USDA VS FHA in Manhattan, Riley County, KS

For the year 2026, the USDA loan limit in Manhattan, located in the county of Riley, KS, stands at $336,500. In comparison, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's most competitive rates between USDA and FHA, helping you evaluate the income, credit, reserves, and documentation required for qualification. This advanced mortgage calculator allows a comprehensive side-by-side view of USDA, FHA, Conforming, and VA programs to aid you in choosing the best option for your financial situation in .

Review offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Manhattan, Riley County, KS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Manhattan, KS

Lendersa® strives to swiftly secure the best USDA or FHA loan options for you. Choose one of three pathways to connect with matching lenders and discover USDA loan programs best suited to your needs.

Lendersa's USDA loan requests and results

Understanding the USDA Loan in KS

USDA home loans, guaranteed by the government through the Department of Agriculture, also known as USDA rural development loans or mortgages, are specifically for rural areas. Contrarily, FHA loans necessitate a minimum down payment of 3.5%, whereas USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Steven Tavera Mortgage & Realestate
  • 8989 Rio San Diego Dr, Suite 100, San Diego, CA, 92108
  • Steven is a Mortgage Loan Officer based out of San Diego and services all of California. Steven was born in Los Angeles and at a young age moved to Europe with his family while his Mother served in the Army. Steven grew up in Europe giving him an understanding of world cultures. Steven attended college at the University of Las Vegas, Nevada and aft

  • Rapozo Funding
  • 1565 Hotel Cirlce South, Suite 145, San Diego, CA, 92108
  • Danielle Rapozo is a highly experienced real estate professional who specializes in California mortgage loans. Danielle consider herself a true San Diego mortgage expert, taking pride in making it happen for her clients. Danielle entered the Real Estate industry in 1998 where she took a position managing a Real Estate team.

  • Military Home Loans
  • 8885 Rio San Diego Drive, Suite 347, San Diego, CA, 92108
  • Since 2004, we've helped over two thousand veterans and active duty members discover their dream home and save thousands on smart refinancing, with military home loans. Our appreciation of service members is deeply rooted within our company. We are dedicated to providing YOU with unmatched benefits & customer support.

  • LTV, Inc
  • 2831 Camino del Rio South, Suite 217, San Diego, CA, 92108
  • LTV Mortgage Capital is a full-service capital advisory and commercial real estate mortgage brokerage firm. LTV is exclusively focused on securing multifamily, student-housing and net-leased debt assignments for investors throughout the United States.

    We are comprised of a seasoned team with a track record

  • AimLoan.com
  • 4121 Camino Del Rio South, San Diego, CA, 92108
  • AimLoan was founded in 1998 as an Internet Direct Lender, committed to using technology to deliver savings, transparency and convenience to mortgage customers. AimLoan is a values-based company. All business decisions are made in a manner consistent with our Core Values and Code of Ethics.

  • Next Level Lender
  • 2815 Camino Del Rio South, Suite 250, San Diego, CA, 92108
  • Next Level Lending provides the highest caliber of service found anywhere throughout the mortgage lending industry. We acknowledge that other mortgage lenders often fall short of their clients’ expectations and give our industry a poor reputation. Everyday we strive to break those stereotypes by providing superior levels of education, transparency.

  • Global Equity Finance, Inc.
  • 404 Camino Del Rio South, Suite 300, San Diego, CA, 92108
  • Global Equity Finance was founded in 2005 and built on three guiding principles—integrity, customer service and intelligence. Equipped with comprehensive industry knowledge and a team of mortgage experts, Global has established a well-respected reputation as a trusted lender. We excel at understanding.

  • Allied Pacific Financial
  • 5353 Mission Center Road, Suite 204, San Diego, CA, 92108
  • Allied Pacific Financial is committed to helping you find the right mortgage product for your needs.We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.We make the process of securing a mortgage simple and straightforward by offering you.