USDA VS FHA in Manhattan, Riley County, KS

For the year 2025, the USDA loan limit in Manhattan, located in the county of Riley, KS, stands at $336,500. In comparison, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's most competitive rates between USDA and FHA, helping you evaluate the income, credit, reserves, and documentation required for qualification. This advanced mortgage calculator allows a comprehensive side-by-side view of USDA, FHA, Conforming, and VA programs to aid you in choosing the best option for your financial situation in .

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Loan Limits and Down Payment Requirements for 2025 in Manhattan, Riley County, KS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Manhattan, KS

Lendersa® strives to swiftly secure the best USDA or FHA loan options for you. Choose one of three pathways to connect with matching lenders and discover USDA loan programs best suited to your needs.

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Understanding the USDA Loan in KS

USDA home loans, guaranteed by the government through the Department of Agriculture, also known as USDA rural development loans or mortgages, are specifically for rural areas. Contrarily, FHA loans necessitate a minimum down payment of 3.5%, whereas USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 206 Malibu Drive, Highland Village, TX, 75077
  • Highland Village Mortgage, LLC is a Texas Domestic Limited-Liability Company (Llc) filed On October 28, 2019. The company's filing status is listed as In Existence. The Registered Agent on file for this company is Angus Harrup & is located at 206 Malibu Drive, Highland Village, TX. The company's principal address is 206 Malibu Dr Highland Village
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  • 2600 Highland Village Pkwy, Suite 100, Village, TX, 75077
  • King Financial Group, Inc. is a residential mortgage company specializing in loans that will meet most families’ needs. We believe in providing the best service, products, and follow-through as if you are a part of our family. King Financial Group was established in 1992 by Kathy King with the desire to treat customers with respect
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