Great Depression and droughts of the 1930’s would soon have a negative impact on the community.
