USDA and FHA Pro and Con in Mission, Johnson County, KS

In the year 2025, the USDA loan limit for Mission in Johnson county, KS, is set at $345,000. By comparison, the FHA limit for a single-family home is $472,030.

The Lendersa® USDA loan calculator is an excellent tool for comparing current USDA and FHA rates to find the best fit. Assess the required income, credit score, reserves, and necessary documentation for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in identifying the most suitable program for your unique financial circumstances in .

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2025 Loan Limits and Down Payment Standards in Mission, Johnson, KS

Loan Type Loan Cap Down Payment
USDA $345,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Solutions in Mission, KS

At Lendersa®, our mission is to promptly connect you with the best USDA or FHA loans, free from hassle. You have three starting options that can match you with lenders and USDA loan opportunities.

Lendersa USDA loan application and matching outcomes

What Defines a USDA Loan in KS?

The USDA home loan is a government-guaranteed loan supported by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is offered exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage does not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Caffrey & Co LLC
  • 11225 College Blvd, Suite 125, Overland Park, KS, 66210
  • Caffrey & Company LLC is a full service commercial mortgage broker who will work for you to achieve your commercial real estate financing goals. We specialize in commercial real estate loans from $1, 000, 000 and up for acquisition or refinancing of Apartment Building Loans, Shopping Centers Loans, Mixed-use, Office Building Financing etc.
  • FIRST FEDERAL BANK of KANSAS CITY
  • 6900 N. Executive Drive, Kansas City, MO, 66210
  • We are First Federal Bank of Kansas City, and our mission is helping the people and communities we serve build a brighter financial future. That means being the community banking leader in providing customer-focused products, insight and encouragement. It's a purpose bigger than profit. By promoting the power of homeownership
  • Mortgage Enterprises
  • 10955 Lowell, Suite 510, Overland Park, KS, 66210
  • At Mortgage Enterprises. We are a professional mortgage company in Kansas and Missouri specializing in residential mortgages. We find loans that fit the goals of each client. We have highly skilled loan officers who know what it takes to get through underwriting quickly while keeping you informed of your process every step of the way.
  • Himalaya Mortgage
  • 11881 West 112th Street, Overland Park, KS, 66210
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Kendall Mortgage
  • 11225 College Blvd, Suite 100, Overland Park, KS, 66210
  • At Kendall Mortgage, we make the entire home buying process simple & seamless. Whatever your goals, we provide you with the information, resources, & personal service you need to make your home buying dream a reality. Our mission is to provide unparalleled service to our clients. Our goal is to provide home loans with the lowest interest rates.
  • United Mortgage
  • 9393 W 110th St, Suite 350, Overland Park, KS, 66210
  • Established in 2007, United Mortgage has been recognized as one of the fastest-growing private companies in America and is now considered a premiere purchase lender, currently serving Arizona, California, Colorado, Florida, Iowa, Kansas, Missouri, Oregon, Texas, and Washington. At United Mortgage,
  • Homestead Financial Mortgage
  • 8585 College Blvd, Suite 110, Overland Park, KS, 66210
  • "With 20 years experience, Homestead is a unique company. A delegated mortgage banker in that it has 3 business channels based on customer acquisition method, media, referral or hybrid. What makes us unique is our developmental approach to the loan officer’s career. We have had great success developing new loan officers"
  • Holy Rosary Credit Union
  • 533 Campbell Street, Kansas City, MO, 64106
  • We offer Online Banking, Visa Credit Cards, Financial Education, Checking and Savings accounts, Secured and Unsecured Loans and Mortgages. We also offer Credit Builder education, Preparing for a Mortgage education and Business accounts. Holy Rosary Credit Union is a financial cooperative owned by all its members.
  • Commerce Bank
  • 1000 Walnut Street, Kansas City, MO, 64106
  • At Commerce Bank, we know life’s best moments can come with some financial complexity. Our job is to help people and businesses navigate challenges so they can get back to focusing on what matters most. We do this by getting to know our customers and communities and accepting their goals as our own to deliver the right financial solutions.
  • Bank Midwest
  • 1111 Main St, Kansas City, MO, 64106
  • Bank Midwest is a leading community banking franchise, headquartered in Kansas City, Missouri. We serve clients throughout Missouri & Kansas by providing a comprehensive portfolio of products and services to meet the needs of commercial, consumer and small business clients. As we grow, our goal is to continue to deliver a superior level of service.
  • KC Area Credit Union
  • 601 E. 12th St, Room G-61, Kansas City, MO, 64106
  • We pride ourselves on our motto, “Small enough to know you, large enough to serve you”. Formed in 1946, we now serve government (federal, state, county, or city) employees, current and retired working in Johnson and Wyandotte counties in Kansas and Jackson and Clay counties in Missouri.