USDA Vs. FHA Pro and Con comparison in Kansas-City, Wyandotte County, KS
For the year 2025, the USDA loan limit in Kansas-City, which is located in Wyandotte County, within the state of KS, is set at $311,800. Comparatively, the FHA limit stands at $389,850 for a family home designed for a single resident.
Utilize Lendersa®'s USDA loan calculator to weigh today’s top USDA against FHA rates to find out the necessary income, credit details, reserve figures, and required documentation for qualification. Our sophisticated mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding your decision in finding the optimal program in tailored to your financial needs.
Loan limits and down payment requirements for 2025 in Kansas-City, Wyandotte County, KS
Loan Type
Loan Limit
Down Payment
USDA
$311,800
0%
FHA
$389,850
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan options in Kansas-City, KS
The mission of Lendersa® is to quickly and smoothly secure the most ideal USDA or FHA loan for you. Choose from three distinct starting points that connect you with appropriate lenders and USDA loan schemes.
A USDA home loan, officially backed by the United States Department of Agriculture, also known as a USDA rural development loan or mortgage, is designed for rural zones. In contrast to FHA loans needing a minimum down payment of 3.5%, USDA mortgage loans require no down payment at all.
Founded by a group of postal employees in 1924, tnConnect Credit Union remains a non-profit, community-focused financial institution. Our commitment is to help our members succeed and grow financially. We provide a full range of financial products, from everyday savings, checking, and loans to retirement and pet savings accounts.
Holston Methodist FCU was founded by Seven (7) United Methodist Clergy to assist fellow clergy and their family members with various financial needs. Holston Methodist FCU has been dedicated to serving pastors, churches, staff, church organizations, select employee groups and members within Holston Conference since 1956.
4707 Papermill Dr, Suite 102, Knoxville, TN, 37909
Real Estate Finance Group are a local, knowledgeable, and professional mortgage company that cares about its clients. Real Estate Finance Group employs credit trained mortgage consultants with immediate decision making authority REFG is fueled by a genuine belief in the ‘customer for life’ principal.
Keystone Mortgage was founded out of a desire to provide Tennesseans with a better home mortgage provider. Founder and President Matt Padgett was purchasing a residential investment property in 2004, and he became increasingly irritated by and disappointed in the lack of knowledge and good customer service he encountered along the way
San Angelo Federal Credit Union was organized in 1939 and is the oldest federal credit union in the area. Our philosophy has always been to provide affordable credit, help educate members to make sound decisions with their financial matters and offer competitive products and services.
809 Knickerbocker Road, Suite E, San Angelo, TX, 76903
We have been giving our membership one-on-one service since 1974. We want to do the same for you. Call Marshall for pre-approval on loans and schedule time for him so he is available when "you" go shopping. Whether you buy in town or out of town, we will be available to talk to you and your salesperson so the purchase goes quickly and smoothly.
Concho Valley Credit Union was organized in 1930 for the postal workers and was named Postal Credit Union. In 1980, the name was changed to Concho Valley Government Employees Credit Union to reflect the true membership covered. Then, in the summer of 2005, our name was changed once again to Concho Valley Credit Union.
Western Shamrock Corporation is the corporate successor to a single, small-loan office opened by the Company's founder, Milton Pierce, in 1965 in Lubbock, Texas. From this single location in the Texas panhandle, the Company has grown to nearly two hundred offices in four states..
