USDA Vs. FHA your options comparison in Kansas-City, Wyandotte County, KS
For the year 2025, the USDA loan limit in Kansas-City, which is located in Wyandotte County, within the state of KS, is set at $311,800. Comparatively, the FHA limit stands at $389,850 for a family home designed for a single resident.
Utilize Lendersa®'s USDA loan calculator to weigh today’s top USDA against FHA rates to find out the necessary income, credit details, reserve figures, and required documentation for qualification. Our sophisticated mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding your decision in finding the optimal program in tailored to your financial needs.
Loan limits and down payment requirements for 2025 in Kansas-City, Wyandotte County, KS
Loan Type
Loan Limit
Down Payment
USDA
$311,800
0%
FHA
$389,850
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan options in Kansas-City, KS
The mission of Lendersa® is to quickly and smoothly secure the most ideal USDA or FHA loan for you. Choose from three distinct starting points that connect you with appropriate lenders and USDA loan schemes.
A USDA home loan, officially backed by the United States Department of Agriculture, also known as a USDA rural development loan or mortgage, is designed for rural zones. In contrast to FHA loans needing a minimum down payment of 3.5%, USDA mortgage loans require no down payment at all.
First Western Bank & Trust strives to be the premier bank and financial service provider in the communities we serve by building strong customer relationships, providing great customer service, offering diverse financial products and maintaining knowledgeable, friendly professional employees.
Town & Country is a growing credit union with a fun, fast-paced, and member-focused culture. We have locations in Minot, Fargo, West Fargo, Kenmare and Stanley, North Dakota. We believe in continual growth for our credit union and our employees. That’s why we’re proud to promote from within and help our employees build their careers
Firestone Federal Credit Union is an income sharing financial cooperative, dedicated to best serving the financial needs of its members. This primarily includes offering competitive rates on savings and low cost loans for provident purposes. The safety and stability of its members' assets shall be the prime consideration
Alamo Loan Company is committed to providing you with the convenient financial options that you need to reach your goals. We treat every customer like family and we are passionate about excellent customer service. Reach out to us for an easy and affordable personal loan or title loan.
227 North Loop 1604 East, Suite 150, San Antonio, TX, 78228
I am an experienced mortgage veteran with over 17 years of experience in the mortgage business. I have helped thousands of families buy their first, second and third homes. . I am extremely well versed in FHA, Conventional, VA and Jumbo Loans. With a background in Education and Finance from Southwest Texas State University
DoverPhila Federal Credit Union was established as a financial cooperative and is controlled by its members. We exist for the financial benefit of our members and to provide a level of service that meets our members’ financial needs. Low cost auto loans, higher interest rates on certificates of deposit (CDs) and a vast array of products.
First Federal Community Bank, National Association
141 W Ohio Ave, Dover, OH, 44622
First Federal Community Bank provides a full-range of financial products & services using the latest technology while maintaining our personal relationship with each customer. Our mission is to empower the financial well-being of our community one person at a time. Our team is comprised of local experts, committed to providing exceptional service.
125 Lamar Street, Suite 108-C, San Antonio, TX, 78202
RETax Funding is proud to be part of the largest leading Texas Property tax company in Texas specializing in financing real estate property taxes, overdue property taxes and general property tax relief. We have helped thousands of Texas residential and commercial property owners with fast, easy, affordable solutions.
