USDA Vs. FHA Pro and Con comparison in Manhattan, Riley County, KS
For the year 2025, the USDA loan limit in Manhattan, located in the county of Riley, KS, stands at $336,500. In comparison, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's most competitive rates between USDA and FHA, helping you evaluate the income, credit, reserves, and documentation required for qualification. This advanced mortgage calculator allows a comprehensive side-by-side view of USDA, FHA, Conforming, and VA programs to aid you in choosing the best option for your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Manhattan, Riley County, KS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Manhattan, KS
Lendersa® strives to swiftly secure the best USDA or FHA loan options for you. Choose one of three pathways to connect with matching lenders and discover USDA loan programs best suited to your needs.
USDA home loans, guaranteed by the government through the Department of Agriculture, also known as USDA rural development loans or mortgages, are specifically for rural areas. Contrarily, FHA loans necessitate a minimum down payment of 3.5%, whereas USDA mortgages require no down payment at all.
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Neider Mortgage's mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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