USDA and FHA Pro and Con in Mission, Johnson County, KS

In the year 2026, the USDA loan limit for Mission in Johnson county, KS, is set at $345,000. By comparison, the FHA limit for a single-family home is $472,030.

The Lendersa® USDA loan calculator is an excellent tool for comparing current USDA and FHA rates to find the best fit. Assess the required income, credit score, reserves, and necessary documentation for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in identifying the most suitable program for your unique financial circumstances in .

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2026 Loan Limits and Down Payment Standards in Mission, Johnson, KS

Loan Type Loan Cap Down Payment
USDA $345,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Solutions in Mission, KS

At Lendersa®, our mission is to promptly connect you with the best USDA or FHA loans, free from hassle. You have three starting options that can match you with lenders and USDA loan opportunities.

Lendersa USDA loan application and matching outcomes

What Defines a USDA Loan in KS?

The USDA home loan is a government-guaranteed loan supported by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is offered exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage does not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Mission Lenders

  • SM Federal Credit Union
  • 6029 Broadmoor Street, Mission, KS, 66202
  • Lends in Kansas
  • SM Federal Credit Union was founded on September 15, 1960, under the name of SM Postal Federal Credit Union. We started in the basement of the Main Shawnee Mission Post Office, where we still reside today. On January 31, 1974 our charter was amended to include Federal Aviation Administration employees in Olathe.

  • First Fidelis
  • 6025 Metcalf Ln, Suite, Suite 210A, Overland Park, KS, 66202
  • Lends in Kansas
  • At First Fidelis, LLC, we know that buying a home is a big decision, and we understand how important it is to choose the loan that’s right for you. As a premier low interest refinance lender in Kansas City, First Fidelis was founded by Lance Richards, whose mission was to offer all our clients the best loans available.

  • Crossroads Investment Lending
  • 7803 Shawnee Mission Parkway, Mission, KS, 66202
  • Lends in Kansas
  • Crossroads Investment Lending provide short-term funding for real estate investments in the Kansas City Metro. We provide the bridge funding so you, the investor, can buy and rehab and sell more properties

    One of the most difficult hurdles for todays real estate investors is to obtain funding for the purchase and rehab of their residential inves

  • Heartland Mortgage Consultants, LLC
  • 10000 W 75th St, Suite 120, Shawnee, KS, 66203
  • Lends in Kansas
  • At Heartland Mortgage Consultants, LLC, we are known for our client-centric approach and extensive industry knowledge and experience. We take pride in obtaining a good referral rate brought by our unparalleled customer service. Heartland Mortgage Consultants, LLC provides you with a broad range of mortgage products to achieve your financial goals.

  • RFS Funding
  • 8001 Conser, Suite 210, Overland Park, KS, 66204
  • Lends in Kansas
  • Business owners no longer have to rely on traditional banks for finding business capital. From lines of credit, RE investor loans, equipment or invoice financing, we offer a variety of financing solutions at competitive interest rates and terms. We work one-on-one with our clients to help align them with the funding programs that best meet their ne

  • Bank of Prairie Village
  • 3515 W. 75th Street, Prairie Village, KS, 66208
  • Lends in Kansas
  • Bank Of Prairie Village is a branch office of Bank Of Prairie Village. They provide the following services: Full Service Office Location and are located at 3515 W. 75th Street in Prairie Village Kansas.
    Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website

  • Elite Mortgage Group, LLC
  • 7301 Mission Road, Suite 254B, Prairie Village, KS, 66208
  • Lends in Kansas
  • Founded in 2014 and located in the Kansas City, MO area. Licensed in MO, KS, CO, FL, and GA. We have been in the Mortgage service business for over 6 successful years. This longevity and confidence comes from our Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.

  • Fountain Mortgage
  • 7501 Mission Rd, Suite 200, Prairie Village, KS, 66208
  • Lends in Kansas
  • Founded right here in the City we love, Fountain Mortgage combines more than 50 years of lending, banking and financial services expertise to provide our clients with an enjoyable and empowering experience. Our goal is to enable you, with education and guidance, to make an informed financial decision best suited to meet your needs.

  • SimpliFast Lending
  • 4312 Rainbow Boulevard, Kansas City, KS, 66103
  • Lends in Kansas
  • SimpliFast Lending has implemented plans to keep our employees safe while we continue to serve our customers through this COVID-19 virus crisis. We are proud to have robust technology in place that enables our employees to efficiently and effectively provide customer service remotely. Our office phones are all still working,